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 Credit Card v13

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bingozero
post Dec 10 2010, 07:41 PM

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3. Credit Card linked to Petrol Giants
Public Bank Visa Esso Mobil credit card

19. EON bank 3 year rewards point
bingozero
post Dec 18 2010, 10:46 AM

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QUOTE(winner @ Dec 18 2010, 04:41 AM)
As for me, from January 2010 onwards I will only use OCBC Titanium MC for expenses under the 5% cash back category. It's easy to hit RM1,000 per month for utility, hypermarket and restaurant bills. Payment for the rest will be via Amex or SCB for 2x points.
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SCB which card are entire to get 2x points?
bingozero
post Dec 20 2010, 01:55 PM

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QUOTE(ben83 @ Dec 20 2010, 01:09 PM)
Pending their reply right now on the treat miles use for exchange. The annual fee is a definite non-waiveable.
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Annual fee for the normal maybank world mastercard (without golden lounge privilege - RM 1000) will be waived for expenditure of RM 100k and above in a calendar year.

As for the RM 1500 annual fees with golden lounge privilege, it can be waived if you spend RM 250k or more.
bingozero
post Dec 21 2010, 01:52 PM

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QUOTE(tAmp0i @ Dec 21 2010, 12:37 PM)
Well, not sure why but got rejected too from OCBC. Any posibilities to resubmit again for the application? biggrin.gif
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You can try resubmit the application again after 6 month, that what the cs told me.
bingozero
post Dec 21 2010, 02:09 PM

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QUOTE(persistence85 @ Dec 21 2010, 01:59 PM)
true. i wonder why 6 months?
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Maybe just the policy of the credit card department, some are 3 months.
bingozero
post Dec 21 2010, 02:24 PM

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QUOTE(it.fusion @ Dec 21 2010, 02:21 PM)
Please let know best credit card out there with following that give rewards back / cash back / travel rewards etc with zero anual fee...

i am new to credit cards but need it quite urgently....appreciate your inputs here...thanks
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Refer to 1st page, 1st post, Line 21

1) Classic Card = Hong Leong Essential
2) Gold Card = Alliance Younique, AMEX Gold Credit Card
3) Titanium Card = OCBC Titanium
4) Platinum Card = Alliance Platinum / SCB Business Platinum / Citibank Cash Back Platinum / AMEX Platinum Charge Card (assuming AF is waiveable)
5) Visa Signature = EON VS
6) Visa Infinite = SCB VI
7) World MasterCard = Maybank WMC (assuming AF is waiveable)
bingozero
post Dec 22 2010, 11:10 AM

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QUOTE(persistence85 @ Dec 22 2010, 08:16 AM)
They should put all card for SCB ANNUAL FEE FREE FOR LIFE!!!
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SCB annual fees is that waive able? Whats the T&C?

Off topic a while, why your name is at Trade Zone Helpdesk & Dispute Resolution Corner?
http://forum.lowyat.net/topic/1686666/+0&#entry38712682

This post has been edited by bingozero: Dec 22 2010, 11:12 AM
bingozero
post Dec 22 2010, 02:11 PM

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QUOTE(persistence85 @ Dec 22 2010, 11:15 AM)
Thanks for pointing out.

I just noticed that, maybe some people hate me for "spamming", thus, creating a insane thread.

Just ignored trolls, and that name looks like a "guy" name, no idea why they link me to that guy's name for some unknown reason?

Anyone can create a dispute thread, anyone can say whatever they like - included you&me, but if thats the real name/action of mine, i will definitely defend back. If that's not my name, who cares? Let the kids troll, remember, its a "school-holiday-season" for them now. Let them enjoy.

Till here, i rest my case.  smile.gif
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I think you better report to mod according to someone pointed your nickname at lowyat. So that mod can carry up this case.
bingozero
post Dec 22 2010, 03:30 PM

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QUOTE(cheeyt @ Dec 22 2010, 03:14 PM)
Hi all

Need advise here.
If want to apply credit card now, which bank is better?
thanks
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According to 1st page, 1st post and section 21

21. Best Credit Cards and its categories
Please note these are just recommendations based on normal spending. High spending or specific usage individuals might want to look at other cards.
1) Classic Card = Hong Leong Essential
2) Gold Card = Alliance Younique, AMEX Gold Credit Card
3) Titanium Card = OCBC Titanium
4) Platinum Card = Alliance Platinum / SCB Business Platinum / Citibank Cash Back Platinum / AMEX Platinum Charge Card (assuming AF is waiveable)
5) Visa Signature = EON VS
6) Visa Infinite = SCB VI
7) World MasterCard = Maybank WMC (assuming AF is waiveable)
bingozero
post Dec 22 2010, 03:45 PM

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QUOTE(gerrardling @ Dec 22 2010, 03:41 PM)
American Express Personal Card vs American Express® Gold Credit Card, which one better ? one is charge card, one is credit card
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Gold credit card 5X membership point at selected merchant and 2X membership point at other merchant.
Charge card only provide X membership point for all merchant.
bingozero
post Dec 23 2010, 10:59 AM

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QUOTE(cannavaro @ Dec 23 2010, 10:53 AM)
Just checked Maybank's but there's no 0%.
http://www.maybank2u.com.my/cms_upload/Web...f251110_img.jpg
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Public bank 0% interest for 6 month installment for minimum RM500 transaction.
Promotion until end of February 2011
http://www.pbebank.com/en/en_content/perso...s/flexipay.html
bingozero
post Dec 24 2010, 02:01 PM

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QUOTE(ellywong85 @ Dec 24 2010, 01:19 PM)
which credit card from bank is good and worth to apply ya?
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According to 1st page, 1st post, section 21

21. Best Credit Cards and its categories
Please note these are just recommendations based on normal spending. High spending or specific usage individuals might want to look at other cards.
1) Classic Card = Hong Leong Essential
2) Gold Card = Alliance Younique, AMEX Gold Credit Card
3) Titanium Card = OCBC Titanium
4) Platinum Card = Alliance Platinum / SCB Business Platinum / Citibank Cash Back Platinum / AMEX Platinum Charge Card (assuming AF is waiveable)
5) Visa Signature = EON VS
6) Visa Infinite = SCB VI
7) World MasterCard = Maybank WMC (assuming AF is waiveable)
bingozero
post Dec 29 2010, 09:45 AM

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QUOTE(BboyDora @ Dec 29 2010, 09:41 AM)
Dear all,
I`m new to credit card. Would like to know which cc should I apply if my usage is only for booking hotel (both oversea and local) and air flight ticket?

I did search through a lot such as rhb travel, citibank, hsbc etc etc. However my annual income is less than RM 30k.

thanks in advance! biggrin.gif
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Most of the visa/mastercredit card accept hotel and air flight booking.
You can consider about Citibank Air Asia credit card.
bingozero
post Dec 29 2010, 10:07 AM

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QUOTE(gerrardling @ Dec 29 2010, 10:03 AM)
to apply for amex, need to include latest bank saving account statement or not ?
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No need include lastest bank statment, just copy of your IC and existing one year credit card.
bingozero
post Dec 29 2010, 10:24 AM

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QUOTE(gerrardling @ Dec 29 2010, 10:22 AM)
if there are no existing card? ic, epf statement, latest 3 month salary will do ?
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Mostly bank will need you epf or lastest 3 month salary, the bank statement is a support document.
bingozero
post Dec 29 2010, 10:30 AM

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QUOTE(BboyDora @ Dec 29 2010, 10:28 AM)
thanks.
Actually which one provide the best deal? I did know the citibank cc can be apply online and will it be troublesome in term of submitting documents, payments etc etc? Sorry for asking noob question coz i`m not a computer savvy.
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They will guide you to summit the document, either by post, e-mail or fax.
For payment, you can use online banking giro interbank transfer.
bingozero
post Dec 30 2010, 01:41 PM

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QUOTE(Dannyl @ Dec 30 2010, 01:23 PM)
I remember someone mentioned TMnet autodebit comes with rebate of RM4.  Just now I went to ask, was told it's RM2 and with Visa only.  So what's up with that?
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I use amex auto debit by summit application to tm, each month rebate RM4
bingozero
post Dec 30 2010, 01:48 PM

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QUOTE(dvinez @ Dec 30 2010, 01:46 PM)
bro, tm/streamyx ?
rebate rm4 permonth ? where to do that ? thanks !
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Streamyx combo, include with the telephone rental fees.
I just fill up the auto debit form from tm and them summit to them.
bingozero
post Dec 30 2010, 09:54 PM

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QUOTE(winner @ Dec 30 2010, 01:48 PM)
So you get RM2 rebate for TM and another RM2 rebate for Streamyx?
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My streamyx bill is stick together with TM bill, I think it is what you mention about nod.gif
bingozero
post Jan 13 2011, 02:43 PM

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QUOTE(mustang @ Jan 13 2011, 01:26 PM)
I check my Amex Gold CC today and noticed MBB increased my CL after 3 years of being their customer..
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3 years pretty slow for maybank vmad.gif , my EON bank increase my CL after 6 month approval date.

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