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 Credit Card v12, Credit card GST remains....

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ronnie
post Oct 21 2010, 10:22 PM

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QUOTE(MilesAndMore @ Oct 21 2010, 07:19 PM)
Yes. Sure. Will do it tonight  smile.gif
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Remember to post here for us to go to the new IBG thread.
ronnie
post Oct 22 2010, 01:04 PM

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QUOTE(wongpeter @ Oct 22 2010, 11:29 AM)
What free gift are you referring to? Is it a free Apple iPhone offer?
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The free gift would be a iPhone4 toy
ronnie
post Oct 23 2010, 01:31 AM

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QUOTE(chemistry @ Oct 23 2010, 12:29 AM)
Strange. I seldom encounter cc terminal failure at KFC.
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which KFC outlet do you frequent... share so that CIMB/DA CC users can flock to that store(s).
ronnie
post Oct 24 2010, 11:07 PM

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QUOTE(ck3lam @ Oct 24 2010, 06:38 PM)
Btw, I just receive letter from SCB saying they will going to have 5% cashback  for any purchase for the coming November but maximum capped at
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For their SCB Visa or SCB Mastercard ? I have not receive anything. Did it come with the statement ? My statement is RM0 hehehe.

The new SCB RM88/RM188 cashback is slightly different
QUOTE
7. If the New Principal Cardholder’s application for more than one (1) type of credit card is approved during the Promotion Period, each New Principal Card shall be entitled to the cash rebate. The cash rebate shall be credited into the New Principal Cardholder’s account within 30 days from the date the credit card is approved.

Previously the Cashback was given on the same date as approval date icon_rolleyes.gif icon_rolleyes.gif

This post has been edited by ronnie: Oct 24 2010, 11:13 PM
ronnie
post Oct 25 2010, 12:04 AM

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QUOTE(blahbleh @ Oct 25 2010, 12:01 AM)
Probably this has been discussed before, but would like to know if I settle my EPP early, will there any penalty charge? My card is HSBC.
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Suggest you call HSBC to confirm... Some banks has no charges, some will charge a fee.
ronnie
post Oct 25 2010, 02:28 AM

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QUOTE(ck3lam @ Oct 25 2010, 02:20 AM)
It does not come with the statement. It is just a letter from SCB and it applies to any SCB card. Maybe this week we will see it on SCB website.
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Can use this card as combo with OCBC, after maximising the RM120 rebates ;-)
ronnie
post Oct 25 2010, 10:36 AM

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QUOTE(erry- @ Oct 25 2010, 01:54 AM)
HSBC penalty is RM50.
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don't understand why we get penalised when we settle the debt earlier ????
ronnie
post Oct 25 2010, 11:01 AM

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QUOTE(samquah @ Oct 25 2010, 10:53 AM)
today in pepers, maybe BT 0% 12 months
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which bank ?
ronnie
post Oct 25 2010, 11:24 AM

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How does the banks earn from these 0% BT (6/12 mths) + RM0 processing fee ?
ronnie
post Oct 25 2010, 11:32 AM

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QUOTE(samquah @ Oct 25 2010, 11:06 AM)
sorry not maybe...typo

maybank
0% 12 months
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Source: http://www.maybank2u.com.my/WebBank/251010.pdf

I wonder there's any processing fee...
Do we get Treatpoints on the amount transferred when we BT to MBB ?
ronnie
post Oct 25 2010, 01:32 PM

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Maybank's BT page says ZERO processing fee... not sure if it applies to this promo 0% for 12 months BT.

Can we settle BT earlier for Maybank ?
ronnie
post Oct 25 2010, 02:05 PM

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QUOTE(rickkywong @ Oct 25 2010, 01:41 PM)
if the BT is 0%, i don't find any reason to settle them earlier.  hmm.gif  if got extra money, i'll put it into time deposit rather than pay them.
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But you still need to pay the minimum 5% every month to the special BT account, right ?
ronnie
post Oct 25 2010, 11:03 PM

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QUOTE(de.crystal @ Oct 25 2010, 10:51 PM)
what's d diff btw a basic one and a regular one?
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ALL bank's Basic Savings/Current Account is required by BNM and have the following features listed here - http://www.bnm.gov.my/index.php?ch=8&pg=14&ac=964

This post has been edited by ronnie: Oct 25 2010, 11:04 PM
ronnie
post Oct 27 2010, 11:20 AM

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QUOTE(winner @ Oct 27 2010, 11:08 AM)
Has anybody here successfully registered any payees under the OCBC online banking? I tried to register Astro, SYABAS and SAJ a few times but none of my attempts was successful.
If you don't mind, you may scan and post your letter here. I inquired about this 5% cash back promotion with SCB CS. The officer replied, NO SUCH THING!
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Astro & Maxis is not listed under OCBC Internet Banking as Payee, right ?
ronnie
post Oct 27 2010, 12:32 PM

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QUOTE(lara_ @ Oct 27 2010, 11:36 AM)
I have registered TM, TNB and MBPJ. All success and but only TNB and MBPJ appear in Registered Payee screen.
According to CS, TM bill does not accept Credit Card payment. So it does not shown although registered successfully.
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TM bill payment via OCBC Internet banking is only for payment via OCBC Deposit Accounts
ronnie
post Oct 27 2010, 01:11 PM

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QUOTE(ck3lam @ Oct 27 2010, 12:52 PM)
Didn't know Astro has upgraded their online payment method. Subscribe autopay over the counter last month and get a free umbrella...
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Aiya... I subscribe over the phone and get NOTHING !!!!
ronnie
post Oct 28 2010, 08:13 AM

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QUOTE(MNet @ Oct 28 2010, 03:34 AM)
Standard charter promo free RM88 for gold card.

After I take it, how long need to wait to cancel the card?
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Hold for 6 months to ensure the agent get to keep their commission.
ronnie
post Oct 28 2010, 08:14 AM

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QUOTE(kanethesun @ Oct 28 2010, 08:00 AM)
Regarding to the Stand Chart gold card that offer RM88 cash rebate
what is the benefit 1?
can't seems to find it, collect point or also cash rebate like OCBC Titanium / Citibank Cash Back?
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Collect points
ronnie
post Oct 28 2010, 09:05 AM

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QUOTE(jack2 @ Oct 28 2010, 08:51 AM)
Ya, will look into it... but the service tax has been charged liao...

May be next year baru cancel ba... I don't think they will revert it since they mentioned in web that once tax is debited, no reversal is possible.
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I think you can use the TreatPoints to offset the RM50, right? MBB will give you back a credit of RM50
ronnie
post Oct 28 2010, 09:17 AM

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Trying "utilise" OCBC Titanium 0% Interest until 31 Dec 2010.
Here's my scenario

Statement Date: 15 Oct 2010,
Amount Due: RM10000
Minimum Paid: RM500
1. No Interest is charged on RM9500, right ?

Statement Date: 15 Nov 2010,
Amount Due: RM10000 + RM9500
Minimum Paid: RM975
2. No Interest is charged on RM18525, right ?

Statement Date: 15 Dec 2010,
Amount Due: RM1475 + RM18525
Minimum Paid: RM1000
3. No Interest is charged on RM19000, right ?

Is the above 3 statements (1)/(2)/(3) correct ?
We should settle all outstanding before 31 Dec 2010, right ?

This post has been edited by ronnie: Oct 28 2010, 09:18 AM
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