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 Ways to Pay Your Credit Card Bills

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tanch78
post May 28 2011, 02:35 AM

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QUOTE(MilesAndMore @ May 28 2011, 12:38 AM)
From my past experiences, no.
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Not possible for single cash deposit for multiple credit card accounts payment. But it works for cheque payment. Just tried last night!
codename_snake
post Jun 3 2011, 09:57 AM

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QUOTE(ak1977 @ Mar 29 2011, 01:34 PM)
Just some tips on Cash Deposit Machine:

When you insert cash in the machine and it keep rejecting the notes that you replaces ( normaly happen to new notes )  mad.gif  please dont keep inserting the cash because these CDM machines have timing, if a transaction cant be fulfiled within certain amount of times, by defaults it will force accept your cash and the cash you failed to bank in will go the rejected notes bin.

The next thing you see is that the CDM will come out this message " OUT OF SERVICE ". The person queing behind you will start cursing you. Why i say this is that customer have complaint why the CDM do this and that, scolding us with all the #&^&*# and when we go and check the journal report we can see this customer was trying to insert the notes for more than 5 times which the machines unable to recognise it and it will kick start this step by force the cash into the reject bin.

However different banks setup their machines differently it depends on how sensitive they set it. From what i experience HSBC & MBB had it.
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Some bank machine is really whacko! Reject a few time then is able to accept. But I must say that Citibank Cash Deposit machine (in Penang) is the best. I have no problem whasoever using them.


Added on June 3, 2011, 10:04 amAnother tip is try to minimize the number of credit card you carry. I once have 7 (including my wife) and keeping track and paying them is a major headache. Always forget and pay late and got penalized.

Since then, I cut down the number to 3 at most. Also keep in handy the information below in ta small note book that you can carry around:
1. Credit card number
2. Due date
3. Amount to pay for that month

Then, I just pick a date that suits the due date of all account and make a trips to town to visit all the cash deposit machine.

What I am looking for now is to be able to settle with just ONE card, and open an online saving/current account with them so to perform the transaction online for FREE.

But I think this is difficult as the rewards is going to get more attractive'r' from bank to bank...

This post has been edited by codename_snake: Jun 3 2011, 10:04 AM
ronnie
post Jun 3 2011, 10:29 AM

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QUOTE(codename_snake @ Jun 3 2011, 09:57 AM)

What I am looking for now is to be able to settle with just ONE card, and open an online saving/current account with them so to perform the transaction online for FREE.

But I think this is difficult as the rewards is going to get more attractive'r' from bank to bank...
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I opened a OCBC iQ Basic account (maintain RM500 in account to avoid service charge) which offers five(5) FREE Interbank Giro (IBG) to pay other banks CC bills.
Very useful indeed.
Human Nature
post Jun 3 2011, 10:39 AM

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QUOTE(ronnie @ Jun 3 2011, 10:29 AM)
I opened a OCBC iQ Basic account (maintain RM500 in account to avoid service charge) which offers five(5) FREE Interbank Giro (IBG) to pay other banks CC bills.
Very useful indeed.
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That is nice.
I got charged RM1.00 each when I used CimbClicks to transfer to settle my SCB and OCBC bills (I-REMMIT CHARGE).
As I know, the first 2 transactions of the months are only 50 cents. Anyone can clarify?
alexwsk
post Jun 3 2011, 12:54 PM

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QUOTE(Human Nature @ Jun 3 2011, 10:39 AM)
That is nice.
I got charged RM1.00 each when I used CimbClicks to transfer to settle my SCB and OCBC bills (I-REMMIT CHARGE).
As I know, the first 2 transactions of the months are only 50 cents. Anyone can clarify?
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50 cents only valid for first 2 transactions of the month for basic savings account
chemistry
post Jun 14 2011, 01:08 AM

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QUOTE(tanch78 @ May 28 2011, 02:35 AM)
Not possible for single cash deposit for multiple credit card accounts payment. But it works for cheque payment. Just tried last night!
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I just made payment to 8 credit card accounts in one single cheque recently.
Behind cheque was full of numbers tongue.gif
tanch78
post Jun 14 2011, 02:08 AM

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QUOTE(chemistry @ Jun 14 2011, 01:08 AM)
I just made payment to 8 credit card accounts in one single cheque recently.
Behind cheque was full of numbersĀ  tongue.gif
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I assume you are helping family members or friends to make payment?

But is all the card due dates the same?

Or you have 8 different cards from the same issuer??? thumbup.gif

This post has been edited by tanch78: Jun 14 2011, 02:09 AM
chemistry
post Jun 14 2011, 03:15 AM

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QUOTE(tanch78 @ Jun 14 2011, 02:08 AM)
I assume you are helping family members or friends to make payment?
But is all the card due dates the same?
Or you have 8 different cards from the same issuer???  thumbup.gif
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All are BT accounts under DirectAccess.
Ya, same due date.
ronnie
post Jun 14 2011, 07:35 AM

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QUOTE(chemistry @ Jun 14 2011, 01:08 AM)
I just made payment to 8 credit card accounts in one single cheque recently.
Behind cheque was full of numbers  tongue.gif
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Did you deposit via Cheque Deposit Machine (with cheque scanning) ?
I wonder what's the limit of CC/BT accounts the machine can handle.
chemistry
post Jun 14 2011, 11:17 PM

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QUOTE(ronnie @ Jun 14 2011, 07:35 AM)
Did you deposit via Cheque Deposit Machine (with cheque scanning) ?
I wonder what's the limit of CC/BT accounts the machine can handle.
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Oh I didn't want to key in the card numbers one by one.
I straight away drop the cheque at the dropbox. No need envelope.
ubuntu
post Jul 3 2011, 11:16 PM

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Hi there, I haven't make any payment via cash deposit machine.
Let say my payment bill is RM100.85, how do I pay this bill over cash deposit machine? pay RM101 instead? Is that okay to pay more? Thanks for reply. smile.gif
ronnie
post Jul 4 2011, 12:19 AM

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QUOTE(ubuntu @ Jul 3 2011, 11:16 PM)
Hi there, I haven't make any payment via cash deposit machine.
Let say my payment bill is RM100.85, how do I pay this bill over cash deposit machine? pay RM101 instead? Is that okay to pay more? Thanks for reply. smile.gif
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Minimum thru Cash Deposit Machine is RM110 as they accept RM100, RM50, RM10 notes only.
ubuntu
post Jul 4 2011, 10:45 AM

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QUOTE(ronnie @ Jul 4 2011, 12:19 AM)
Minimum thru Cash Deposit Machine is RM110 as they accept RM100, RM50, RM10 notes only.
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Oh yeah, CD machine don't accept RM1 note. Thanks ronnie.
Xxr0xr0xX
post Jul 5 2011, 12:14 AM

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I did use ATM today but wont accept Rm 1.00
Human Nature
post Jul 16 2011, 12:07 PM

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moved to correct thread

This post has been edited by Human Nature: Jul 16 2011, 12:45 PM
ah joixl
post Jul 19 2011, 08:55 AM

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paying on9 is better among all..but still got that RM1 charged if u pay from different bank
TSMilesAndMore
post Jul 19 2011, 09:31 AM

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QUOTE(ah joixl @ Jul 19 2011, 08:55 AM)
paying on9 is better among all..but still got that RM1 charged if u pay from different bank
The correct charges should be from free to RM2, depends on which bank you are transferring the money out from and your account type.

beyond86
post Jul 19 2011, 07:28 PM

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QUOTE(MilesAndMore @ Jul 19 2011, 10:31 AM)
The correct charges should be from free to RM2, depends on which bank you are transferring the money out from and your account type.
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but hlb to eon bank or vice versa is free..... biggrin.gif
gark
post Nov 1 2011, 05:17 PM

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Hmm any option to use online banking to settle your credit card bill full amount automatically every month? Not free to go pay bill every month, always forget. blush.gif

This post has been edited by gark: Nov 1 2011, 05:18 PM
Ah hao
post Nov 3 2011, 11:28 AM

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QUOTE(gark @ Nov 1 2011, 05:17 PM)
Hmm any option to use online banking to settle your credit card bill full amount automatically every month? Not free to go pay bill every month, always forget.  blush.gif
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direct debit ? it charge rm2 per month blush.gif

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