Have not tried it myself ... Had this kind of thought that all HSBC promotions are useless and i just did not bother to participate in it but all this changed when i found out i got RM139.85 cash back from their previous promotion last week. Anyway, HSBC has many big ballers using their credit card. I guess you stand a better chance of winning if you send in the sms in the morning.
Materials used to make the Standard Chartered Priority Banking VISA Infinite are kind of cheap just like HSBC Premier MasterCard. Everything printed/embossed on the card will start to fade away just after 1 year of usage. It is very prone to wear and tear too