but from many years till now, is only 4 times

Maybank GIRO transfer to another bank (ie SCB) is charged RM0.50?

Kindly refer to this thread > Interbank Funds Transfer (IBG)


Not entirely true. It depends on what time and which day you made the transfer out. If you transfer the money out before the bank's cut-off time (varies by banks ... it's either 11am, 11.30am or 12pm on a banking day), the money will be transferred out on the same day and depends on which bank is the receiver bank, the money may be made available by evening on the same day**. CIMB Bank usually will credit the money into your account on the same day by 4pm while AmBank after 6pm.

**this is different from the instant interbank funds transfer offered by CIMB Bank, EON Bank and Hong Leong Bank


Maybank Basic Savings Account comes with the option to pay RM8 ATM/debit card annual fee for unlimited ATM cash withdrawals or pay no annual fee but with only 8 free ATM cash withdrawals every month.


This is because your current Maybank savings account is not a basic savings account. And you will be charged RM2 for every IBG done.


This rule doesn't apply to Maybank Basic Savings/Current Account.

Thanks. Looks like I got to open a new BASIC savings account.

My not wadiah/islamic, just basic saving

No. Your Maybank savings account is not a basic savings account. Instead, it is a regular savings account hence the 4 free ATM cash withdrawals rule.

Normally after open saving account, when they will charge the RM8 annual fees?

No. They won't unless you're on the annual fee option with unlimited free ATM cash withdrawals.

This post has been edited by MilesAndMore: May 2 2011, 09:10 PM

ok ok. Thanks

If one person want to change from limited withdraw to unlimited withdraw account, it is possible??

This post has been edited by beyond86: May 2 2011, 09:50 PM

Yes. It is possible but i am not too sure about basic savings account though.

i think if the staff want to help us to do, shouldn't be a problems, Everthing is depend they want or not.

Not for the case of basic savings/current account. It has something to do with the product code and it is not as simple as changing from annual fee free option to annual fee option like all other Maybank savings/current account products. But then, i previously said i am not too sure about this as i do not know if the product code works for Maybank savings/current account products. I know for sure that it is not possible with RHB Bank and CIMB Bank basic savings/current account.

This post has been edited by MilesAndMore: May 3 2011, 07:57 PM

ok ok, thanks

Hello, I just read through the thread and want to confirm something.

I have a CIMB account (main account) but have MBB2 CC (no savings accounts with MBB). I want to pay off my CC bills through CIMBClicks.

1. I login CIMBClicks > IBG
2. Select Maybank
3. Payment Type: Credit Card
4. Beneficiary Account: 16-digit (Master Card) OR 15-digit (AMEX)
5. Beneficiary Name: Full account holder name (not name on card, rite?)

Are the above steps correct? I haven't used IBG before to pay CC bills, and I dowan to make mistakes since it involves money :S

If the steps are correct means that I have to pay 2x Transaction fees (RM0.50 / 1.00 depending on # of earlier transfers)?

Should be :

1. Login to CIMBClicks
2. Click Transfers
3. Click Transfer Funds
4. Under To Other Bank, Click Interbank GIRO
5. Select the beneficiary bank
6. Fill in all required fields

Yup, Miles...that's what I meant. Just condensed the steps you mentioned into my post earlier. I just need absolute confirmation on steps 3, 4, and 5 though.



Thanks in advance for any replies!

Hi guy,

What does SCB's flexi pay working ?
Anyone please enlighten?

Asking those with actual experience with CIMB Cash Deposit Machines.

1. Can we pay multiple CIMB CC accounts by specifying the specific amount with one single CASH deposit ?

Read here : http://www.standardchartered.com.my/person...tions-apply/en/

From my past experiences, no.