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 Credit Card v13

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chemistry
post Dec 18 2010, 11:09 PM

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QUOTE(erry- @ Dec 18 2010, 11:04 PM)
nops. my cc have their 'own' wallet.

my hsbc card - broken (not important), plastic swipe teared, 'dirty' black spot chip, but still can use! thumbup.gif

» Click to show Spoiler - click again to hide... «

*
That is so badly damaged sweat.gif
erry-
post Dec 18 2010, 11:10 PM

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QUOTE(chemistry @ Dec 18 2010, 11:01 PM)
If I recall correctly, MBB Petronas gets 10X TP on first day of the month.  That means a swipe of RM100 gets 1,000 pts, equivalent to RM4.54, still OK not too bad.
*
whatever it is, i'm using pbb mobil/esso.

3% rebate (i pump more than rm500/month - including my wife car) + now extra 3% till 31/3/2011.
also! 3% rebate from esso/mobil (promo at kajang, 2x points).

so, i pump rm600 at esso/mobil, already get back rm51 whistling.gif

(rm36 from pbb + rm15 from smiles points) thumbup.gif

This post has been edited by erry-: Dec 18 2010, 11:17 PM
SUSpersistence85
post Dec 18 2010, 11:11 PM

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QUOTE(chemistry @ Dec 18 2010, 11:01 PM)
what makes you say so ? hmm.gif
http://www.hlb.com.my/pfs/cc/ccgc4.jsp?flag=ccgc

ah, i saw it , sorry. but they didn't state how many months/year u need to use ur existing card


Added on December 18, 2010, 11:11 pm
QUOTE(erry- @ Dec 18 2010, 11:04 PM)
nops. my cc have their 'own' wallet.

my hsbc card - broken (not important), plastic swipe teared, 'dirty' black spot chip, but still can use! thumbup.gif

[attachmentid=1946719] [attachmentid=1946720]
*
wa.. badly damage...

This post has been edited by persistence85: Dec 18 2010, 11:11 PM
erry-
post Dec 18 2010, 11:13 PM

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QUOTE(chemistry @ Dec 18 2010, 11:09 PM)
That is so badly damaged  sweat.gif
*
QUOTE(persistence85 @ Dec 18 2010, 11:11 PM)
wa.. badly damage...
*
but STILL CAN USE! thumbup.gif

QUOTE(David83 @ Dec 18 2010, 11:08 PM)
10x TP, are you sure? I'm not aware of this. Where you get this info?
*
10x is on every tuesday! promo till 15/1/2011.

here - http://www.maybank2u.com.my/mbb_info/m2u/p.../PRO-Promotions

too bad my maybank dont have petronas logo. but again, i'm not using petronas whistling.gif

This post has been edited by erry-: Dec 18 2010, 11:14 PM
SUSDavid83
post Dec 18 2010, 11:15 PM

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QUOTE(erry- @ Dec 18 2010, 11:13 PM)
but STILL CAN USE!  thumbup.gif

10x is on every tuesday! promo till 15/1/2011.

here - http://www.maybank2u.com.my/mbb_info/m2u/p.../PRO-Promotions

too bad my maybank dont have petronas logo. but again, i'm not using petronas whistling.gif
*
OMG! I really missed. Thank you for the reminder.
chemistry
post Dec 18 2010, 11:15 PM

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QUOTE(erry- @ Dec 18 2010, 11:13 PM)
10x is on every tuesday! promo till 15/1/2011.
here - http://www.maybank2u.com.my/mbb_info/m2u/p.../PRO-Promotionstoo bad my maybank dont have petronas logo. but again, i'm not using petronas whistling.gif
*
Oops, every Tuesday huh.
The promo is gonna due soon.
SUSDavid83
post Dec 18 2010, 11:17 PM

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I saw that at Petronas but I didn't really read the details.

I don't really refill my tank on Tuesdays. doh.gif
erry-
post Dec 18 2010, 11:18 PM

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QUOTE(David83 @ Dec 18 2010, 11:15 PM)
OMG! I really missed. Thank you for the reminder.
*
welcome.

QUOTE(chemistry @ Dec 18 2010, 11:15 PM)
Oops, every Tuesday huh.
The promo is gonna due soon.
*
still got 4x tuesday. i can easily reach rm200 (including my wife car) sweat.gif


SUSDavid83
post Dec 18 2010, 11:23 PM

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QUOTE(erry- @ Dec 18 2010, 11:18 PM)
welcome.

still got 4x tuesday. i can easily reach rm200 (including my wife car) sweat.gif
*
More than that. Till 15th February 2011
erry-
post Dec 18 2010, 11:23 PM

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going out to hsbc now! cdm cdm! my hsbc due date is today! got another 30mins only! haha biggrin.gif

statement balance rm10,981.01

so bringing rm11k cash with me. dont rompak! laugh.gif

need to do cdm more than 7 times coz hsbc kajang cdm only accept rm1500 at 1 time sweat.gif

luckily hsbc and my house only 3mins drive brows.gif
kei18kun
post Dec 18 2010, 11:24 PM

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QUOTE(erry- @ Dec 18 2010, 10:48 PM)
now got smile.gif

swipe 2x within 45days and get rm50  thumbup.gif

http://www.hlb.com.my/promo/pfs/cc_win_maz...x.jsp?s=ccpromo

with chance to get mazda 3  drool.gif

essentials got 10 entries icon_rolleyes.gif

free for life with 2x swipe/month or rm8k/year  laugh.gif
*
only for new cc is it?

QUOTE(ck_tonny @ Dec 18 2010, 10:52 PM)
Not bad, last time i had to swipe at least RM50 at the first time to get RM50 cashback, now just make 2 swipe within 45 days to get the cashback.
*
i think for new cc only, how abt 2nd year?

QUOTE(erry- @ Dec 18 2010, 11:04 PM)
nops. my cc have their 'own' wallet.

my hsbc card - broken (not important), plastic swipe teared, 'dirty' black spot chip, but still can use! thumbup.gif

[attachmentid=1946719] [attachmentid=1946720]
*
lol, mine is worse, everything wan to break already, i just use cellophone tape on it. lucky its atm card so nobody can see the poor condition
SUSpersistence85
post Dec 18 2010, 11:24 PM

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QUOTE(erry- @ Dec 18 2010, 11:23 PM)
going out to hsbc now! cdm cdm! my hsbc due date is today! got another 30mins only! haha biggrin.gif

statement balance rm10,981.01

so bringing rm11k cash with me. dont rompak! laugh.gif

need to do cdm more than 7 times coz hsbc kajang cdm only accept rm1500 at 1 time sweat.gif

luckily hsbc and my house only 3mins drive brows.gif
*
share me some brows.gif

if u pay extra than ur bill statement, then ur available credit limit will be more than ur CL given, am i right?

maximum cdm accept 50 notes accepted one time for my cdm branch here

This post has been edited by persistence85: Dec 18 2010, 11:25 PM
staind
post Dec 18 2010, 11:24 PM

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QUOTE(erry- @ Dec 18 2010, 11:00 PM)
1st, apologize coz i put petronas voucher rm10, it should be rm50notworthy.gif  notworthy.gif  notworthy.gif

but, to redeem rm50 petronas u need 11000 tp.
to get 11000 tp, u need to swipe rm2200.

cimb, swipe rm2200 get rm44.
but, cimb swipe on 1st day is 5%.

if u swipe rm100 on 1st day, u already get back rm5.

so +/-, for me, cimb win smile.gif
*
I checked their website, it seems that I can redeem RM50 voucher using 10000 pts or less depending on the outlets that I am interested to. smile.gif
SUSpersistence85
post Dec 18 2010, 11:26 PM

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QUOTE(kei18kun @ Dec 18 2010, 11:24 PM)
lol, mine is worse, everything wan to break already, i just use cellophone tape on it. lucky its atm card so nobody can see the poor condition
lol laugh.gif


Added on December 18, 2010, 11:27 pm
QUOTE(staind @ Dec 18 2010, 11:24 PM)
I checked their website, it seems that I can redeem RM50 voucher using 10000 pts or less depending on the outlets that I am interested to. smile.gif
*
confusing, which one is correct? rclxub.gif


This post has been edited by persistence85: Dec 18 2010, 11:27 PM
kei18kun
post Dec 18 2010, 11:28 PM

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QUOTE(erry- @ Dec 18 2010, 11:10 PM)
whatever it is, i'm using pbb mobil/esso.

3% rebate (i pump more than rm500/month - including my wife car) + now extra 3% till 31/3/2011.
also! 3% rebate from esso/mobil (promo at kajang, 2x points).

so, i pump rm600 at esso/mobil, already get back rm51 whistling.gif

(rm36 from pbb + rm15 from smiles points)  thumbup.gif
*
how i wish i can pump that much. using ambank if RM600 i will get the max rebate already RM80
staind
post Dec 18 2010, 11:30 PM

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QUOTE(erry- @ Dec 18 2010, 11:10 PM)
whatever it is, i'm using pbb mobil/esso.

3% rebate (i pump more than rm500/month - including my wife car) + now extra 3% till 31/3/2011.
also! 3% rebate from esso/mobil (promo at kajang, 2x points).

so, i pump rm600 at esso/mobil, already get back rm51 whistling.gif

(rm36 from pbb + rm15 from smiles points)  thumbup.gif
*
I switched to PBB Esso/ Mobil too. I pumps around RM200 of fuel/month. So, not much saving to me. I just don't like Petronas fuel.

I also noticed that smiles pts is based on the ringgit you spend while mesra point based on litres of fuel you pump.

So basically, you will get more points when you are using Esso/mobil fuel.

Smiles points redemption = 1000 pts = RM15 while,

Mesra points = 100 pts = RM1.

Lazy to do the maths but agak agak is PBB Esso/Mobil + Smiles Card >>> MBB Petronas + Mesra Card


Added on December 18, 2010, 11:32 pm
QUOTE(persistence85 @ Dec 18 2010, 11:26 PM)
lol  laugh.gif


Added on December 18, 2010, 11:27 pm

confusing, which one is correct?  rclxub.gif
*
You may check their website.

Treatpoint Website

This post has been edited by staind: Dec 18 2010, 11:32 PM
Shinichi
post Dec 18 2010, 11:35 PM

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QUOTE(David83 @ Dec 18 2010, 10:38 PM)

Not on the spot replacement.
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Hmm for CC replacement due to faulty chip, how can we talk to them and convince them the chip is faulty? As mine sometime works sometime don't...
My card is Amex Gold CC... 75% of the chip is rusted with dark brown color now...
SUSDavid83
post Dec 18 2010, 11:38 PM

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QUOTE(Shinichi @ Dec 18 2010, 11:35 PM)
Hmm for CC replacement due to faulty chip, how can we talk to them and convince them the chip is faulty? As mine sometime works sometime don't...
My card is Amex Gold CC... 75% of the chip is rusted with dark brown color now...
*
I'm not sure if the branch has machine to verify/test the card.

I think I made such complain before on my Ikhwan AMEX.

The counter personnel took my card, rubbed the chip with an eraser and asked me to try again in the next swipe. If problem persists, go back again. sweat.gif
chemistry
post Dec 18 2010, 11:38 PM

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QUOTE(Shinichi @ Dec 18 2010, 11:35 PM)
Hmm for CC replacement due to faulty chip, how can we talk to them and convince them the chip is faulty? As mine sometime works sometime don't...
My card is Amex Gold CC... 75% of the chip is rusted with dark brown color now...
*
Regarding chip problem, I think Citibank is very concerned.
Because every year when I requested fee waiver, the CS sure ask me "Is the card in good condition?".
erry-
post Dec 18 2010, 11:40 PM

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back from hsbc laugh.gif

QUOTE(persistence85 @ Dec 18 2010, 11:24 PM)
if u pay extra than ur bill statement, then ur available credit limit will be more than ur CL given, am i right?

maximum cdm accept 50 notes accepted one time for my cdm branch here
*
yes pay more, extra CL. but i never reached my CL for this hsbc. even gold but got plat CL smile.gif

hsbc kajang accept only max 30 notes. rm50x30 = rm1500 only.
hsbc near masjid jamek kl accept max 100 notes thumbup.gif

This post has been edited by erry-: Dec 18 2010, 11:41 PM

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