I'm using DirectAccess Premier Plus Current Account which I don't have to maintain minimum balance.
P/s:DirectAccess is a division of CIMB. Premier Plus Account is strictly for DirectAccess cardmembers only.

Oo, i need direct access credit card only eligible to open DA Premier Plus current account. Thank for sharing

Yes banks are like that haha... but different bank has different T&C, some bank will only charge if the account balance less than RM3k

This post has been edited by joey85: Apr 14 2011, 10:47 AM

Ya, Bank never do loss money business

Sorry I have to ask this really noob question. How much is the stamp charge to put on the envelop if want to pay the CC with a cheque and posting to them?

What's the cheapest way to pay these credit cards? I have a Savings/Current account at the same bank that issues all these 3 credit cards. My salary is bank-in to CIMB. My working area has CIMB and Maybank branches.


CIMB: ATM withdrawal, and pay cash
Maybank: ATM withdrawal from CIMB, pay cash at MBB
Standard Chartered: Write a cheque from CIMB and post to StanChart. There's a post office within walking distance from my office.

Another question. If I choose to receive cc statements electronically, then these banks will not send the statements to me. That means if I want to pay cheque, I will have to use my own envelop?

pay cheque can just drop/insert in machine

I don't want to drive all the way to SCB branch to drop the cheque. Too much petrol used.

Why dun u use IBG instead.

ya, RM0.50 or RM1

IBG from CIMB account is RM2 right?

see from which bank to which bank.
IBG take 3 days, while as i know, RM2 is transfer the money immediately

Open a Basic Savings Account then you are entitled to TWO Interbank Transfer with service charge RM0.50 per trxn. Quite useful actually.
Many people are not aware of this product, keep on feeding banks with RM8 ATM fee.

but MBB basic saving no have RM8 fees

I think most if not all Basic SA/CA does not impose ATM Annual Fee.
When ppl ask me what account to open, I will advise them to open BSA. (provided he doesn't withdraw money more than 8 times a month)

4 times only for MBB

See this.

ya, i know, but duno why, in actual, only 4 times

If there is any abnormality, immediately raise ABNORMALITY REPORT and submit to the head of department

they follow this

so there is contradiction already , hehehe.
Can highlight this matter to MBB and let them headache.