walah, 5% disc otw, confirm by OCBC CC.

whats this mean?

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Added on February 27, 2012, 2:15 pmdo u mean that the alternative way of getting 5% discount is paying via TMONLINE?

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Added on February 27, 2012, 2:31 pmI CANT REGISTER ON TM ONLINE. I GUESS THERE ARE BUGS ON THEIR WEBSITE. KEEPING SAYING MY ACCOUNT NUM HAS BEEN ENROLLED.

This post has been edited by ck23: Feb 27 2012, 02:31 PM

TMONLINE super slow response. I use UOB payonline gao dim it.

Paying TM bills via TMOnline using OCBC ti also gives you 5%.
Try email their CS, quite responsive.

ok. i have sent em email.

uob 2% rebate? am i rite? don forget to enroll for uob auto bill payment for rm 10 and 50 cash back!!

Mind sharing RM10 and RM50 cash back?

This post has been edited by gsc: Feb 28 2012, 10:53 PM

This is off-topic... http://www1.uob.com.my/personal/promotions...l_17022012.html

No lah..

Register UOB Payonline account. Then pay your bills using OCBC credit card in the portal. Same same 5% lah..

thanks.......limit to RM200,000.......so not guarantee........

U don't need the wait 3 months. I talked to the CS about appealing and she said they cannot help me to appeal. Unlike MBB, CS can appeal on behalf of the cardholder.
So what you need to do is to write A PAGE letter which I did, stating your current condition. Who is your primary bank, your number of credit cards, how do you pay them ( in full or half or w/e), do you have any loans, who you stay with, why do you wan to have their cards (crap this out), willing to cancel other card if they approve( something like that), do you have any loans with any other banks.

And submit it together with all the documents required for card application. Please also provide the 2 months MMB cc statement as supporting of what you written on your letter.

And pray for the best. OCBC has the strictest approval =.=.

Hope no IBG charges.

looks like OCBC has tighten up the application for this titanium master card..

my application was rather smooth and easy when the time i applied, it's my first card, and i don't really reach their minimum salary requirement (basic only).. and yet my card get approves within a week..

business is going good at OCBC huh?

me2, got it within 10 days until receipt of the PIN. My 4th card!

Assume OCBC issues 20,000 Titanium Master Card and 70% pay before the due date and they max at RM50 rebate per month.
i.e. 20,000*70% x RM50 = RM 700,000 per month.

OCBC "lost" to "calculative" holders amounting to RM 700,000 per month.

This post has been edited by firee818: Feb 29 2012, 11:13 AM

yea, that's how i count too.. lol.. until i'm worrying that they might cancel the RM50 rebate after some time, stating "promotion ended" lol..

report - HLB 2Q 2012 nett profit almost rm 400million by end June 2012. imagine if OCBC can have rm 50million also, those rebates are kacang!

2Q 2012??

what u don't see or calculate is those profits they are making from the merchants.

the more cards in market = the more chances it got swipe and earn commission from merchants..

it's the same logic like some ppl said "instead of concentrating how to save money, why dun u concentrate on making more income"..

OCBC is facing intense competition from MBB2Kard. If it reduce its rebates, it will become laughing stock.
And now, it is a must card to all Malaysian as it gives 5% rebate to the utilities usage.
But, it ultimates goal is to earn and so it is probable that the rebate may reduce.

One of the way is to stop issue this card and the existing holders still enjoy the benefit as per Standard Chartered Bank Titanium card (5% rebate) as I read it in other thread. (correct me if I m wrong).

So, please apply this card as soon as possible.

That is what bank mostlikely do. Stop accepting new applicants for old cards. pushing something new thats seems good. Perhap with hello kitty card or customizable ones? Lol...