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Credit Cards OCBC Titanium Mastercard Cash-Back Rebates, 5% or 1% Cash-back rebates ??
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Gen-X
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 Apr 14 2011, 09:34 PM
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Lifetime LYN Member
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QUOTE(winner @ Apr 14 2011, 05:27 PM) If you received RM50 cash back by spending a cumulative amount of RM1115, the effective cash rebate rate is 4.48%. It is still much better than other cards. you are absolutely right. It is kind of impossible to spent exactly RM1000 every statement month. Well, actually it is kind of easy to keep track if I were to write in down but to me that is like the card dictating my life. Now waiting for the next issuer to come out with 5% cash back every day with cap RM50 also okay but we get points too like MBB 2 AMEX. If got this card, sure everyone will want it. |
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TSronnie
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Apr 14 2011, 11:03 PM
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I always keep a close eye on my CC usage to ensure I'm within safe limit of the RM50 rebate cap. Spend over doesn't get nothing but diluted rebate percentage ;-)
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leanman
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Apr 15 2011, 11:48 AM
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5%:
1. 99 Speedmart, Bt 14 Puchong, opposite SJK © Han Ming
2. Syabas, paid online via OCBC online banking.
3. Sushi King - Kepong
4. The Wok Cafe - Kota Damansara
1%:
Jusco Supermarket (IOI Mall)
Telekom Malaysia - fixed line, by calling up the call center
Jusco Kepong (Dept. Store NOT Supermarket)
This post has been edited by leanman: Apr 15 2011, 12:00 PM
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Robin Liew
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Apr 15 2011, 01:03 PM
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Getting Started
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received statement
got charged rm10++ for some interest
going to call cs tommorow n ask to rebate
how come they simply charge? like conman
wasted i spend almost 9k only rebate rm50
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Human Nature
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Apr 15 2011, 02:08 PM
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Why can there be interest incurred (assuming no outstanding balance)?
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winner
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Apr 15 2011, 02:32 PM
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QUOTE(Robin Liew @ Apr 15 2011, 01:03 PM) received statement got charged rm10++ for some interest going to call cs tommorow n ask to rebate how come they simply charge? like conman wasted i spend almost 9k only rebate rm50 The T&Cs have stated clearly that the maximum cash back per month is RM50. |
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Human Nature
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Apr 15 2011, 09:31 PM
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I submitted my application to cap@ocbc.com several days ago but no reply. So I gave my name/contact info at the application website and received a call from OCBC today (at 9 pm!) and re-submitted my application to his email address. p/s If anyone wants the email address, just drop me a PM  |
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MilesAndMore
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Apr 15 2011, 11:45 PM
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Look at all my stars!!
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QUOTE(Human Nature @ Apr 15 2011, 09:31 PM) I submitted my application to cap@ocbc.com several days ago but no reply. That's weird. I applied mine through cap@ocbc.com and card was approved in just 2 working days  |
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felix2212
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Apr 16 2011, 11:16 AM
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New Member
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may i know OCBC rebate is base on calendar month or statement date?
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MilesAndMore
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Apr 16 2011, 11:17 AM
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Look at all my stars!!
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QUOTE(felix2212 @ Apr 16 2011, 11:16 AM) may i know OCBC rebate is base on calendar month or statement date? Statement date |
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janson_kaniaz
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Apr 16 2011, 11:44 AM
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QUOTE(MilesAndMore @ Apr 15 2011, 11:45 PM) That's weird. I applied mine through cap@ocbc.com and card was approved in just 2 working days i fax-ed to them. no reply yet after 3-4 days... |
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felix2212
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Apr 16 2011, 11:48 AM
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New Member
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QUOTE(MilesAndMore @ Apr 16 2011, 11:17 AM) thank you~! |
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Human Nature
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Apr 16 2011, 11:55 AM
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My application is approved~ 4th card in a month, friends said i gonna go bankrupt |
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bingozero
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Apr 16 2011, 12:20 PM
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QUOTE(Human Nature @ Apr 16 2011, 11:55 AM) My application is approved~ 4th card in a month, friends said i gonna go bankrupt Good to hear that, I try to apply next month, already reject 1st time  |
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Human Nature
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Apr 16 2011, 01:53 PM
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Anyone know where to register for Mastercard Securecode for this card? Thanks Edit: Got it http://www.ocbccards.com.my/3DSecure/This post has been edited by Human Nature: Apr 16 2011, 01:55 PM |
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MilesAndMore
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Apr 16 2011, 02:12 PM
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Look at all my stars!!
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QUOTE(Human Nature @ Apr 16 2011, 01:53 PM) Anyone know where to register for Mastercard Securecode for this card? Thanks Edit: Got it http://www.ocbccards.com.my/3DSecure/Don't have to register for it manually actually. OCBC will send you a 6-digit code every time you make a purchase online on a website that requires VbV or MasterCard SecureCode. |
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jo_leong
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Apr 18 2011, 10:32 AM
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New Member
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just called OCBC regarding my application status. Told me it has been rejected but no reason given except it is a 'management decision'. ask for management number but she doesnt have it. so i am stuck without an answer as to why my application has been rejected.
ridiculous.....
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janson_kaniaz
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Apr 18 2011, 10:44 AM
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QUOTE(jo_leong @ Apr 18 2011, 10:32 AM) just called OCBC regarding my application status. Told me it has been rejected but no reason given except it is a 'management decision'. ask for management number but she doesnt have it. so i am stuck without an answer as to why my application has been rejected. ridiculous..... may i know which number to call seems like i need to check my status also, no news so far... |
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zcatz
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Apr 18 2011, 10:44 AM
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Getting Started
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QUOTE(jo_leong @ Apr 18 2011, 10:32 AM) just called OCBC regarding my application status. Told me it has been rejected but no reason given except it is a 'management decision'. ask for management number but she doesnt have it. so i am stuck without an answer as to why my application has been rejected. ridiculous..... banks always have the rite to accept or reject your application without any justification, if they want to & they have the rite not to tell u. it will always be like that. |
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jo_leong
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Apr 18 2011, 10:46 AM
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New Member
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QUOTE(janson_kaniaz @ Apr 18 2011, 11:44 AM) may i know which number to call seems like i need to check my status also, no news so far... i called 1-300-88 500. go to the credit card services |
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