SCB promotion. But as I see the T&C for the cashback eligibility, there are some points to note:
- Your acc must be in good standing (as usual)
- Any retail transaction from 1-Nov to 30-Nov (posted by the merchant and received by SCB)
- Max capped at RM50 (Principle and Sup share the same)
- Cashback credited by 30-Dec
- Valid for the addressee of this letter only (So maybe it’s not a general promotion, but we will see whether SCB will advertise it at the end of this month or not in their website.)

same here
the reason why am i keeping them is because of the klia unlimited lounge access as i always travel (alth as of todate, i have stil not used it for even once).

SCB promotion. But as I see the T&C for the cashback eligibility, there are some points to note:
- Your acc must be in good standing (as usual)
- Any retail transaction from 1-Nov to 30-Nov (posted by the merchant and received by SCB)
- Max capped at RM50 (Principle and Sup share the same)
- Cashback credited by 30-Dec
- Valid for the addressee of this letter only (So maybe it’s not a general promotion, but we will see whether SCB will advertise it at the end of this month or not in their website.)

You couldn't do any transaction with OCBC credit card from Dec 16th to Jan 15th or interest will be charged to those transaction since your Dec statement outstanding is not zero. Or you will have to settle all outstanding (including those transaction between Dec 16th to 31st Dec) on or before Dec 31st and not doing any transaction from jan 1st to Jan 15th.

If you are not settle all retail transaction from Dec 16th to Dec 31st, these transaction doesn't entitle to 20 days interest-free period.
So, it will be charged interest starting from 1jan 1st to next statement date.

which card gives d best reward? my speding nature
=2XX petrol esso
  2XX fitness first
  2XX insurans (AIA)
at times, booze, so which 1 shd i go? saw 2 choices, pbb n hong leong. do u think there r other bank can giv me more suitable rewards? thnx

Dear fellow members,

I have an enquiries to ask, which bothers me for quite sometimes..

I was told since many years ago that using credit card for overseas purchase could be cheaper because of favourable exchange rates.

But it seems not to be that case in my recent overseas transactions. Not to mention the extra 1% administrative charges levy by Visa/Mastercard.

If I were to buy from money changer

USD to RM : 3.095 - 3.10

My transactions using credit card:

USD to RM : (RM19.12 = $6.00 which work out  to be 3.18)

That's about 3% premium that I have to pay! That may be a small amount, but if the amount is huge, the difference is significant... Is there any person have a completely different experience compared to mine?

Yup, I paid my TNB bills twice already, both trxns were posted within 2 days.

looks like we can't pay TM bills from OCBC online  rite  now, correct?

guys, maybes, some banks are desperate for customers. My car loan with tiger bank was approved last two week ago and when i check with maybank2u today, there was additional 2 cc account in my account. Maybank Ikhwan Visa and Ikhwan Amex cc. LOL

next statement. it will be

Interest Charge    RMXX
Interest Reversal -RMXX

umm.. maybe I am confused

Say the statement u just paid minimum is for Oct statement (due Nov X) . So in Nov statement you will see the charges.

where is it stated 20% on all dining ar
cant find it in their website ler 

btw for OCBC tit, can we choose the billing date like what is available to SCB?

SCB won't extend this promotion to JustOne customers. I was told that the invitation was sent to those new customers who refused to use their cards after receiving the cash as welcome gift for quite some time.

EON bank free Philips music player when you apply credit card with t&c apply
http://www.eonbank.com.my/personal_banking..._rewarded.shtml