QUOTE(wacko_joy @ Apr 25 2011, 02:38 PM)
Lolz.. I just go & apply from PB bank... so far ok.
Go AmBank but the best they can give me is BLR -2.3. I was like HUH?
I told them i got one AmBank Officer called me offer me -2.4. But becoz her service is bad so i come to their branch to get another people to service.
UOB will be soon also for I like their 3yrs locking period.
PB offer 5yrs but it will start count from the moment the developer billed them.
So anyone UOB locking period start from when?
And the free loan legal fee is the one where we need to pay the bank rite? Includes stamp duty? does the Budget that give 50% off stamp duty for 1st time buyer still applicable this year?
Current offer from UOB:
Semi-flexi or flexi: BLR-2.4% (whole tenure)
Lock-in period: 3 years from first disbursement (roughly you can sell your unit once completed)
Offer from Public bank:
Semi-flexi only: BLR-2.5% (1st year) BLR-2.4% (the rest of the tenure)
Lock-in period: 3 years from first disbursement
PB banker told me is 3 years lock-in but not 5 years. If it is 5 years, that's not attractive.