Sorry I have to ask this really noob question. How much is the stamp charge to put on the envelop if want to pay the CC with a cheque and posting to them?

What's the cheapest way to pay these credit cards? I have a Savings/Current account at the same bank that issues all these 3 credit cards. My salary is bank-in to CIMB. My working area has CIMB and Maybank branches.


CIMB: ATM withdrawal, and pay cash
Maybank: ATM withdrawal from CIMB, pay cash at MBB
Standard Chartered: Write a cheque from CIMB and post to StanChart. There's a post office within walking distance from my office.

Another question. If I choose to receive cc statements electronically, then these banks will not send the statements to me. That means if I want to pay cheque, I will have to use my own envelop?

I don't want to drive all the way to SCB branch to drop the cheque. Too much petrol used.

IBG from CIMB account is RM2 right?

Maybank GIRO transfer to another bank (ie SCB) is charged RM0.50?

Thanks. Looks like I got to open a new BASIC savings account.