Thanks erry- for your feedback
Hopefully I still manage to get 15% Amex rebate when shopping in KL next week...
This post has been edited by Shinichi: Dec 20 2010, 12:30 AM
Credit Card v13
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 Dec 20 2010, 12:23 AM
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Senior Member
4,051 posts Joined: Jan 2003 From: 槟城   
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haha okay, sorry was sleepy now
Thanks erry- for your feedback Hopefully I still manage to get 15% Amex rebate when shopping in KL next week... This post has been edited by Shinichi: Dec 20 2010, 12:30 AM |
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Dec 20 2010, 12:33 AM
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Senior Member
2,323 posts Joined: Nov 2004 From: Smallville
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ur welcome. dont forget to sms (the amex cashback)!
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Dec 20 2010, 09:10 AM
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Senior Member
6,113 posts Joined: Jan 2003 From: Pokey Oaks 
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QUOTE(MilesAndMore @ Dec 19 2010, 10:52 PM) Another problem with ESSO/Mobil is that there aren't many ESSO/Mobil stations around. Not to mention many ESSO/Mobil do not operate round the clock One advantage of Esso/Mobil is that their contest participation only requires swiping the Smiles card and do not require form-filling unlike Shell, Petronas, etc.  |
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Dec 20 2010, 09:38 AM
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Senior Member
3,592 posts Joined: Oct 2005
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n00b question, why do some people go for high income cards like plat etc? you have to pay annual fees. sure you get some extra benefits, but how much would you have to spend monthly to recoup the annual fees paid?
mind sharing some example where plat and above card is more worth it than the basic free for life card? |
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Dec 20 2010, 09:54 AM
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Senior Member
4,094 posts Joined: Jan 2003 From: USJ
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QUOTE(winner @ Dec 19 2010, 06:22 PM) Lucky you! It ended up with free 12,000 points after minusing 10,000 points for service tax. yea, i was about to give up after complaining thru both email and phonethen in the next statement, it came with 22k  covers my next yr GST also  |
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Dec 20 2010, 10:19 AM
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Junior Member
279 posts Joined: Dec 2004 From: Johor Bahru
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RHB bank is charging the overlimit charge for me RM50, is this normal ?
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Dec 20 2010, 10:27 AM
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Senior Member
736 posts Joined: Sep 2010
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QUOTE(PPZ @ Dec 19 2010, 11:52 PM) hey guys, i just applied PBB Esso CC online but only realised that they need print out and i don have printer here!!! arrrghhh.. i think have to apply tomorrow at office and print it out. sorry.. can someone help me answering the above? i want to ask, i read their terms and conditions about the required documents. they said i can attached one of my credit cards which at least 6 months old right? i got 2 which is nearly a year. i can attached either one of them right? along with my copy of my ic.. i have to fax to them right? but strangely they didnt provide me the fax number. lol.. |
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Dec 20 2010, 10:55 AM
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Elite
8,601 posts Joined: Jan 2003 From: KL
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QUOTE(PPZ @ Dec 20 2010, 10:27 AM) sorry.. can someone help me answering the above? if you there's a PBB branch near where you are, just go to the branch with your CC statement or Credit Card and they will do the rest (i.e. photocopy you card and IC). |
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Dec 20 2010, 11:12 AM
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Senior Member
4,094 posts Joined: Jan 2003 From: USJ
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QUOTE(bmbk @ Dec 20 2010, 10:19 AM) RHB bank is charging the overlimit charge for me RM50, is this normal ? it might be normal for RHBbut u can try to give them a call and ask politely for waiver |
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Dec 20 2010, 11:34 AM
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Junior Member
343 posts Joined: Oct 2010 
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QUOTE(alexwsk @ Dec 20 2010, 09:54 AM) yea, i was about to give up after complaining thru both email and phone then in the next statement, it came with 22k covers my next yr GST also  Added on December 20, 2010, 11:35 am QUOTE(PPZ @ Dec 20 2010, 10:27 AM) sorry.. can someone help me answering the above? easy, go to the branch to applyThis post has been edited by persistence85: Dec 20 2010, 11:35 AM |
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Dec 20 2010, 11:38 AM
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Junior Member
279 posts Joined: Dec 2004 From: Johor Bahru
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I wanna terminate my RHB credit card and do a BT to HSBC, good idea ?
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Dec 20 2010, 11:51 AM
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Senior Member
1,206 posts Joined: Jan 2008
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get SMS from citibank 0% cash advance interest but not sure about the cash advance fee. if no CA fee, can use the the money to invest for 3 months
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Dec 20 2010, 12:00 PM
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Senior Member
736 posts Joined: Sep 2010
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QUOTE(Gen-X @ Dec 20 2010, 10:55 AM) if you there's a PBB branch near where you are, just go to the branch with your CC statement or Credit Card and they will do the rest (i.e. photocopy you card and IC). QUOTE(persistence85 @ Dec 20 2010, 11:34 AM) Added on December 20, 2010, 11:35 am easy, go to the branch to apply |
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Dec 20 2010, 12:13 PM
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Junior Member
343 posts Joined: Oct 2010
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QUOTE(PPZ @ Dec 20 2010, 12:00 PM) i cannot fax it to them? it's your choice, someone here already provide you their fax number Added on December 20, 2010, 12:14 pm QUOTE(bmbk @ Dec 20 2010, 11:38 AM) I wanna terminate my RHB credit card and do a BT to HSBC, good idea ? Terminate the card still can do a BT?  Added on December 20, 2010, 12:25 pmAfter upgrading card to Gold, my PIN for ATM arrived after 3 weeks, i guess they use snail mail to mail it.  i don't need the PIN, guess i will just dump into rubbish bin  This post has been edited by persistence85: Dec 20 2010, 12:26 PM |
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Dec 20 2010, 12:26 PM
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Senior Member
736 posts Joined: Sep 2010
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QUOTE(erry- @ Dec 19 2010, 11:53 PM) yes u need to print it. and yes u can attached ur current cc which more than 6 months. oops.. sorry.. i overlooked your answer. thanks bro. fax to 03- 2161 9307 |
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Dec 20 2010, 12:27 PM
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Junior Member
343 posts Joined: Oct 2010
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QUOTE(PPZ @ Dec 20 2010, 12:26 PM) oops.. sorry.. i overlooked your answer. thanks bro. erry is a bro, i am a sis |
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Dec 20 2010, 12:29 PM
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Senior Member
736 posts Joined: Sep 2010
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QUOTE(persistence85 @ Dec 20 2010, 12:27 PM) erry is a bro, i am a sis how long it will take for PBB to process my card le? |
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Dec 20 2010, 12:49 PM
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Senior Member
1,602 posts Joined: May 2006
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Just got another invitation today by MBB on the pre-approved World Mastercard (after getting another offer on the AMEX Plat charge card last week), but same deal that the RM 1k annual fee is a must to pay but in return rewarded 50k treat miles upon issuance. Really in a big dilemma whether which one to take, as taking both cards will be too much of annual fees to pay.
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Dec 20 2010, 01:03 PM
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Senior Member
975 posts Joined: Mar 2010 From: Penang
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QUOTE(ben83 @ Dec 20 2010, 12:49 PM) Just got another invitation today by MBB on the pre-approved World Mastercard (after getting another offer on the AMEX Plat charge card last week), but same deal that the RM 1k annual fee is a must to pay but in return rewarded 50k treat miles upon issuance. Really in a big dilemma whether which one to take, as taking both cards will be too much of annual fees to pay. Can't you insist on not paying the annual fee ?? 1k for annual fee sure is damn a lot .But on the other hands , what can you do with the treat miles they give you ? |
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Dec 20 2010, 01:09 PM
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Senior Member
1,602 posts Joined: May 2006
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QUOTE(ghoss @ Dec 20 2010, 01:03 PM) Can't you insist on not paying the annual fee ?? 1k for annual fee sure is damn a lot . Pending their reply right now on the treat miles use for exchange. The annual fee is a definite non-waiveable.But on the other hands , what can you do with the treat miles they give you ? |
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