Nowadays cannot rely too much on siblings being filial. I also do not wish my children to give me $. I will try to be independance at senior age. Do not want to be a burden to them.

My parents are in Ipoh. I am working in Penang, groceries those all my own expense. I do not stay with them after I come out to work.

The reason why I save so extreme is I think of future. Golden age senior citizen that time, when can I retire.

RM1 today is not same value as RM1 tomorrow.

Easy example is

I save RM2k per month now, spend expenses RM800 per month. I able to survive. Good.

If I now spend RM2K per month and save RM800, now RM2K just enought for my spending, do you think RM800 in 30yrs later is enough for me to spend monthly? I may not be able to survive with RM800 per month by then so need to depends on children to being filial give me some $ to survive?

I am like buying insurance for myself to retire without need of children to be filial. What if they being filial can afford to give you RM500 when single. After marriage have children too, maybe they can afford to pay u RM200 only. With the RM800 + RM 200 per month, can you still survive?

Now 2013 minimum wage in RM900. I don't think RM1K per month 30yrs later can survive.

Do you know that a wedding registration is almost free? You just need 2 friends as saksi...

The grandeur is the wedding dinner... subsidised by ang pows.

One of the worse wasteful spending is having a wall-size portrait photo of the couple... normally hang above the bed in the bedroom... so only the couple get to see it after the wedding day... could you imagine facing the same wedding photo day after day. Another wasteful spending is hiring a video photographer... see video only once, nobody wants to see it again... don't dream that the grandchildren would be interested!

Wedding free? Can be subsidised by ang pows..Hehehe...U must be chinese

U ask Malay friend and see.. Wedding need invite whole kampong kenduri, green pow few cents or few riggit only..

Easily can calculate RM5 min per head, they estimate for few hundred ppl. Easily more than RM10k for makan kenduri alone

Other also not count in..Hehehe...

RM5+ per head is comparably low to RM2000+ per table...
1,000 heads = rm5,000... other things can still cut; wedding cards can be printed on cheap paper unlike the embossed cards by Chinese friends.

Do you know that a wedding registration is almost free? You just need 2 friends as saksi...

The grandeur is the wedding dinner... subsidised by ang pows.

One of the worse wasteful spending is having a wall-size portrait photo of the couple... normally hang above the bed in the bedroom... so only the couple get to see it after the wedding day... could you imagine facing the same wedding photo day after day. Another wasteful spending is hiring a video photographer... see video only once, nobody wants to see it again... don't dream that the grandchildren would be interested!

Come on lah, it all depends on what you want. I am in jakarta and there are plenty of 100k  to 150k apartments around the city centre.

Of course there is also 2 mil condo near kuningan, central park, senayan and gated community which land only cost 10k per m2.

It all depends on your expectation.s. if you only earn so much dont expect the sun and moon.

i want landed house.the avani bsd already 700k bro.it's in ulu

Wow I didn't know houses in Jakarta is so expensive.

Price is crazy, jumped over 200% within 3 years. All pure speculation as you see all the houses, condo apartment are all empty. Bound to crash soon as the average salary of educated executive Indonesian in in the median of RM 1,000-RM 1,500 per month.

My friend bought the 1000+ sq ft condo at Central Park, at Rp 1.5 Milyar a few years ago, now the selling price is Rp 3.5-4 Milyar. 

1 Milyar = 1 billion Rupiah.  = 310k RM

you must be single and no gf.

you know research shows couples regret not hv better pre wed photo and thats once in lifetime.

Price is crazy, jumped over 200% within 3 years. All pure speculation as you see all the houses, condo apartment are all empty. Bound to crash soon as the average salary of uni educated executive (freshies) Indonesian in in the median of RM 800-RM 1,200 per month. AND house loan is 9%-12% p.a.

My friend bought the 1000+ sq ft condo at Central Park, at Rp 1.5 Milyar a few years ago, now the selling price is Rp 3.5-4 Milyar. 

1 Milyar = 1 billion Rupiah.  = 310k RM

then what landed house will you recommend in Jakarta?
Pantai Indah Kapuk also expensive. In Pluit flood also at least RM 800k.
How can you afford the house there since the interest rates there killing. Because of that I invest in Bank shares.
Later our children cannot afford house in Jakarta, land already scarce there.
Avani BSD already ulu bro, to sudirman need 1 hr, even 2 hrs if traffic jam. the toll fees already cost u RM20/day.not mention the fuel not subsidised again by gov.

Laguna apartment is cheap.

I don't want apartment in jakarta because
1. only 20 yrs leasehold(after that money gone if developer does not want to extend, extend also fark out much money)
2.maintenance fees per month already RM200.landed cheapo only RM50/mth guarded and gated
3.apartment u cannot hv farm in your land.

1. Got strata title already lah....
2. Maintenance fees is expensive but good facilities... landed guarded also not cheap depending which area...
3. Hahah you want to farm on your high class guarded gated community meh? First time seeing it....

1.what strata? strata also need to extend after 20 yrs and the land is not strata, it's HGB.
2.guarded in muara karang cheap RM50
3.farm I mean just small gardening..like fruits,union,herbs.

may you recommend good guarded gates Rp 500 million in jakarta?

Hak guna is for foreigner, even landed house will also have hak guna only. If want hak milik then get you indonesian GF/wife to hold title for you. 

Rp 500 million for guarded and gated and within Jakarta DKI? Empty land also you cannot buy...

If small apartment ok lar...