Can still apply DBS account while still in MY and not working or studying at SG still?

Can still apply DBS account while still in MY and not working or studying at SG still?

no

You can try. Never say no until you tried.
Not tested yet. You don't know. I did it during 1mdb as a student (not studying in Singapore)

Can still apply DBS account while still in MY and not working or studying at SG still?

Can open OCBC SG account from within Malaysia. No need student/work pass. Just need a phone with NFC capabilities.

How? Use the OCBC SG app?

THE Singapore government has extended the 4 per cent interest rate floor for all Special, MediSave and Retirement Account monies for another year from Jan 1, 2024, to Dec 31, 2024.

The Central Provident Fund Board (CPF) and Housing and Development Board (HDB) said jointly on Thursday (Sep 21) the extension provides certainty for CPF members amid the uncertain interest-rate environment.

Savings in the Special and MediSave Account (SMA) will earn 4.04 per cent interest in the fourth quarter of 2023.

Happy to share that I have successfully opened my OCBC Singapore account with just my IC and Passport.

The process of applying through the app is a bit a pain in the ass, as needs to do several times for the app to accept my IC. Tips, the ic can be slightly outside the rectangle.

Took about 3 working days for the account to be approved. Was given Global Savings Account and Statement Savings Account.

Initial deposit required is just SGD1000, it can be from your Singaporean bank account or Malaysian bank account. I already have Maybank SG account. So this is very seamless.

Despite the T&C showing initial deposit for non-resident Statement Savings Account is SGD20k. I just needed to deposit SGD1k. Not sure if this only applies for Malaysians or what.

Regardless, even if the fall below fee for non-resident Statement Savings Account which is 20k is imposed as per T&C (no fee for first year), don't worry, we can go around this. 

Once you have access to the OCBC SG online banking, you can immediately apply for other accounts like OCBC 360 (minimum balance 3k) or OCBC Frank (minimum balance 1k), Monthly Savings account (minimum balance 500) or other OCBC SG accounts. I prefer OCBC 360. I will close Statement Savings Account after this.

So for all Malaysians residing in Malaysia, with no SG pass whatsoever. Right now we have 3 easy options for SG bank accounts (Maybank, CIMB and OCBC), everything done online, super easy.

For those who are interested to apply OCBC SG account, can use my referral code -------- . You will get SGD15, and I will get SGD15.

Happy to share that I have successfully opened my OCBC Singapore account with just my IC and Passport.

The process of applying through the app is a bit a pain in the ass, as needs to do several times for the app to accept my IC. Tips, the ic can be slightly outside the rectangle.

Took about 3 working days for the account to be approved. Was given Global Savings Account and Statement Savings Account.

Initial deposit required is just SGD1000, it can be from your Singaporean bank account or Malaysian bank account. I already have Maybank SG account. So this is very seamless.

Despite the T&C showing initial deposit for non-resident Statement Savings Account is SGD20k. I just needed to deposit SGD1k. Not sure if this only applies for Malaysians or what.

Regardless, even if the fall below fee for non-resident Statement Savings Account which is 20k is imposed as per T&C (no fee for first year), don't worry, we can go around this. 

Once you have access to the OCBC SG online banking, you can immediately apply for other accounts like OCBC 360 (minimum balance 3k) or OCBC Frank (minimum balance 1k), Monthly Savings account (minimum balance 500) or other OCBC SG accounts. I prefer OCBC 360. I will close Statement Savings Account after this.

So for all Malaysians residing in Malaysia, with no SG pass whatsoever. Right now we have 3 easy options for SG bank accounts (Maybank, CIMB and OCBC), everything done online, super easy.

For those who are interested to apply OCBC SG account, can use my referral code -------- . You will get SGD15, and I will get SGD15.

Like 1mdb lo. Before 1mdb easy for us Malaysian to open account. After that not easy. Before 1mdb you walk into any branch can open account.

Later if got scandal from Thailand or Indonesia, then tighten against thai or Indonesia.

Now tightening against acct-holders and applicants of Chinese origin BUT holding other nationality passports. Some accts have been closed.

at last, i managed to get open all 3 maybank, cimb and ocbc....

its really hard work.

Be careful with Maybank SG. My debit card was "hacked" for some reason in the past and some Latin American companies drew blood from it, forcing me to call the SG card center to halt the card and chase back all my stolen cash. Account close since I come to SG. No such issue with CIMB SG (no card issued anyway), and DBS.

I use my card very conservatively, not buying anything online apart from air tickets and MRT/buses in SG or occasionally NETS payment for SG hawker food, no usage of ewallets/Google Wallet/Samsung Pay/Apple Pay etc.

At least that is the case for now.

any way to disable the card only?

i have check all options web and app classic, but i cant find it.

any way to disable the card only?

i have check all options web and app classic, but i cant find it.

This I cannot remember... I think you can disable the card in the Maybank2U SG setting. Ramjade did that before, can ask him to share the steps.

Do not activate the card. That's what I did.