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 Credit Card v13

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erry-
post Dec 22 2010, 04:24 PM

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QUOTE(persistence85 @ Dec 22 2010, 04:21 PM)
er, i ask why hlb essential is good as u mentioned among all the classic card? whats its benefits?  hmm.gif
*
not me! doh.gif

read it again whistling.gif

the benefits = 1% cashback sweat.gif

This post has been edited by erry-: Dec 22 2010, 04:25 PM
SUSpersistence85
post Dec 22 2010, 04:27 PM

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QUOTE(erry- @ Dec 22 2010, 04:24 PM)
not me! doh.gif

read it again whistling.gif

the benefits = 1% cashback sweat.gif
*
doh.gif doh.gif rclxub.gif

alexwsk
post Dec 22 2010, 04:28 PM

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QUOTE(erry- @ Dec 22 2010, 03:46 PM)
(1) classic card - hlb essential should not considered as classic card, since the requirement for annual salary is 30k?
classic card salary should be 18k/year only (even hlb classic also need only rm18k/year)!
then hlb essential shud fit under which category? rolleyes.gif
erry-
post Dec 22 2010, 04:32 PM

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QUOTE(alexwsk @ Dec 22 2010, 04:28 PM)
then hlb essential shud fit under which category? rolleyes.gif
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if u ask me, it should be under gold category (30k/year). even hlb gold also require 30k/year.

but the best gold card already stated there - amex credit gold, and i agree notworthy.gif

maxguy
post Dec 22 2010, 04:33 PM

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any latest balance transfer offer from maybank card? thanks
SUSpersistence85
post Dec 22 2010, 04:34 PM

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QUOTE(maxguy @ Dec 22 2010, 04:33 PM)
any latest balance transfer offer from maybank card? thanks
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0% for 12 months

erry-
post Dec 22 2010, 04:36 PM

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QUOTE(maxguy @ Dec 22 2010, 04:33 PM)
any latest balance transfer offer from maybank card? thanks
*
some1 already post b4 in this thread. u should seach it. dont be lazy sweat.gif

0% for 12 months. http://www.maybank2u.com.my/WebBank/251010.pdf


maxguy
post Dec 22 2010, 04:45 PM

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thank you very much for the reply, i shall sent in the application soon. cheers
SUSpersistence85
post Dec 22 2010, 04:46 PM

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QUOTE(maxguy @ Dec 22 2010, 04:45 PM)
thank you very much for the reply, i shall sent in the application soon. cheers
*
Welcome~
s3norit4
post Dec 22 2010, 04:46 PM

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hi~ what is the best credit card for overseas transaction?

which 1 is better, credit or debit card if for oversea transaction?

i just applied bank islam's credit card but why not much info bout bank islam, bank rakyat & affin bank here. tq


Added on December 22, 2010, 4:48 pm


This post has been edited by s3norit4: Dec 22 2010, 04:49 PM
chemistry
post Dec 22 2010, 04:54 PM

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QUOTE(s3norit4 @ Dec 22 2010, 04:46 PM)
hi~ what is the best credit card for overseas transaction?
which 1 is better, credit or debit card if for oversea transaction?
Maybank Credit Cards (non Amex), SCB Business Platinum, OCBC Titanium.

MBB: low admin rate, 0.5% compared to other banks' 1%
SCB Biz: Triple Choice Points plus 0.5% uncapped cashback
OCBC Ti: 5% cashback on petrol/dining/groceries/utilities

make your decision.
SUSpersistence85
post Dec 22 2010, 04:57 PM

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QUOTE(chemistry @ Dec 22 2010, 04:54 PM)
Maybank Credit Cards (non Amex), SCB Business Platinum, OCBC Titanium.

MBB: low admin rate, 0.5% compared to other banks' 1%
SCB Biz: Triple Choice Points plus 0.5% uncapped cashback
OCBC Ti: 5% cashback on petrol/dining/groceries/utilities

make your decision.
*
For me, MBB and SCB is good for overseas transaction icon_idea.gif

s3norit4
post Dec 22 2010, 05:11 PM

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QUOTE(chemistry @ Dec 22 2010, 04:54 PM)
Maybank Credit Cards (non Amex), SCB Business Platinum, OCBC Titanium.

MBB: low admin rate, 0.5% compared to other banks' 1%
SCB Biz: Triple Choice Points plus 0.5% uncapped cashback
OCBC Ti: 5% cashback on petrol/dining/groceries/utilities

make your decision.
*
but my application just got rejected by maybank this week. maybe because my annual income not exceed 30k. huhuh~ so, platinum & titanium card should be out of topic ne~ hehehe

i applied bank islam because they dont charge for admin fee. what's ur opinion about it?
kei18kun
post Dec 22 2010, 05:23 PM

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oklah, but still they charge GST, plus no extra benefit, don't recommend it at all
arsenal
post Dec 22 2010, 05:36 PM

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QUOTE(chemistry @ Dec 22 2010, 05:35 PM)
This is a bit over..you better quickly remove it.
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i report to mod d...smile.gif
s3norit4
post Dec 22 2010, 05:38 PM

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QUOTE(persistence85 @ Dec 22 2010, 05:27 PM)
overseas merchant when they see "bank islam", they're like  whistling.gif  whistling.gif  whistling.gif
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oh, really?

then, what's the best cc for below than 28k annual income, oversea transaction? hmm.gif

4 weeks to go before my winter backpacking. cry.gif
is it enough time to apply the new one?
SUSpersistence85
post Dec 22 2010, 05:43 PM

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QUOTE(s3norit4 @ Dec 22 2010, 05:38 PM)
oh, really?

then, what's the best cc for below than 28k annual income, oversea transaction?  hmm.gif

4 weeks to go before my winter backpacking. cry.gif
is it enough time to apply the new one?
*
try MBB and ocbc (maybe they will let u pass eventho ur annual salary din meet their requirement)

romariotan82
post Dec 22 2010, 07:41 PM

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If i do balance transfer to PBB , how long it will take to processs
s3norit4
post Dec 22 2010, 08:17 PM

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QUOTE(persistence85 @ Dec 22 2010, 05:43 PM)
try MBB and ocbc (maybe they will let u pass eventho ur annual salary din meet their requirement)
*
already got rejected by mbb last week.

maybe should try ocbc.

thanks guys btw~
SUSpersistence85
post Dec 22 2010, 08:28 PM

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QUOTE(s3norit4 @ Dec 22 2010, 08:17 PM)
already got rejected by mbb last week.

maybe should try ocbc.

thanks guys btw~
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wish you good luck in attempting applying @ OCBC smile.gif

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