every few months put in money take out money

If I deposit money only can??

So it's that a yes or no?

the pin number is sent through registered mail. with some code RAxxxxSG on envelop, something like this, can anyone provide me this number, as i am now in pos office , they need this code to check

This post has been edited by ilovestitch: Jun 17 2022, 02:31 PM

I waited I think 4 hours just to open account. Horrible service. Worse than Malaysia BSN. But you got to do what you got to do. I was shocked so slow and not efficient when trying to open account. I never waited so long to open a bank account before in Malaysia.

There was no queue issue. I arrived like 11am if I am not mistaken.

I just use bigpay and it works I don't bother about using any sg bank cards.

Don't open account just to keep it dormant. Use it. I think someone here mentioned 36 months Vs Malaysia 12 months.
Write in and ask cimb. For me no issue for me as I use my account monthly.

This post has been edited by Ramjade: Jun 17 2022, 02:52 PM

I better open near the branch in Woodlands, closer to where I stay. The branch in MBFC opens at 8 and the queue openings are snapped up quickly. Came afternoon today but still to no avail. The one in Woodlands and many other places open at 10 am on Saturday, timing is a lot better.

Just to confirm, can you change the address from SG to MY when you leave SG? Since I open using WHP, they will need my residential address in SG anyhow, but I have to change that to MY address when I leave SG.

Same with phone number too. Can you change your phone no. from SG to MY on the digibank online portal or it is mandatory to have an SG phone no.?

This post has been edited by TOS: Jun 17 2022, 06:42 PM

I don't any sg address or sg telephone number. I registered everything using Malaysian number.

You can change your details later. But for phone number that one not sure. Cause you need phone number for tac, digital banking

Marina bay only for Malaysian without pass, sg address/telephone, not working or studying in Singapore. If you got pass basically easy to open account. Anyway this is 7 years old info. Quite outdated already.

Today almost successful, except I don't have proof of residential address (need university letter to confirm) and proof of source of fund (Maybank SG and CIMB SG account statements come in handy here)

Employees there confirm that you can change your address and phone no. to MY's address and phone no. after you leave SG with the online portal.

For those who want to visit the bank to open account, make sure you arrive before the bank opens, otherwise you will encounter this problem:



(SG culture, according to my SG friend )

So successful or not?

Don't know why they like to queue when everything can be done online.

This post has been edited by Ramjade: Jun 18 2022, 11:32 PM

Not successful. Need to go again with the 2 supporting documents. Waiting for uni's lettern for proof of address and I will print out bank statements to proof source of funds.

--------------------------

Another thing with using IPA letters to apply for DBS account: In case they realize that the expiry date of the letter is near, just use the notification letter with shows the actual pass validity (which is 6 months) and tell them that even after 6 months you will likely come back and work/study here (Masters/PhD etc.).

Need to convince them with anything you can think of, especially if your pass is a "one-off" issuance.

This post has been edited by TOS: Jun 18 2022, 05:23 PM

Just to share the other way is also very difficult. I Sporean want to put Msian bank FD and open acct last time the criteria so many until I give up. In the end borrow and use Msian relatives name to open and put. But FD mature MYR depreciated so much never earn so I never follow through to open Msian bank acct. That is 15+ years ago? Now internet era maybe different

Crazy to open acocunt with pass also so difficult.

Malaysian without work pass and SG address / phone no. can open ?

for open cimb sg account, the first SGD1000, can ask my sg friend transfer to my cimb sg acc?

Successfully opened my DBS Multipler Account!

(Too bad, DBS My Account for Sporeans only, according to staff from DBS Woodlands branch.)

Anyway, took me 4 hours of waiting, 2 visits, and 3 attempts...

Some important takeaways:

1. As mentioned before, arrive earlier with your documents ready. I arrived 30 minutes before branch opens and you already see 15 people queuing. By the time branch open at 10 am, another 15 people queuing behind me.

2. Not all passes are strictly acceptable. Certain passes lie in the grey area. Work Holiday Pass (WHP) is one of them. It happened that when I showed all the documents, including the WHP card to the bank staff, it was rejected initialy by one of the staffs (not the same staff I met last week). Just before I packed things and started planning my trip to the MBFC branch, I saw and remembered another staff whom I knew from my first visit last week. I double confirmed with her that I have provided all the documents this time and suspected of potential miscommunications among the staffs (recall last week I don't have proof of residential address and source of fund, this time the 2 documents are ready.)

She went back in with all my documents and came back telling me it is ok to open an account with a WHP pass.

So, key message: you need some luck. Try to ask other employees in case one says no. Last resort is to go to MBFC branch and finally try online digibank submission.

3. Woodlands branch is especially busy due to Malaysians coming in from JB as well (overheard a DBS banker's conversation with another client while queuing), so consider other branch further south if needed.

4. If you queue early you will be attended early. But once you leave and want to return to the queue (they use a SMS queuing system, where the queue number will be sent to your phone), you will have to wait. I received SMS at 10.30 a.m. and was only able to enter the branch and started the applications at around 2.30 pm.

5. The DBS Visa Debit card will be automatically renewed every 5 years. DBS will send a "free" card to the address registered in the system. Make sure you change the address to your Malaysia's address when you return home otherwise the card will be mailed to the existing SG address. No annual card fees. The DBS Visa debit card will have NETS features as well, similar to the Maybank SG card.

6. For Malaysians, the DBS account identity card no. will be your Malaysian IC No., NOT your passport number. The I/C No. column in the DBS system will show something like MXXXXXX-XX-XXXX (M stands for Malaysia, XXXXXX-XX-XXXX is your Malaysia IC no.). However, you still need to bring BOTH documents when you open your bank account.

7. A note on SG phone number. If you are just a short-term visitor who puchase "cheap" SIM cards from 7-11 like me (validity 90 days), some of these phone numbers have already been used before by other users and become inactivated or cancelled. It so happened that my current SG mobile number was used before by someone else and has been registered in the DBS system. In this case, use your Malaysian phone number to proceed with account opening. Make sure you can receive TAC and messages from DBS at the same time to verify that the Malaysian SIM can receive TAC and other important messages.

8. For those who are interested, DBS Multipler Accounts have some "tricks" for you to earn the maximum saving account rates. You can find these tricks online in SG's HardwareZone forum: https://forums.hardwarezone.com.sg/threads/...r-plan.5699929/

Will add more here if I can remember.

This post has been edited by TOS: Jun 24 2022, 10:38 PM

Gerat sharing in the above. Many aspiring investors to Singapore will find your infos here highly useful.

So I was not the only one needed to wait 4h+ just to open an account. I thought it was just me.

I really admire your patience and willpower to open Spore bank account. It is like do or die mission. I guess once you graduate you either work in HK or Spore. As for Msia maybe. Furthermore you got so many relatives in Spore and one of them live in my town actually.

Btw you eat Spore food vs Msia food find any diff? I find Spore chicken rice nicer than some Msia chicken rice where the rice is white rice. But this is for other topic noted.

lol you framed it like NS men venturing into enemy's territories. Not that serious lah. DBS Woodlans branch is located in the Civic Center. So you can do lots of stuffs in that 4 hours. Visit library, shop at Causeway point, or dine in the surrounding restaurants (there is a Starbucks next to DBS Woodlands branch) or even go home for a while if your HDB flat is near the civic center.

I was "stupidly" waiting for 1.5 hours (literally just standing outside the branch...), then ran out of patience and rested in the library. Came back again and stood for another 20 minutes, and dined at the restaurant opposite to the branch (expensive though, try hawker center stuff would be better next time). Another 20 minutes passed by then only came my turn.

Most likely pursue postgrad first. Work in SG is prime goal after that. (You want to hire me? Graduating next year in June.) If not SG then HK. Not likely Msia, workers' purchasing power in Msia has been declining for years.

As for food, I am not an expert. (You need to find coffee lover and lobster expert dwRK to comment on food. Any nice food in SG, dwRK?)

My cousin (a chef) told me many chicken rice stalls are closed for now (ya, that stupid chicken export ban), and those that open are using "frozen" chicken, so I don't dare to try any for now. What impress me is the quality of cooking oil you guys use in SG, i.e. vegetable oil. Msia hawkers just use the cheapest possible oil to prepare food, you guys' are a lot more "responsible". This is yet another proof of good governance in place by your SG government.

--double post-- to be deleted.

This post has been edited by TOS: Jun 24 2022, 10:59 PM