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 Ways to Pay Your Credit Card Bills

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ronnie
post Nov 3 2011, 02:51 PM

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QUOTE(gark @ Nov 1 2011, 05:17 PM)
Hmm any option to use online banking to settle your credit card bill full amount automatically every month? Not free to go pay bill every month, always forget.  blush.gif
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It's Standing Instruction to deduct from CASA, chargeable RM2 every time.
Get your brain upgraded lah to NOT FORGET !!!
echoesian
post Nov 5 2011, 05:10 PM

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Maybank BSA supposedly charge 0.50 for the first two GIRO transactions per month, why the teller said it's only apply to ATM or M2U transaction? What the heck?
ronnie
post Nov 5 2011, 06:41 PM

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QUOTE(echoesian @ Nov 5 2011, 05:10 PM)
Maybank BSA supposedly charge 0.50 for the first two GIRO transactions per month, why the teller said it's only apply to ATM or M2U transaction? What the heck?
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IBG via the counter also charges 50 sen (first 2 IBG via Basic Savings Account)
echoesian
post Nov 5 2011, 09:29 PM

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QUOTE(ronnie @ Nov 5 2011, 06:41 PM)
IBG via the counter also charges 50 sen (first 2 IBG via Basic Savings Account)
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That means the branch at Plaza IBM was not honoring it, what an inconsistent policy across Maybank branches!! Boycott!


Added on November 5, 2011, 9:29 pm
QUOTE(ronnie @ Nov 5 2011, 06:41 PM)
IBG via the counter also charges 50 sen (first 2 IBG via Basic Savings Account)
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Can I know which branch that you went to?

This post has been edited by echoesian: Nov 5 2011, 09:29 PM
ronnie
post Nov 6 2011, 11:46 AM

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QUOTE(echoesian @ Nov 5 2011, 09:29 PM)
That means the branch at Plaza IBM was not honoring it, what an inconsistent policy across Maybank branches!! Boycott!


Added on November 5, 2011, 9:29 pm

Can I know which branch that you went to?
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Default IBG charges is RM2.
You need to tell them that you have Basic Savings Account, then it would be RM0.50.
Are you sure you have a Basic Savings Account ? What is the account listed as under M2U ?
Human Nature
post Nov 6 2011, 11:50 AM

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Yea, you better check the type of account first. They might have opened a wrong account for you.
echoesian
post Nov 6 2011, 06:26 PM

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It's BSA, confirmed. The tellers there very sux..
ronnie
post Nov 7 2011, 12:07 PM

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QUOTE(echoesian @ Nov 6 2011, 06:26 PM)
It's BSA, confirmed. The tellers there very sux..
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Just go to another friendly MBB branch... there's plenty to choose from.
You can also IBG via the ATM machine.
echoesian
post Nov 7 2011, 01:01 PM

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QUOTE(ronnie @ Nov 7 2011, 12:07 PM)
Just go to another friendly MBB branch... there's plenty to choose from.
You can also IBG via the ATM machine.
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The reason that I wanna do over the counter is that the amount is over RM5000. Just wanna do it at one shot, saving time & money

Gh-x
post Nov 9 2011, 10:46 PM

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how can i pay maybank credit card due using maybank current account cheque? what do i need to write on the cheque?
ronnie
post Nov 9 2011, 11:47 PM

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QUOTE(Gh-x @ Nov 9 2011, 10:46 PM)
how can i pay maybank credit card due using maybank current account cheque? what do i need to write on the cheque?
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Payee : Maybankard Centre
Write the CC number and amount to be paid behind the cheque.

On the flip side, why not pay using M2U to save 15sen ?
Gh-x
post Nov 9 2011, 11:56 PM

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QUOTE(ronnie @ Nov 9 2011, 11:47 PM)
Payee : Maybankard Centre
Write the CC number and amount to be paid behind the cheque.

On the flip side, why not pay using M2U to save 15sen ?
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I can't pay with maybank2u, as the cheque i am using is a company account.
echoesian
post Nov 11 2011, 01:14 PM

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QUOTE(ronnie @ Nov 7 2011, 12:07 PM)
Just go to another friendly MBB branch... there's plenty to choose from.
You can also IBG via the ATM machine.
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Went to MBB Kota Damansara branch again to try but again the tellers said the RM0.50 charge is only apply for ATM/M2U transactions.

Can I know which branch that you went to??
ronnie
post Nov 11 2011, 01:33 PM

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QUOTE(echoesian @ Nov 11 2011, 01:14 PM)
Went to MBB Kota Damansara branch again to try but again the tellers said the RM0.50 charge is only apply for ATM/M2U transactions.

Can I know which branch that you went to??
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Honestly, I haven't tried IBG via BSA... There's no mention that RM2 is IBG for OTC
QUOTE
6 over-the-counter (OTC) visits.
8 free ATM cash withdrawals. No fee shall be imposed for non-cash withdrawal transactions (e.g. balance inquiry or fund transfer within Maybank).
First 2 GIRO transactions in a month at a fee of RM0.50 per transaction and RM2.00 from the 3rd transaction onwards


echoesian
post Nov 11 2011, 01:44 PM

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QUOTE(ronnie @ Nov 11 2011, 01:33 PM)
Honestly, I haven't tried IBG via BSA... There's no mention that RM2 is IBG for OTC
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I have argued with them because it doesn't mention on the M2U website.
ck23
post Jan 26 2012, 02:45 PM

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QUOTE(ronnie @ Nov 5 2011, 06:41 PM)
IBG via the counter also charges 50 sen (first 2 IBG via Basic Savings Account)
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CIMB charged me RM1 for OCBC Titanium Credit Card Transfer.
TSMilesAndMore
post Jan 27 2012, 12:12 AM

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QUOTE(ck23 @ Jan 26 2012, 02:45 PM)
CIMB charged me RM1 for OCBC Titanium Credit Card Transfer.
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https://forum.lowyat.net/topic/1985221

By the way, posting in one thread about the same matter is more than suffice smile.gif

stevesbernard
post Jan 31 2012, 04:16 PM

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Pay your bill by check - they don't charge for that. Or by using your bank's online bill pay system.
Always pay your bill in full on time - that way you don't have any interest to pay. If you don't have the money to buy something - don't charge it. Wait until you can afford it. Buying on credit used to be called 'Buying on the never-never' in England. Because you never paid it off and therefore you never properly owned the item.
Credit cards can be very useful if used properly and carefully. Don't go into debt.
Good Luck!
cshong
post Jan 31 2012, 06:33 PM

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I personally don't think that there is any problem with surcharge on IBG transfer. If you go to the card issuing bank's branch or ATM, you will end up paying more than the IBG surcharge.
ronnie
post Jan 31 2012, 07:22 PM

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QUOTE(cshong @ Jan 31 2012, 06:33 PM)
I personally don't think that there is any problem with surcharge on IBG transfer. If you go to the card issuing bank's branch or ATM, you will end up paying more than the IBG surcharge.
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all these should be free as the banks are earning profit from our savings and loan interest... Best to own CC from the bank you have CASA with to ease payment and save on these fees (IBG)

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