let say my statement date is 1st everymth.

5th march i swipe RM50. I then cleared the dept on 10th march.

then 15th march i swipe RM100, so wat do i have in 1st april? can show each balance to me? thanks

I'd like to ask, if I purchase a notebook online that cost rm1000, how long do I have to pay back the bank? Its a Public Bank credit card.
I'm still new to this so I'm not sure how it works. And how do I pay the bank back? Is it the same method as those listed in page 1?

hi many i know which balance should i pay for? there are too many balances there and i dunno understand all of them..
can somebody explain to me in layman term?

Both of you may want to refer to my article below where I have given an example:

Introduction To Credit Cards CC101 2012

Hmm, which part i get it wrong ?   

Bro, you are correct.

** Edited** I accidentally quoted your post but wanted to quote another guy's post    Rectified it. So sorry Bro 

Just some tips on Cash Deposit Machine:

When you insert cash in the machine and it keep rejecting the notes that you replaces ( normaly happen to new notes )    please dont keep inserting the cash because these CDM machines have timing, if a transaction cant be fulfiled within certain amount of times, by defaults it will force accept your cash and the cash you failed to bank in will go the rejected notes bin.

The next thing you see is that the CDM will come out this message " OUT OF SERVICE ". The person queing behind you will start cursing you. Why i say this is that customer have complaint why the CDM do this and that, scolding us with all the #&^&*# and when we go and check the journal report we can see this customer was trying to insert the notes for more than 5 times which the machines unable to recognise it and it will kick start this step by force the cash into the reject bin.

However different banks setup their machines differently it depends on how sensitive they set it. From what i experience HSBC & MBB had it.

Bros and sifus,

i have one question here.

what if my statement date is on the 3rd every month and i pay the settlement balance on the 3rd itself.

will i be charged?

No charges.
As long as you settle the Statement Balance BEFORE the Due Date, you won't be charge interest

Oh sorry what ive been meaning to ask was if my due date on the 11th and i pay the statement balance on the 11th which is the due date..will i be charged?

Many thanks.

If you factor in your time, petrol, parking ... sometimes pay by cheque is much more expensive.

hi i not sure this is the correct place to ask, i just got maybank 2 card..and i just use the visa to buy a phone and i want to have installment what should i do? coz this is my first time using credit card
PS: if i post in wrong site please direct me ya thanks

what if my cc bill is rm100 but i pay rm500. where the rm400 extra will go?

hi i just used amex mbb card. now i want to pay using cimb clicks. but cimb click got predetermined accepted number of digit of 16 for credit card but for mbb amex its only 15 digit. how can i pay using cimb clicks. please help.