No. It is not ridiculous and this is not unique to OCBC Bank. My application for the OCBC Titanium MasterCard was rejected too last year and i never found out what the reason was and i never bothered to as i know my CCRIS is perfect.


1 300 88 5000

haih, my application is unsuccessful, my colleague same salary as me but applied one month earlier got approved...
hmm i have clean bill here, not sure y exactly the reason is, din bother to ask the CS since even card application status is automated...

judging by the recent posts, it seems like alot of applications got rejected. looks like ocbc is limiting the number of successful applicants.

This post has been edited by janson_kaniaz: Apr 18 2011, 03:18 PM

It is quite a norm I guess? I am qualified and I have perfect CCRIS with ongoing h/p also. I think they had met their quota so they are rejecting most new applicants I guess. I will try and apply again sometime again if they are still continuing with the 5% discount.

I am actually waiting for a new CC issuer to compete with M2C and OCBC Ti for discounts.

Received my card 2 days after the sms confirmation using normal mail (even faster than courier for MBB2 and SCB!).

only got 1% cash back instead of 5%
Isetan Lot 10 (Supermarket)

This post has been edited by SeanChang: Apr 18 2011, 09:09 PM

I got rejected previously as well. An officer called me after got rejected and helped to re-submit my application.

hopefully it is an internal thingy. i dont want this rejection to spoil my CCRS

use ur existing 1 year high CL credit card with a good payment record to apply. OCBC known as kiasu bank, they rarely approve new applicants although they got a clean and good record

But i believe as long as u have monthly basic salary RM3k, clean and good rrecord, shouldn't be a problems

Don't think it will. Was rejected by two banks last year and neither records were shown in my CCRIS. Applied credit cards from three other banks after than (Citibank, Maybank and OCBC), all was approved in 2 working days. No kidding !!!


Won't always work. Definitely didn't work for me the first time i applied for the OCBC Titanium MasterCard.

Received my card 1 day after the sms confirmation. The card is just sending using normal mail.

Don't work for me as well.

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Added on April 19, 2011, 8:05 pmDon't work for me as well.

This post has been edited by staind: Apr 19 2011, 08:05 PM

how do u know this?

it is not stated in the cc bill which place which discount......

my statement 5% cash back shortage from the amount purchase from isetan s'market

this card feature 5% cash back on grocery

I am registering payee for bill payment through OCBC online but not sure about the account number.


Need help from you guys to confirm if I am doing it right. Thanks

This post has been edited by Human Nature: Apr 21 2011, 01:56 PM

The spaces and dashes should be remove when entering into OCBC Online Banking. View the sample for clarification

alright thanks, thats what i need..no spaces and dashes.
i viewed the sample but it only shows where to get the acc number.

If I buy men shirt and shoes at Jusco, is it 1% or 5% rebate?

Normally it would be 1% Cash Back as Jusco is not part of Grocery's MCC code

However if you have MBB2Amex you can use it to purchase Jusco Vouchers on weekend to enjoy 5% rebate + 5xTreatPoints and then use these vouchers on Jusco Department Store or Supermarket on any day.