If I recall correctly, it is AMStar Extreme.
Not sure whether it's a Savings or Current acc. You may check it out at Ambank's website.

Ambank is not as widely available as MBB/PBB/HLB/CIMB, you may need to consider the convenience of banking with Ambank. Of course, if your job requires you to travel and you pass by OCBC/HSBC/Citi/etc, you have wider choices then.

my goodness! That is 18 times monthly salary! Are u a big spender?

Hi, I've made a PDF which summarizes OCBC's iQ elite & basic accounts.
Kindly pls pay extra attention to ATM withdrawal fees.
[attachmentid=1842742]

You also need to check if there is ATM annual fee.
I would rather open one or two basic savings (no annual fee) account which is entitled to 2 free IBG trxn each month.

I think the two iQ accounts are non interest bearing? There isn't iQ accounts found in webpage of deposit interest rate.

This post has been edited by chemistry: Oct 20 2010, 12:40 AM

I see. Thanks for your information.
IQ basic offers 5 free IBG trxn on the price of being non interest bearing ?

If iQ is really non interest bearing, its 5 free IBG becomes no more attractive.
Any non-fee Basic Savings Account which earns interest will be better than it.
Imagine, a CIMB non-fee BSA with 0.85% interest p.a, maintaining a mere RM1000 for one year gets you RM8.50, which is equivalent to 4 times IBG (say IBG charge = RM2 per trxn). Not to mention CIMB's vast presence as opposed to OCBC's.

DA Premier Plus Account is the best CA for me, as it is interest bearing (0.50% p.a for balance>1k) and does not have minimum maintenance amount. Its ATM card is free for life, unlike some other banks' one-time RM8 ATM fee.

The only drawback of Premier Plus Acc is you cannot get back the remaining balance in full should you wish to close the account. A minimum RM10 will be levied as account closure fee.

If Ambank surprisingly approved your cc application, then you receive a statement containing RM50 GST, you come to here and blahblahblah curse the hell out of Ambank.

Firstly, report to Card Centre at once. The bank will issue new card, whether charge you replacement fee or not is up to the bank. The new card will bear new number, as such you need to update all the standing orders with new card details (card number & expiry date).

Pls be informed that the said Balance transfer is subject to minimum transfer amount of RM2000. And, it is only for new-to-bank cardmember.

Thanks for your kind explanation.

don't use HLB's basic accounts, their ATM card got annual fee, somemore charge every year, unlike other banks' FOC.

What do you want to know? We might be able to advise you

But I was charged I am sure mine is a BSA. What's going on?

No it doesnt show what you said. it's a Savings Account-i.

I felt something must have gone wrong. The bank has not completed the account conversion process but told me that it's already done. i have filed an official complaint via email to HLOnline.

I requested a refund of RM8 atm card fee as well, as MilesAndMore said HLB's BSA does not have atm card fee.

How could the Officer say the account has been successfully converted? She said she checked through HL database wor...I asked for a clear explanation from the bank, and not forget to tease HLB's incompetence.

Yes, HLB does allow account conversion from regular type to basic type. However, I doubt Debit Card is available under BSA, because BSA only offers free ATM card, not free Debit card.

No I don't have the photocopy. The teller took the ori form.

However, I asked for confirmation from HLB Online, and an officer replied that the conversion was done and effected. I made a screenshot of that message.

Later then if I drop by HLB I'll try to get a photocopy of that form. I wonder the bank would entertain my request.

Last night I just email HLB and asked for reverse charge for atm fee. Just now when I stepped in to the bank, the branch manager recognized me & passed me a credit advice RM8.

I wonder if anybody kena screw kaw kaw for the error. Could it be purely server error? HLB sees my account as BSA-i, but my Online Banking shows SA-i. This is weird. Anyway, now they are aware of such error, I hope this doesn't happen to anyone else.

lol. I am not a VIP though. It's just that my parents are their customers since MUI Bank era. I always deposit cash/cheque on behalf of my parents, all the tellers know who I am actually.

Somehow, banks without CDM know their customers better.