Newbie here,

After faxing over the credit card application form, normally how many day the CS will call back to confirm that they have received the form?

Anyone experience this, please share.

ic, TQ.

BTW, what is the call number for Self-Help System?

Thank you very much.
You are indeed very helpful.
I will wait for 7 days and follow your steps.
Because I don't know whether they receive it or not.

They call u or u check the status using the Self-Help System?

I have also applied for the Titanium card, so far no respone.
OCBC Bank is one of the strictest bank to apply the CC based on my experience, even ask for EPF statement.

It is the 5% rebate that attract so many people to apply for it.

I received SMS stated that "Welcome to OCBC! Your new credit card and pin are on the way to you."

This is the strictest card I had ever applied for.

Because this card required my latest 3 months salary slip while others are not.(HSBC, CIMB, SCB, Hong Leong, MBF)

BTW, I plan to cancel CIMB, Hong Leong and MBF.
Although HSBC is not good in the rewarding scheme, but I like their pleasant cs.

U are clever master.
U have obtained most of the good cards.(MBB2Amex, OCBC, UOB).

I m in the process of applying MBB2Amex. Btw, MBB does not require my 3 months salary slip, just using an existing credit card (over one year) as supporting.
Don't know later on whether they will request my 3 months salary slip as someone mentioned that it is the rule of Bank Negara in Year 2012 as a prove of salary over RM3000.

I thought that banks would like to issue credit cards to someone who pay the min amount before the due date (or slightly above the min amount) and earn the overdue bank interest on the balance due.

I thought it in that way because OCBC cannot earn on Titanium card ( if all the card holders pay all the debt before the due date) as most the card holders are using it for payment of utilities, groceries and petrol consumption which give 5% rebate.

This post has been edited by firee818: Feb 27 2012, 10:41 AM

Assume OCBC issues 20,000 Titanium Master Card and 70% pay before the due date and they max at RM50 rebate per month.
i.e. 20,000*70% x RM50 = RM 700,000 per month.

OCBC "lost" to "calculative" holders amounting to RM 700,000 per month.

This post has been edited by firee818: Feb 29 2012, 11:13 AM

OCBC is facing intense competition from MBB2Kard. If it reduce its rebates, it will become laughing stock.
And now, it is a must card to all Malaysian as it gives 5% rebate to the utilities usage.
But, it ultimates goal is to earn and so it is probable that the rebate may reduce.

One of the way is to stop issue this card and the existing holders still enjoy the benefit as per Standard Chartered Bank Titanium card (5% rebate) as I read it in other thread. (correct me if I m wrong).

So, please apply this card as soon as possible.

Yes, I did that during my application. The number is one way call from them only.

You can check using the OCBC Customer Service Hotline : 1 300 88 500 and whoever speak to you, you just say that u want to apply the card and u had missed the call. Normally, the one who speak to you will help u to solve the problem. That is, it is not necessary to find the person who had called u in the 1st place to inform u to submit the application form.

From my experience, the one who call u regarding to submit your application form is NOT necessary the one who assess your application.

This post has been edited by firee818: Mar 14 2012, 10:44 AM

Financial planning in using credit card,
It seems odd during old time...