Hi all,

I have recently received offers from Public bank as a Credit Administrations and Citigroup as a Anti Money Laundering Analyst. I need advice as where I shall go for my bright future? Thx..

for me,i think that credit admin will learn more...this is my own opinion...

how was the payment???

wow.. the title of " Anti Money Laundering Analyst" sounds so glamorous.

I am wondering if both jobs are the same? if is not, then ask yourself which one do you prefer? in terms of job scope.

Hey thx for the reply, Pb salary is higher..about 350 diff. really hard to choose..

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Added on September 24, 2010, 11:59 amHey thx for ur reply. hmpph..they are totally in different jobscope. I really don't know which one to choose cos i heard both good and bad comment bout this 2 banks..@@

This post has been edited by meichee: Sep 24 2010, 11:59 AM

i think i have heard way more crap about pbb than citibank though..

Expect long working hours for Citigroup, that was what I was told.
Been there for the interview before.

Haahaa me too. But also heard that pb more stable. And more benefits =)

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Added on September 24, 2010, 12:21 pmSame as pb. They told me that i need to work till at least 7.30pm everyday and sometimes weekends as well. =(

This post has been edited by meichee: Sep 24 2010, 12:21 PM

look at the job scope and choose which one you prefer .. coz after all, this is your career

Good luck

Is the picture really u? If yes, i'll give more advises. hehehe js kidding.

To me, both jobs look very boring.

Credit Admin - Basically is the operational dept that takes care of the loan processes, calculation, interest calculation, sending our reminders, etc.
Typically after the merketing ppl get a client, they will send to Credit Analyst (which is diff from Credit Admin) to review and get approval for the
loan. After everthing approved and client accepted, the Credit Admin will follow thru on the adminstrative stuff.

AML Analyst - This is part of the compliance dept, which focus on AML training, AML audit, compliance, execution. I.e. make sure the staff understand and undertake AML guidelines (set by BNM and ur bank).

Altho both are boring, comparitively (assuming u choose to specilised in either one, AML have a better career / future than Credit Admin, in terms of monetary rewards. Cos AML is indeed very specialise compared to CA. Imagine why ER doctors wanted to specialised into surgeons?

But then, i doubt u will specialised, since u just started working (rite?). So, i would choose CA, cos CA is more diversified, and can go to other dept like credit analyst, commercial/corp banking, etc. Ur knowledge from CA (part of it) can still b useful.

While AML, is very specilised, tt it is only useful within compliance / internal audit.

So if u like compliance/legal stuff, choose AML.

Both banks are pretty ok lar.
I would vote for CA w PBB, bcos of the work and higher offer. And look for other relevant jobs after 1-2 yrs.

Citigroup.... becoz lots of other ppl look highly of people from citigroup

Actually I have much more respect for PBB operations than Citigroup based on their financial performance...

of course public bank! compliance is way too boring! but it depend what you want to do in the future!

Public Bank for sure.

The shittybank role might sound more glamour than it actually is.

how much is the salary and how the benefits?

Being a CITIBANKER once, I would say, Citibank is a great place to start your career in banking.

But again, it is all about your attitude and eagerness in learning and taking in as much knowledge as you can from the company.

Citibank is known for their meritocracy appraoch and if you can prove that you can take up more challenges and responsibilities, you could be on a fast track in climbing your career ladder.

HOWEVER, please be prepared for the long working hours. Their motto is "Work Hard, Play Hard", is very much true. Same goes as "Do it right the first time motto", with this, you must be prepared not to repeat the same mistake twice........as this would reflect bad on your credibility.

Also, I may also share, that Citibank is more open in term of letting the capable staff to be rotated between departments etc. Therefore you will learn more and your value would also increase.

This is why, CITIBANKERS is in great demand in the banking industry (the good ones YA!!!).

I spent 5 years in Citi and rose from AM level Q to Mgr within that time. I move to another local bank and carry the title AVP then and now a SM (VP level) at another local bank.

It is all about attitude and trust me, good thing would not come easy. "Working hard and dirty your hands shall give value to you in the future".

i also hv been interviewed for this AMLA by citigroup...
now waiting for the result..
i really do hope of getting this job..
p/s : i'm a fresh grad

Beware, Citibank isn't same with Citigroup. totally different - benefit, career path and workplace.

if u want work at citigroup, prepare to work at almost every saturday and stay until 9pm daily.

Citigroup just like another Scope (Stan Chad) or AIA share services, hire Malaysian to do Asia Pacific's project with very low pay.

Guys, this isn't way out of topic, but its along the same lines (because ya'll sound very experienced here and I am not):

How do I get a temp job at one of these banks or their subsidiaries? I've already tried emailing their HR emails, how long should it take for them to respond, or does that mean I failed 9/10 (The last time I tried getting a placement thru email, 1 replied (got it), 1 called back after a couple emails to decline, the 3rd never replied).

Or should I just call them at one of their numbers?
I'm a student finishing A levels, so I want to start in Jan 2011 and I know they are hiring now for that time. But temp staff should get hired quick.

BTW TS good luck at your job

i got interview dis coming wednesday
post AML also
hw's the interview? n de environment??
help meeee!!!!!!!

@meichee : do you accept the offer from citigroup?

after 1 month waiting, finally i got the offer of the AMLA job...if u did accept, u could be my colleague ..=p

wa nid 2 wait so long ar..i jus attended d interview for dis AMLA position last week..duno got shortlist me ornt..do u mind 2 disclose d salary range for dis position?

no wonder there's so many people rejected the AMLA position offer..the benefits offered just suck. i.e: no bonus

hmmm... i was an AMLA too...

This post has been edited by eRiCCa: Feb 22 2012, 11:31 PM

really?...are you sure about that?

well, when i was there, there were some bonus given to some people lar...

Hey, so may i know which 1 you had chosen? are you now with citi or PB? I am doing compliance in one of the local bank and it was really boring. =(

there are many types of compliance, internal, external... for citi AML mainly monitoring customers' accounts... so it is not so annoying as those compliance people that go around kacau people in the office...

To tell you the truth internal audit isnt so bad in the sense that you are not stuck in one office. I used to work with UOB and travelling was quite fun as you get to see places as well.

The other good thing is that you meet many different people and yes the job can be quite dull as it involves checking loan documents etc. Operations in banking is also dull as you may be in charge of certain sectionsd like current account etc.

i wud recommend you to check the benefits offered.. as i think this AML is not under the bank. its under some of their subsidiaries that is considered not a bank. so u wont enjoy the benefit of a bank staff.. check with PBB on hows their arrangements ?

This post has been edited by mosh: Oct 25 2010, 12:18 AM

Citigroup better, you will get more chance in future
however, if you are satisfy with working long term in one company, then you might consider PB

HAHA... i didnt mean that the job was bad lar... just in general, we dont like compliance people... HAHA... as they always make our life tough... aiskzzzz... for example, prefects in schools, they are good but we just dont like them... =P

yes, you are right, it's a subsi... the benefits are a bit difference from citibank itself... but not too much diff...

Hmm should have read this sooner, but I've already accepted an offer fr citigroup for AML. Was disappointed with the annual leave though. Was told 20 days by interviewer, but when I signed the offer letter was only 17 days... Anyone working there can give me a heads up of what its like? I'll be joining there end of this month. However for future career sake, citigroup is held in a higher regard compared to pb. Usually most big international corporations are. So if ur especially thinking of migrating in the future, citigroup would be the best choice.

And citibank is under citigroup, not the other way round

This post has been edited by levanter: Nov 7 2010, 07:56 PM

If you can remain at least 1 year in Citibank, u dont have to worry no banks wont hire you. They are very highly sorted even by other foreign banks in Malaysia

This post has been edited by eRiCCa: Feb 22 2012, 11:34 PM

Rally? I thought ctsm would be a sub under citigroup instead of citibank?

the same thing happened to me...

Haha felt conned rite? So did u accept the job? Have u joined? Would be nice to know someone when I join

yup..i felt being conned..hahaha
nope, didnt accept the offer as i got better offers than that..
goodluck working there

Ahh ok, thanks. It'll look bad if I quit even before I started work there, I guess I'll stick around a year and see how it goes. Really deceptive when they advertise the position as corporate banking analyst

that's a good decision I suppose.yeah..their ads was kinda deceptive, i was really angry back then when I read the offer letter..and I still remember the HR guy..his name starts with A****..hehehe

Hey!! That's the same guy who did mine too lol
Well citigroup would look good on the resume I suppose, experience in a highly recognized international financial corporation is the main reason why I decided to accept anyway. Especially when I might be planning to migrate to Aus next time..

WHY MIGRATE TO AUS LAR!!! @___@

but, why didnt you confront that HR fella? you could have negotiated back that few days that he stole from you...

Hi mated well Said...off course CitiGroup...

Cool

citi. because the next jump will be better. ride cow seek horse

hahaha..looks like we both hv dealt with the same guy...anyway..send my warm regards to him..

yeah..ur planning 4 future is quite good..

p/s: after one month work there, pls tell me how it's like...lol

Haha I quite like it in aus, everything there is generally better than this corrupt boleh land

Ahh I should have nego, but I went to sign the offer during lunch break. I work in pj and had to go all the way to KL, so my mind also vry rush then gahhh!!!

Haha sure, but fr feedback by ericca I'm starting to have a bad feeling >.<

yerrrrrrrrrrrrrr... i tried all possible ways to escape from australia... and you wanna migrate there... >____< good luck!!

Hah really?? Which part of aus were u in? I was in queensland and the lifestyle there actually not that bad, quite relaxing. Working life there definitely better than here lor, unless ur the partying out all night type then maybe aus will be boring for u
I like to travel, so boredom doesn't really bother me in places where malls closes at 5-6pm

I get quite racist towards Asians especially when I'm on the road in Msia too!! The feeling to bang their cars is there almost everyday...

Hei the same person offered me.The post given was Operation Support Associate.Last month it was AML and before that Transaction Service Analyst and I suppose they do the same job?Everytime they change the position name.Some got 2.5k but I got a little bit lesser! Just tell me please how is the job like?Any bonus and any overtime and what sort of increment like?I suppose you have completed the training.What is that title Authorized Signer for?Sound big!.I got another offer and i just dont know whether this job is what i really want as iam looking for accountant job.Please advise me before I join them or you!.

Well, i've been working in CTSM for around a year, and well...some things that u guys may not know...

by the mid of 2010 or a little later they only gave a pay cut to those who joined after that, and probably some other cuts like annual leave too i guess? most likely it's due to the whole bunch of new hires they are taking for the GCG dept, which could have affected that side of the story?

workwise, is pretty mundane...but which job isn't i guess? thing's aren't that hard to do, really, but it's just tedious (takes about 1 week to learn, 1 month to get used to, and you should be able to walk on your own from there on)

working hours...the earlier you come in, the earlier you can leave...new hires are new hires, so, you can come in at 9am and leave by 6...for around 2 months max, i guess...lol

otherwise, you'll consider yourself lucky if you come in at 8am and could leave by 7pm...lol, i pity some of my seniors which during the due date of our workload and they will need to stay till near midnight to finish the work

employee turnover rate quite high, prolly 2 person leaving every 3 months, on average...it's kinda like this, either u stay for 1 year, many years, or a few months, if u get what i mean, lol...

what else...oh, people are quite nice i guess, but you rarely get to interact around as work will bind you most of the time, except during lunch hour, haha...however, just make sure that you do your work and meet your targets and do it "perfectly" and you should have a pretty ok time there (except that you may feel that you are really tied to your work, lol)

job opportunities after getting in here? i think some had already stated, compliance being the most clearly defined job out there...i am also quite in a dilemma at this point that if i leave, which job should i find, lol...this field is pretty "self-defined"...so, it'll be hard for fresh grads to know where to go if they dun like this field of work...XD

well from what i've observed so far its like what lostwanderer said, though there is one guy in GCG who always hit his target and goes back at 6pm sharp lol.

the pay usually range from 2.4-2.5k for fresh grad, however if you had a previous job for a few months at 3k i'm sure u can negotiate for that amount too.

the AML department is expanding as well, another reason for many new hires. And even though i've been there for less than a month, i agree that the job isn't hard, just tedious and you have to be abit meticulous and cautious in ur work since if you mess up big time and the case you recommended for closure turned out to be highly suspicious, the bank can get fined up to 300+ mil. (quite rare though since there are 4 levels before the case get closed)

if you are interested in a compliance related field as your career, you can join here

hi,
i just got an interview from CTSM as well and thinking to give it a try....
it's an IT job and grade C11, what does that mean ar? and the reporting line is GCG/ICG, what does that mean also ar?

and it seems like the comment here is kinda bad? really that bad?
how about perks i.e. medical, dental, optical?? and also the bonus ?

really want to know all these before i take the offer ler...

CTSM rejected my application last month because my final result was not out yet.....

I have posted a very extensive blog on my experiences in CTSM as an AML Analyst. I think it should help you make a better decision if you have yet to join the company.
http://malaysianhokkien.blogspot.com/2012/...-citigroup.html

This post has been edited by hokkienlang: Feb 7 2012, 11:28 PM

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This post has been edited by Ash1988: Jan 25 2013, 12:03 AM

wondering, how long will it take to get response from bank after sent the resume to them. because i had sent more than 20 of job application to various bank until today still hasn't receive any call/e-mail from them. so worry can't get job~ im a fresh grad btw and apply job from jobstreet~~need so advise.. thanks~~

usually two weeks to one month..

Hi

You can find this info by using search box in the top of website with some keywords related before posting questions.

If you want to get more materials that related to this topic, you can visit: Citigroup interview questions

Best regards.


This post has been edited by tra072011: Sep 3 2012, 05:05 PM

Hi all,

Need advise from anybody working in Citibank Malaysia?
I would like to know the environment, benefits, etc since I got an interview with them next week.

Since I am currently in local bank, so I think maybe it is a good opportunity to grab. Mind to share? Thankss.

citibank - fast paced, tons to learn, international bank, tend to b Too political at times.

pbb - fast paced, tons of work, local bank, good staff benefits (eg mortgage loan)

After read so many comment.....

Tomorrow , i'm going to interview at Citigroup @ as AML operation analyst
any advice ?

study a bit about the act i think its PMLA 2002. show them that youre an introvert, dont mind staring into the monitor for 8 hours. heard candidates were told to leave since there were so many of them, they couldnt handle.