http://www.mobile88.com/cellphone/Samsung/...500/preview.asp

quite nice that phone

i think 10% doesn't matters? Rm10++ discount only

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Added on December 14, 2010, 4:48 pmSeramai 87,583 individu diisytiharkan bankrap dan daripada jumlah itu, 4,651 atau 5.1 peratus diisytiharkan bankrap kerana terbabit dalam hutang kad kredit sehingga Oktober tahun ini.

Berikutan daripada itu, kerajaan akan berbincang dengan Bank Negara (BNM) bagi mencari penyelesaian berhubung kadar faedah tinggi yang dikenakan kepada pengguna kad kredit hingga menyebabkan lebih 4,000 diisytiharkan bankrap kerana kegagalan membayar hutang.

Timbalan Menteri di Jabatan Perdana Menteri Datuk Liew Vui Keong berkata, langkah itu perlu diambil kerana angka yang dicatatkan dipandang serius kerajaan kerana majoriti mereka yang terlibat adalah daripada kalangan generasi muda.

"...Semestinya pihak kerajaan akan memandang serius dan saya bercadang akan berjumpa pihak berkenaan dalam mengendalikan isu ini," katanya menjawab soalan tambahan Datuk Mohamad Aziz (BN-Sri Gading) pada persidangan Dewan Rakyat, hari ini.

Mohamad inginkan penjelasan berhubung tindakan yang akan diambil kerajaan bagi menangani isu itu di mana menurut beliau kira-kira 23 peratus pengguna kad kredit di kalangan generasi muda telah diisytiharkan bankrap kerana gagal membayar hutang ekoran kadar faedah yang tinggi iaitu antara 12 hingga 18 peratus.

Liew berkata, kerajaan tidak mempunyai kaedah khusus dalam menangani isu itu tetapi bagi mengelak menjadi bankrap, seseorang itu perlu bijak mengurus hal ehwal kewangan sendiri dan jika tidak tentunya mereka akan dikenakan tindakan.

Mengenai cadangan untuk menggabungkan Akta Insolvensi, Akta Kebangkrapan dan Akta Syarikat, beliau berkata, ia adalah proses ideal untuk memberi peluang ke dua kepada sesiapa yang diisytiharkan bankrap menggendalikan perniagaan.

"Bagaimanapun, proses perundangan yang dicadangkan itu masih di peringkat kajian," katanya ketika menjawab pertanyaan Saifuddin Nasution Ismail (PKR-Machang) yang ingin tahu jumlah kerugian yang terpaksa ditanggung kerajaan akibat pengisytiharan bankrap daripada 2005 hingga sekarang.

Liew berkata, individu yang diisytiharkan bankrap masih boleh ke luar negara sama ada untuk menunaikan haji atau menjalani rawatan kesihatan jika mendapat kebenaran Ketua Pengarah Insolvensi.

"Pihak yang bankrap juga boleh membebaskan diri daripada status berkenaan dengan mengemukakan permohonan ke mahkamah sebelum dikaji Jabatan Insolvensi sama ada untuk menyokong atau tidak permohonan itu.

"Bagi yang ingin menunaikan haji mereka boleh memohon kepada Ketua Pengarah Insolvensi untuk dapat kebenaran keluar negara...kerajaan tidak halang jika permohonan itu mengikut aturan undang-undang," katanya.

- Bernama

Source @ http://malaysiakini.com/news/150771

This post has been edited by persistence85: Dec 14 2010, 04:48 PM

RM10++ discount ? I think you meant RM100++ right ?

Anyway, it does look good. It is no iPhone but too many of my cousins are using it now and they have been complaining about the weak battery life. Guess i'll just settle for this for the time being Sorry for going OT

me, yes i go to tmpoint, fill the form there and submit.

the rebate will shows in the tm bill, not credit card bill.
auto-debit with mastercard, rm4. visa, rm2.

just pay rm10.

rm50 is if only ur statement got balance ~

let say last month u swipe rm800. so if 5% from rm800 is rm40, but if u dont want to pay full, u need to pay min rm50, not rm40.
(but pls, rm800 should be paying full la. if not, not only rm750 will be charged with interest, but current/recent unbilled transaction too!)

if ur statement balance is rm10/rm20/rm30/rm40, then just pay it!

if ur statement is zero (no balance) then no need to pay anything ~

(wondering why using credit card for only rm40 per month? better u use debit card, no gst and no annual fee)

This post has been edited by erry-: Dec 14 2010, 05:25 PM

What is the min salary requirement for SCB Business Platinum Card?
Thank a lot!

This post has been edited by firee818: Dec 14 2010, 05:29 PM

60k pa

why u so lazy to go to scb website?

its rm60k/annum - the lowest platinum salary

http://www.standardchartered.com.my/person...iness-visa/en/1

Yeap, sorry for the typing error

er.. what is mean by OT?

This post has been edited by persistence85: Dec 14 2010, 06:01 PM

OT - If want get iPhone, make sure sign up for DiGi Plan where the price for internet usage is fixed. If sign up with Maxis do note you will be charged for every additional 10kb used once you reach the allocated GB. Same applies to BlackBerry plans, go with DiGi for unlimited internet usage with fixed monthly cost and don't forget to sign up for autodebit with CC or AMEX and get RM5 discount.

Collected my Eon Visa Signature today. There's no EON Bank logo in the front and the card is not pure white but more of biege color. Card looks very plain and don't look like a Premier Card. Click here to view my card at my blog at credit cards malaysia blogspot.

normal lah, must be something to do with our education system where the students are spoon feed. Sometimes got Uni students asking about their assignment too in this section.

This post has been edited by Gen-X: Dec 14 2010, 06:04 PM

does the fixed deposit for Rm70k will appear in CCRIS report too?

No, only credit facilities given by banks. However if you pledge FD as collateral for credit facility then there will be a code/note.

It will be cool if can get a report on our deposits in all banks.

This post has been edited by Gen-X: Dec 14 2010, 06:09 PM

Agree with you.

OT = Off Topic

but they (students) have time to google music, movie, 3gp, etc...

This post has been edited by erry-: Dec 14 2010, 06:27 PM

Off topic


Definitely. DiGi after all, is the preferred telecom company here in East Malaysia. I was using Hotlink for a short period of time when i was in Form 5 and guess what i got all the time ? Missed call from my friends or a text message asking me to call them back I moved back to DiGi and i did not face such problem anymore


Don't think this is a good idea. Not to me anyway especially if Bank ABC can check your total deposit in Bank DEF.

Because that's a fashionable thing to do. Just like owning a DSLR Other things are considered lame. All you have to do and just ask. No need to go through all the hassle yourself to get the answer

You have faith in the Bada OS? Seems like Symbian is heading the way of the dinosaurs and taking Maemo with it. Probably only 2 will be left standing when the dust settles.

Well, you be surprised that SB knows your networth.

and got people like us here got nothing better to do and answer their questions

This post has been edited by Gen-X: Dec 14 2010, 06:36 PM

To use the phone for 2 - 3 years ? Yeah. Guess i am fine with that.


SB ? Somebody ?

And i am just boosting my post count. Win-win i suppose.

why do you need to boost ur post counts anyway
too many stars later

This post has been edited by alexwsk: Dec 14 2010, 06:41 PM

SB = Special Branch

who cares about post counts. does not benefit us but allow one to have global unlimited attachments

As for you, I would say that you are one of the most informative person in this section as far as cards and banking accounts are concerned.