Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Ways to CANCEL your credit card, Updated since 30/07/12
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 Apr 5 2011, 12:05 AM
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur   
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QUOTE(ascend @ Apr 4 2011, 10:59 PM) would it be too late to cancel the card by the time you receive the statement with the $50 government tax? or do you have to cancel it before the government tax appears on your statement? You can try to get the GST waived upon card cancellation.... up to the bank's policy. You should have cancel CC one month before the GST month. |
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Apr 6 2011, 02:37 PM
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Junior Member
132 posts Joined: Jun 2008 From: Kota Kinabalu,Sabah 
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Does it have to be 1 year usage before you can terminate the CC? I use less that 5 months. Do they ask question why you want to terminate their card?
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Apr 6 2011, 03:20 PM
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Senior Member
4,092 posts Joined: Jan 2003 From: USJ
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QUOTE(changjie83 @ Apr 6 2011, 02:37 PM) Does it have to be 1 year usage before you can terminate the CC? I use less that 5 months. Do they ask question why you want to terminate their card? you can terminate it anytime u likeAdded on April 8, 2011, 2:58 pmAMEX without MBB logo call to cancel This post has been edited by alexwsk: Apr 8 2011, 02:58 PM |
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Apr 11 2011, 09:14 AM
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Senior Member
1,684 posts Joined: Apr 2008
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QUOTE(alexwsk @ Apr 6 2011, 03:20 PM) you can terminate it anytime u like added. thanksAdded on April 8, 2011, 2:58 pmAMEX without MBB logo call to cancel |
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Apr 12 2011, 10:12 PM
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Senior Member
1,956 posts Joined: May 2010
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QUOTE(ronnie @ Apr 5 2011, 01:05 AM) You can try to get the GST waived upon card cancellation.... up to the bank's policy. Ya, as long as u didn't use the credit card after the GST issued to u, then no need pay the GSTYou should have cancel CC one month before the GST month. |
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Apr 13 2011, 09:48 AM
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Senior Member
924 posts Joined: Dec 2006 From: Kepong
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no one cancel standard chartered before?? coz i m thinking to cancel my standard chartered coz no cash rebate
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Apr 13 2011, 09:59 AM
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(joey85 @ Apr 13 2011, 09:48 AM) no one cancel standard chartered before?? coz i m thinking to cancel my standard chartered coz no cash rebate You can cancel via SCB Online Banking page... ;-)SCB has 0.5% rebate is you use the ChoicePoints redemption method. SCB Business Visa has 0.5% + 0.5% (ChoicePoints Redemption) |
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Apr 13 2011, 10:18 AM
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Senior Member
924 posts Joined: Dec 2006 From: Kepong
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QUOTE(ronnie @ Apr 13 2011, 09:59 AM) You can cancel via SCB Online Banking page... ;-) SCB has 0.5% rebate is you use the ChoicePoints redemption method. SCB Business Visa has 0.5% + 0.5% (ChoicePoints Redemption) ic thanks... i already confirmed that my card is normal card with no cash rebate (not business visa >.<) and been told by the sales assistance that my card has no any cash rebate only point, RM1 = 1 point, check if wanna redeem Jusco voucher need 12,000 point if no mistaken  |
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Apr 13 2011, 10:25 AM
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur
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All SCB has ChoicePoints which can use 5000 ChoicePoints to redeem RM25 cash back into your CC.
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Apr 13 2011, 10:40 AM
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Senior Member
924 posts Joined: Dec 2006 From: Kepong
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QUOTE(ronnie @ Apr 13 2011, 10:25 AM) All SCB has ChoicePoints which can use 5000 ChoicePoints to redeem RM25 cash back into your CC. oiiii.. really??? i go and search again the online redemption catalogue 1st btw i saw OCBC has better cash rebate right?? i just wanna hold one CC for easier to handle >.< |
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Apr 13 2011, 11:35 AM
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Senior Member
1,956 posts Joined: May 2010
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can cancel via on phone?
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Apr 13 2011, 11:46 AM
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Senior Member
924 posts Joined: Dec 2006 From: Kepong
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QUOTE(beyond86 @ Apr 13 2011, 11:35 AM) can cancel via on phone? which bank u means?? im not sure Standard Chartered but i did cancel my mom MBF CC via phones before  |
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Apr 13 2011, 11:57 AM
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Senior Member
1,956 posts Joined: May 2010
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QUOTE(joey85 @ Apr 13 2011, 12:46 PM) which bank u means?? im not sure Standard Chartered but i did cancel my mom MBF CC via phones before Ya, i means Standard Chartered |
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Apr 13 2011, 05:39 PM
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Senior Member
924 posts Joined: Dec 2006 From: Kepong
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QUOTE(beyond86 @ Apr 13 2011, 11:57 AM) Ya, i means Standard Chartered not sure... have not try yet >.< still thinking whether to cancel my Standard Chartered CC  |
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Apr 13 2011, 08:10 PM
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Senior Member
1,956 posts Joined: May 2010
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QUOTE(joey85 @ Apr 13 2011, 06:39 PM) not sure... have not try yet >.< still thinking whether to cancel my Standard Chartered CC |
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Apr 18 2011, 08:22 AM
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Junior Member
595 posts Joined: May 2010
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QUOTE(gerrardling @ Mar 30 2011, 05:29 PM) Hong Leong Bank Berhad What is the link?1. Through HLB Online 2. Through phone call |
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Apr 18 2011, 09:06 AM
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Senior Member
1,684 posts Joined: Apr 2008
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Apr 18 2011, 09:48 AM
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Junior Member
595 posts Joined: May 2010
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QUOTE(gerrardling @ Apr 18 2011, 09:06 AM) I know the link for their homepage. But, I couldn't find the link to terminate credit card. Do I need to login to online banking first? |
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Apr 18 2011, 02:22 PM
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Senior Member
1,956 posts Joined: May 2010
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QUOTE(ckuanglim @ Apr 18 2011, 10:48 AM) I know the link for their homepage. But, I couldn't find the link to terminate credit card. Do I need to login to online banking first? just call to CS to cancel, 76268899 |
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Apr 19 2011, 06:31 PM
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Junior Member
595 posts Joined: May 2010
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QUOTE(beyond86 @ Apr 18 2011, 02:22 PM) just call to CS to cancel, 76268899 Thanks. Done by calling them. |
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