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 Opening a Bank Account in Singapore

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Wedchar2912
post Mar 11 2023, 06:14 PM

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QUOTE(nexona88 @ Mar 11 2023, 06:01 PM)
Ain't have time to tag him....

Let's him find the way...
*
he will find out... he is very resourceful in this... biggrin.gif


nexona88
post Mar 11 2023, 06:15 PM

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QUOTE(Wedchar2912 @ Mar 11 2023, 06:14 PM)
he will find out... he is very resourceful in this...  biggrin.gif
*
I want him to...

and answer all the accusation against him tongue.gif
Mr Gray
post Mar 12 2023, 12:38 PM

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QUOTE(nexona88 @ Mar 11 2023, 06:15 PM)
I want him to...

and answer all the accusation against him   tongue.gif
*
LOL. I am not the only one who thought that he's being super annoying then. smile.gif

This post has been edited by Mr Gray: Mar 12 2023, 12:40 PM
nexona88
post Mar 12 2023, 01:14 PM

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QUOTE(Mr Gray @ Mar 12 2023, 12:38 PM)
LOL. I am not the only one who thought that he's being super annoying then. smile.gif
*
well..
many actually...
but they don't express openly

we needed to be open...
if wrong, needed to accept others people inputs / answers...

not everyone knows everything...
MUM
post Mar 12 2023, 04:52 PM

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QUOTE(nexona88 @ Mar 12 2023, 01:14 PM)
well..
many actually...
but they don't express openly

we needed to be open...
if wrong, needed to accept others people inputs / answers...

not everyone knows everything...
*
I believes he think he is certain that he knows what is true and not nonsense about it, else he would have not lambasted posting of yours with words like "not necessarily true" and "nonsense".
nexona88
post Mar 12 2023, 05:01 PM

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QUOTE(MUM @ Mar 12 2023, 04:52 PM)
I believes he think he is certain that he knows what is true and not nonsense about it, else he would have not lambasted posting of yours with words like "not necessarily true" and "nonsense".
*
well...
then should proof it...

so I & Ramjade guy is wrong...
Ramjade
post Mar 12 2023, 05:03 PM

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QUOTE(nexona88 @ Mar 12 2023, 05:01 PM)
well...
then should proof it...

so I & Ramjade guy is wrong...
*
Maybe things have change but I have seen people still able to open Maybank and CIMB account with no issue.
nexona88
post Mar 12 2023, 05:07 PM

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QUOTE(Ramjade @ Mar 12 2023, 05:03 PM)
Maybe things have change but I have seen people still able to open Maybank and CIMB account with no issue.
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possibility is there...

but at least give solid proof lorh...

not just blasting like that...

we share info that we know... from our experiences....

if we not updated, feed us with the relevant info....

don't know, must ask...
MUM
post Mar 12 2023, 05:10 PM

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QUOTE(nexona88 @ Mar 12 2023, 05:01 PM)
well...
then should proof it...

so I & Ramjade guy is wrong...
*
Then now, since he is quite and silence about it.
I think he may have realised what he previously believed to be ....
True is actually not true
Not nonsenses is actually nonsense
Not necessarily true is actually true
Nonsense is actually not nonsense

Yet his ego of having believed he is always right and he knows more than others could have prevented him to admit that he is wrong. It hurts too much to proven wrong again.
Try use nicer words to correct others, try not to use words like "not true" or "nonsense again", ...unless you are very certain to be correct.

This post has been edited by MUM: Mar 12 2023, 05:16 PM
nexona88
post Mar 12 2023, 05:15 PM

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QUOTE(MUM @ Mar 12 2023, 05:10 PM)
Then now, since he is quite and silence about it.
I think he may have realised what he previously believed to be ....
True is actually not true
Not nonsenses is actually nonsense
Not necessarily true is actually true
Nonsense is actually not nonsense

Yet his ego of having believed he is always right and he knows more than others could have prevented him to admit that he is wrong. It hurts too much to proven wrong again.
*
maybe...

what I said is what I know & experience...
the easy way... since many of us have Maybank or CIMB account....

want hard way also can... use DBS account cool2.gif

the choice is yours...
MUM
post Mar 12 2023, 05:19 PM

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QUOTE(nexona88 @ Mar 12 2023, 05:15 PM)
maybe...

what I said is what I know & experience...
the easy way... since many of us have Maybank or CIMB account....
But then he posted "Not necessary true as Maybank and CIMB in Singapore are subjected to MAS regulations not BNM"
want hard way also can... use DBS account  cool2.gif

the choice is yours...
*
CommodoreAmiga
post Mar 12 2023, 05:31 PM

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QUOTE(MUM @ Mar 12 2023, 05:10 PM)
Then now, since he is quite and silence about it.
I think he may have realised what he previously believed to be ....
True is actually not true
Not nonsenses is actually nonsense
Not necessarily true is actually true
Nonsense is actually not nonsense

Yet his ego of having believed he is always right and he knows more than others could have prevented him to admit that he is wrong. It hurts too much to proven wrong again.
Try use nicer words to correct others, try not to use words like "not true" or "nonsense again", ...unless you are very certain to be correct.
*
No need so Langsi...even if you know a lot. At one time I did proved him wrong when he said I watched too much TV about people stealing one cent from Bank accounts. I was working on the Banking system then for a new system to prevent this fraud and talk to the the banking people behind what's the story. There was even a movie made about the "1 cent thief".

Share info, everyone appreciates, calling everything else nonsense or other people stupid(reference to another person) is uncalled for.

I only know one thing for certain. NOBODY CAN KNOW EVERYTHING EVERYWHERE ALL AT ONCE. 😝

This post has been edited by CommodoreAmiga: Mar 12 2023, 05:31 PM
!@#$%^
post Mar 12 2023, 06:43 PM

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so back to topic, anybody else managed to open hsbc sg account online?
nexona88
post Mar 12 2023, 06:49 PM

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QUOTE(!@#$%^ @ Mar 12 2023, 06:43 PM)
so back to topic, anybody else managed to open hsbc sg account online?
*
only found out this link

https://www.hsbc.com.sg/international/open-an-account/

tongue.gif
Ramjade
post Mar 12 2023, 10:20 PM

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QUOTE(MUM @ Mar 12 2023, 05:19 PM)
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It's true Maybank and comb Sg is under MAS jurisdiction and not under BNM. So as long as MAS continue to allow Malaysian to open account via Maybank and CIMB from Malaysia side, no issue. Only if MAS said no then both banks have to comply.

This post has been edited by Ramjade: Mar 12 2023, 10:28 PM
MUM
post Mar 12 2023, 11:01 PM

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QUOTE(Ramjade @ Mar 12 2023, 10:20 PM)
It's true Maybank and comb Sg is under MAS jurisdiction and not under BNM. So as long as MAS continue to allow Malaysian to open account via Maybank and CIMB from Malaysia side, no issue. Only if MAS said no then both banks have to comply.
*
Of course most people here know BNM has no juridiction over Spore banks in Spore...only MAS does.
Btw, Does MAS have the same standard for all banks in Singapore with the same requirements?
Or they hv separate standard or requirement for different banks?

This post has been edited by MUM: Mar 12 2023, 11:08 PM
dwRK
post Mar 12 2023, 11:11 PM

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QUOTE(MUM @ Mar 12 2023, 11:01 PM)
Does MAS have the same standard for all banks in Singapore with the same requirements?
Or they hv separate standard or requirement for different banks?
*
some are common... some are different... local vs foreign, merchant vs wholesale... etc...

nexona88
post Mar 13 2023, 12:56 PM

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QUOTE(dwRK @ Mar 12 2023, 11:11 PM)
some are common... some are different... local vs foreign, merchant vs wholesale... etc...
*
More advantage for local banks right?

Like services offered & branch / machine numbers / location.... Normally it's like this most places / countries....
dwRK
post Mar 13 2023, 02:19 PM

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QUOTE(nexona88 @ Mar 13 2023, 12:56 PM)
More advantage for local banks right?

Like services offered & branch / machine numbers / location....  Normally it's like this most places / countries....
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didn't go through the details... usually these kind of MAS requirements are related to regulatory compliance and exemption... what banks can/cannot do, what to report, how much reserves, etc...

number of machines / branches / etc... usually is determined by market factors... naturally more local ppl support their local banks > more branches > atms > lower fees, etc... wont discount protectionism for local banks but you'll have to go throught the details to compare

y'all can browse here if interested... https://www.mas.gov.sg/regulation/banking#_...d-authorisation... and here for the institutions and their licenses... https://eservices.mas.gov.sg/fid... our mbb/cimb/hlb/rhb under full bank

i did try to check if myinfo/singpass is mandatory for local bank account opening but didn't find much info... mas guidelines just say if don't have myinfo/singpass banks can do other form of kyc... i guess most local bank just keep it simple, no singpass no account... but i do know if you bring enough cash most bank will help you find something... example bro Ramjade open a very specific dbs my account... not the regular local savings account...

This post has been edited by dwRK: Mar 13 2023, 02:26 PM
lyyera96
post Mar 13 2023, 08:40 PM

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QUOTE(dwRK @ Mar 13 2023, 02:19 PM)
didn't go through the details... usually these kind of MAS requirements are related to regulatory compliance and exemption... what banks can/cannot do, what to report, how much reserves, etc...

number of machines / branches / etc... usually is determined by market factors... naturally more local ppl support their local banks > more branches > atms > lower fees, etc... wont discount protectionism for local banks but you'll have to go throught the details to compare

y'all can browse here if interested... https://www.mas.gov.sg/regulation/banking#_...d-authorisation... and here for the institutions and their licenses... https://eservices.mas.gov.sg/fid... our mbb/cimb/hlb/rhb under full bank

i did try to check if myinfo/singpass is mandatory for local bank account opening but didn't find much info... mas guidelines just say if don't have myinfo/singpass banks can do other form of kyc... i guess most local bank just keep it simple, no singpass no account... but i do know if you bring enough cash most bank will help you find something... example bro Ramjade open a very specific dbs my account... not the regular local savings account...
*
Can you share the link? I cannot found it (KYC information) on the website


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