Are you charged any fee for the Debit Card?
If Debit Card for BSA is free of charge, I gotta tell all my friends this great news.

The investigation is simple. Maybe you should check your transaction history, debit card fee will be reflected if applicable. If the fee is not there, then it's free lor

I see.
Hmm... never mind, I shall inquire Call Centre soon

LOL. You learnt this lesson. Next time when asking for information, always have the informant's name jotted down.
I had quite some unpleasant experience in CIMB Bank. I must say their staff is just so incompetent that I always need to call HQ for verification. Worse thing is, almost a 30% of inquiries ended up to be contradicting with information given by Call Centre.

I sent a letter to CIMB HQ, urging the management to train the staff of the said branch properly, make sure the staff give correct information. I don't mind the staff keep me waiting while he/she inquires HQ, the most important thing is the information must be correct.

Agro Bank offers 3.33% for 12-month FD.
Compared to HSBC's 2.85%, a RM200k deposit will cause a difference of RM960 in interest earned.

Agreed.
RM200k can make you an HSBC privileged customer, who cares AgroBank? LOL.

Basically, if you make full payment promptly, you won't get extra charge, you pay what you spent.

You apply card just for emergency purposes? You paid RM50 card tax and you just keep it in wallet? At least, you can use it at petrol stations, groceries, dining places, pharmacies etc.

You don't need to worry about annual fee. Nowadays, most cards in the market are free for the first year and only require you to swipe 12 times in a year in order to get fee waiver.

SCB Gold/Plat is giving out RM88/RM188 upon card approval. You may give it a try.

Fresh grad is advised to apply for DirectAccess Mastercard, as this card is dedicated for graduates and professionals. They are also known to be generous in granting high credit limit.

After getting your very first DirectAccess card, then try to use this card to apply for either OCBC Titanium or SCB Gold/Platinum (if their cash bonus is still valid).

Strictly saying, only card number, cardholder's name, member since and expiry date are embossed on the card. The word Platinum is just a printing. Maybe I have not seen an embossed Platinum word. Enlighten me pls.

Hooray! I'm happy for you. OCBC rocks, haha.

Just keep the card that rewards you the most.

How much rebate do you earn for purchases at BHP?
Do you always watch movie? How much can you save in a year?
CIMB Classic (Mastercard) offers 5-10% rebate at Giant/Tesco/Guardian/KFC on weekends, are you aware of this?
Do you have kids? If yes, you may consider dining at places where 'KIDS EAT FOR FREE'. If no kids, cut it.
Public Bank card, I don't find any special.

This post has been edited by chemistry: Oct 22 2010, 08:05 PM

You are not aware of CIMB card's benefits, why in the first place did you apply? because of gifts?

Do you buy groceries? Use your card wisely, CIMB Mastercard gives you 5% rebate at giant/tesco/cold storage on weekends.

too bad...
so u made up your mind which card to let go ?

Didn't you tick the delivery mode in the application form?
Usually you can choose delivery to either Office or Home.

Check the anniversary date of your card. Don't wait until being charged GST then only cancel.

Well, not every cardmember can comply to its T&C.

Min spend required:-
- Every block of RM50 for Petrol
- Every block of RM100 for Groceries

Not many people pump RM50 petrol at a time.
RM100 per block for groceries is not easy in fact.
Overspending can happen anytime.

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This post has been edited by chemistry: Oct 23 2010, 12:03 AM

Strange. I seldom encounter cc terminal failure at KFC.

KFC Bahau, KFC (Jalan Tun Dr Ismail) Seremban, KFC Jalan Pudu, KFC Kota Damansara, KFC SS2.
This is the list of KFC outlets I ever patronized with successful swipe.

I always wanted to try PayPass. It is the cashier who do not know how it operates.
Put the card onto the device, nothing happens.

Ohya, the list goes on. KFC (nearby digital mall) also works.

This post has been edited by chemistry: Oct 23 2010, 02:22 AM