Just to share MBB Balance Transfer will take the total amount and then divide it with the number of months that you signed up for. That will become the "monthly" installments charged to your cc.

It is slightly different some BT programme where you have the flexibility to pay any amount within the BT period.

Example

BT RM12K
Monthly will be 12K/12 = RM1K (charged to your cc)

PayPass in Malaysia is HOPELESS.

The only place where I can use this swipe free system with 100% success rate is at GSC, by using the Visa Wave (similar to Mastercard's PayPass) feature on GSC Eonbank cc.

Hi everyone,

What is the best card for purchases on 0% installment plans? Which card most widely tied up to shops? Is it Maybank card?

Yup.
As for best card for purchases on 0% installment plans, it's subjective.
Currently, these banks offer:

PB = 6 months installment, 0% interest, even on non participating merchants.
Alliance = Same as above, but 12 months.
Ambank = Same as above.

its better for u go to the shop and find out which bank got 0% installment plan there.

or, refer to each bank where did they offer 0% installment.

example:
eonbank have installment at SenQ or full list of eonbank
ambank at carrefour/giant/tesco/jusco
citibank at giant

... and so on ~

whats cannavaro replied are flexi-payment, not installment tied to shops.
means swipe full amount then convert it to installment later with the bank (call/sms).
all cards offering this service but each have their own 1 time fee or free for certain period.

This post has been edited by erry-: Jan 13 2011, 01:15 PM

2 days ago called to CIMB BANK CS to request for additional card, Visa Signature. Today call to follow up, CS told me that the card is approved, but physical card not yet issue, hopefully can get it by next week.

GSC Gold Class movie, I am comming!!

congrats.

i still dunno should apply or not. not going to gsc much

and visa is not applicable for cimb/da sunday rebates

I like movie very much.. heheh..

RM50 GST gone!!!

I check my Amex Gold CC today and noticed MBB increased my CL after 3 years of being their customer..

You may offer any couple in the queue a lower price for two.
Let say one ticket is RM11, two will be RM22. You just offer RM18 will do, and you earn RM7 instantly.

Last month's rebate was RM50.70
As a conclusion, the max rebate should be RM120 as of statement month of "DECEMBER 2010".

Just got my CIMB WMC approved. Wondered if the VI is better than the WMC?

Depends on your spending pattern.
If you do groceries, then WMC suits you as it has Sunday Rebates at hypermarts.
If you love cinema, Visa Signature is your choice. Complimentary ticket of the same class of ticket you purchased.

This post has been edited by chemistry: Jan 13 2011, 02:02 PM

Not in the case of CIMB. The way I see it the WMC is more golf centric than then VI version. WMC is points centric and VI is rebate centric. IMHO the VI rebate is pathetic coz other bank rebate rates are far better.
Plus some variations in terms of the promotions and that's about all.

consider that RM50 gst as your FRE movie ticket

3 years pretty slow for maybank , my EON bank increase my CL after 6 month approval date.

yes, cc for them to monitor
or email to them direct if you need them to response

ok, will cc to bnm if i plan to cancel citibank credit card, afraid citibank will play any trick to delay it

wah, i thk like that cannot

you only cc or email to bnm when u want to complain

bcoz maybank need to fill up form if want increase CL!

this 1 cannot. cc to bnm only if had issue such as credit card fraud