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 Credit Card v12, Credit card GST remains....

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ronnie
post Nov 18 2010, 09:13 AM

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QUOTE(gerrardling @ Nov 18 2010, 08:59 AM)
which cc offer the best benefit for oversea transaction ?
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Maybank CC has lower forex rates ;-)
ronnie
post Nov 18 2010, 09:41 AM

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QUOTE(gerrardling @ Nov 18 2010, 09:39 AM)
amex cc ? since it has promotion 15% cashback, does it apply to oversea transaction too ?
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AMEX 15% Cashback is only for retail spending at shopping malls in Malaysia... Please read the T&C.
ronnie
post Nov 18 2010, 10:27 AM

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I feel Mastercard's forex is higher than Visa's forex
ronnie
post Nov 18 2010, 01:17 PM

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QUOTE(sweetpea123 @ Nov 18 2010, 12:33 PM)
Pengsan, just finished registering 10+ payees for OCBC , one OTP for each payee.  rclxub.gif
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Very Secure !!!!
You do have alot of bills to pay ?
ronnie
post Nov 18 2010, 01:42 PM

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QUOTE(zenquix @ Nov 18 2010, 01:39 PM)
Now OCBC is like HSBC previously.. OTP needed even to log in
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I think that's a good secure method.... albeit more troublesome. At least you know your account is being hacked ;-)
ronnie
post Nov 18 2010, 02:24 PM

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1 Petronas Mesra points is collected for every 1 liter of petrol purchased.
ronnie
post Nov 18 2010, 10:53 PM

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QUOTE(andrekua @ Nov 18 2010, 08:17 PM)
My first statement with OCBC arrived and glad to see that I get almost RM28 rebate on <RM800 bill. However, I did spot something strange. I did get a 1% rebate of RM2.xx but I did not have any transaction thats RM2x.xx in the statement. Bonus kar?
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Care to share the list of merchants for us to evaluate ? Unlikely you get RM2.xx as bonus... cool2.gif
ronnie
post Nov 21 2010, 02:41 AM

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QUOTE(Disagree @ Nov 21 2010, 02:09 AM)
I applied for a cimb cc and i haven`t received it yet... But the card is present in cimbclicks and it shows that i have RM50 to pay, guess its the tax charge.. Do i have to pay tis amount once i start using the card? I thought they waived the RM 50 charge, or what should i do to waive tis cost?

Someone care to explain. Tq
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Don't you know that everyone who applies for Credit Card beginning Jan 2010, needs to pay the RM50 Credit Card Govt Service Tax
ronnie
post Nov 22 2010, 01:38 PM

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QUOTE(cyang81 @ Nov 22 2010, 12:44 PM)
MBB will offer you 10,000 points if you terminate the CC.
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Let's hope they offer me 10,000TP on my next request to terminate their SonyCard.
ronnie
post Nov 29 2010, 09:25 AM

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QUOTE(lolo18 @ Nov 29 2010, 09:20 AM)
Is it any difference between "AMERICAN EXPRESS GOLD CHARGE CARD" & "AMERICAN EXPRESS GOLD CREDIT CARD"
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Please ask the question over at the AMEx thread @ http://forum.lowyat.net/index.php?act=ST&f=153&t=1190530

Charge Card : Unlimited CL, but must pay in full every month
Credit card : Limited CL, can pay minimum 5% every month
ronnie
post Nov 29 2010, 10:40 AM

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QUOTE(Gen-X @ Nov 28 2010, 11:12 PM)
haha, nowadays things are different with everything online. Actually I don't seee why cards can't be approved within a week if a customer meets all the necessary requirements. All banks have access to customer credit history. CIMB can issue cards within an hour so why not others?   
well I dont' have RM20M yet in my name and dont't earn RM50K a month but I do have total CL of >RM500K, that is total combined CL from all my cards  tongue.gif

Click here to view my latest collection of cards and brief description of the benefits that comes with each card.
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Typo...

QUOTE
OCBC TITANIUM

I would just summarize the benefit as you can refer to my earlier posting on this card for more info and comparison.

Benefits: No annual fees, automatic RM50 GST absorb by bank if spend RM10/year, 5% cash rebate for petrol, groceries, utilities and DINING.
How I wish that is true rclxub.gif shocking.gif
ronnie
post Nov 29 2010, 11:09 AM

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QUOTE(killbill @ Nov 29 2010, 10:55 AM)
so if i go to tm point and pay.. will i get 5% if the bill is under my dad's name? or i have to go change n put it under my name only i can get the 5% bcos c.card is under my name?? so mafan wan!
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You can pay anyone's TM bill at TMPoint and you still get the 5% cash back from OCBC Titanium.

Actually you can pay all other utility bills (which TMPoint accepts) and get 5% cashback
ronnie
post Nov 29 2010, 11:25 AM

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QUOTE(David83 @ Nov 29 2010, 11:17 AM)
TM point accepts credit card payment for other utility bills?
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TM Bills
TM Net Bills
Electricity Bills (TNB)
Water Bills (PUAS, JBA, etc.)
Agency Bills (Majlis Bandaran, etc.)
TMnet Bills
ATUR Bills (011)
MOBIKOM Bills (018)
Celcom Bills (013, 019)
Rental from TM Resort
Payment of House Loan (for TM staff only)
Touch n Go
Astro Bill Payments


Source: http://tmpoint.tm.com.my/ctnframe2.cfm/ID/...19ACF8465681475
ronnie
post Nov 29 2010, 01:34 PM

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QUOTE(richardson.wan @ Nov 29 2010, 12:01 PM)
Alliance bank have 2 type of younique card, which is Alliance Bank Younique Credit Card & Alliance Bank Prepaid Card..
Whereby u can design your own card..

Below is my Alliance Bank Prepaid Card..

user posted image
Interested call, sms or pm me...
Thx..
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Now we just need the CVV behind... please re-scan brows.gif brows.gif brows.gif
ronnie
post Dec 3 2010, 10:34 AM

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Which Cash-Back card is 2nd to the OCBC Titanium ?
ronnie
post Dec 8 2010, 01:13 PM

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QUOTE(lowyat888 @ Dec 8 2010, 01:01 PM)
standard charter platinum n gold have promotion when u apply with free gift

credit rm188 to platinum card holder
credit rm88 to gold card holder
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Old news..promo until 31 Jan 2011... make sure you apply for Visa + Mastercard to get 2 x RM188
ronnie
post Dec 8 2010, 03:01 PM

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Can I get my normal SCB Platinum Visa to be changed to the SCB Business Platinum Visa ?

This post has been edited by ronnie: Dec 8 2010, 03:50 PM
ronnie
post Dec 9 2010, 10:41 AM

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QUOTE(D-Zire @ Dec 9 2010, 07:36 AM)
i just got my ocbc card sent to me yesterday.applied it 8 days ago at 1u new wing and was surprised to find the card in my mailbox. i was rather taken aback when i didnt receive any calls from ocbc card center to verify my identity or ask any questions regarding myself. it just got approved straight away. hmmm...lousy risk management or they are just desperate? 
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Haven't you heard of "No news is good news".
They didn't call because all your details are correct and up-to-date. You should be happy they don't call you.
ronnie
post Dec 10 2010, 12:37 PM

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QUOTE(de.crystal @ Dec 10 2010, 12:21 PM)
OCBC titanum

Jz found out that if we wanna change our billing date, we will not be able to enjoy the cash discount anymore.  Weird..
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Can you elaborate ? I changed my statement date upon receiving my card.. still receiving the cash reabate as per normal.
ronnie
post Dec 10 2010, 01:41 PM

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QUOTE(de.crystal @ Dec 10 2010, 12:48 PM)
I asked the SC
according to her, once i changed, i will not be able to enjoy to the promotions available as the Tit holder, is not allowed to change the date.

I asked again what's d rationale, and according to her, it is the policy.
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It's in regards to those promotional pamphlets not the cash rebates.

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