While I agree on the bold part, I just want to say that RM2 or RM1.xx IBG fee still cheaper than you go to the bank yourself.

Banks love YOU as a customer....

how to make payment which reflected instantly... i had pay 1 week ago thru IBG online but not realised it bounced back already dunno what reason, due date is tmr...

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Added on February 13, 2012, 4:41 pmcan i pay credit card bill using my debit card... wondering...

This post has been edited by xproc: Feb 13 2012, 04:41 PM

ensure you perform IBG before 12pm to be same-day processing. You can call your CC to check payment on the next working day.
Which bank's account pay to which CC ?

is it possible for me to pay my citibank credit card bill using my public bank account via public bank atm?

Interbank fund transfer.

use IBG cost RM2 or pay by cheque which cost you RM0.15 stamp duty

Usually I pay via Internet n divide it up by 6 payments

Why need to split into 6 payments?

I buy too many things. So, that's it. Interest charges is ok with me

If you factor in your time, petrol, parking ... sometimes pay by cheque is much more expensive.

yes i agree.

It all depends how close the banks are located within your area.
If your CC bill >RM5k, then it becomes more expensive to IBG.

I'd like to ask, if I purchase a notebook online that cost rm1000, how long do I have to pay back the bank? Its a Public Bank credit card.
I'm still new to this so I'm not sure how it works. And how do I pay the bank back? Is it the same method as those listed in page 1?

You need to settle the outstanding balance 20 days (normally) from the date of your next statement to avoid extra charge. The due date is also written there. Yes, same methods as page 1.

20 days. I guess thats not too bad. Thanks for the info.

Yeah, do pay several days before due date as processing takes time.

hi many i know which balance should i pay for? there are too many balances there and i dunno understand all of them..
can somebody explain to me in layman term?

thanks

The statement balance should be cleared by statement due date.

let say my statement date is 1st everymth.

5th march i swipe RM50. I then cleared the dept on 10th march.

then 15th march i swipe RM100, so wat do i have in 1st april? can show each balance to me? thanks