Yes I got it when it was triggered on the phone - perhaps you can try request for that activation code to be sent via snail mail

They are sending me via snail mail..
I am worried tat I might be able to receice SMS otp to perform fund transfer. After the activation of cimbclicks.
I am thinking of changing a service provider.. The problem might be arises from digi

For transactions you may use token device that they will send via snail mail as well - for them SMS OTP is secondary as actions like transfer limit change and one time transfer uses token device

I encountered the same issue. It got nothing to do with your telco.

Send them an email and request for the token and the activation code via snail mail soonest.

Requested for the code via snail mail
Actually cimb sg using digital token now. Once u get the activation code for cimbclicks. u can do the transaction straightaway with digital token via their app. No security device needed now

Just in case this helps anyone applying for the SG ISavvy, my Maybank SG ISavvy account is finally 100% read to go. For whatever reason, my PIN arrived 1.5 weeks after the initial notification letter that my account was open and when the security token & debit card arrived.

Either way, whole process took about a month from the time I applied to when I received my pin to set up my online account.

Process was painless, (except for having to go back to the branch a few times. I'm an expat with no car here yet lol)

Filled out the application (URL is in this thread)
Went to the closest Maybank branch with the application and all necessary documents
Maybank deducted $500sgd from my account
Paid the courier fees of 25MYR
After 2 weeks received the first letter stating my account is open
2 days later received my debit card & security token, but no online PIN
PIN arrived about 1.5 weeks later
Logged into my online account and $500SGD funds are in my account.

Can confirm this works for expats.

Thanks everyone for this thread. I've been looking to get an account in Singapore since I moved here but no luck until I saw this thread.

Hope this helps anyone thinking of opening the Maybank ISavvy account.



Now I just to figure out how I can open a CIMB account as an expat lol..

This post has been edited by 604weekendwarrior: May 18 2019, 06:21 PM

Congrats, bro,.....

What's your next step now, if I my ask,....

To @Jordy, steps are here,....

You have 2 ways.
Open via Cimb clicks Malaysia, Open using Cimb clicks SG.

I'm still trying to figure out what the best way for me to open a CIMB account is.


CIMB Clicks is just the online banking platform right?

My issue that I have is that I can't open a CIMB savings/current account as an expat. CIMB is stating that in order for me to open a bank with them, my employer needs to have a bank account with them, which they don't have. I've only tried two branches, both in Bangsar and both have said the same thing. I was going to try a branch farther out when I have time but my gut is telling me it won't work either.


Is there anyone in this forum that works at CIMB that can clarify on my situation?

Then you go the old fashion way. Open via Cimb clicks SG. Activate account via doing a FAST transfer of SGD 1000 into the Cimb account.

SO your objective of opening accts in SG is to be able to transfer funds easily bet SG and MY, is it ??

ok apologies for my newbie knowledge on this but how do I do the above if CIMB MY won't let me open a local MY account? Isn't the requirement for the SG Fastsavor to link to your CIMB MY account?



Correct 100%.

I can do this with Maybank now since I have a MY Maybank account and the SG ISavvy account now.


But with CIMB, I can't open a local CIMB MY account due to my expat status, and their rule that my employer needs to have a bank account with them.


So I'm not sure how I do what Ramjade said above without having any Malaysia CIMB accounts to link.

You don't need to have Cimb Malaysia.
All you need is a local SG bank which can do FAST transfer to Cimb SG (as verification and activation) then you are all set to open.

To transfer use instarem or money match. Avoid using banks as you will save more. MYR->SGD (instarem/money match).

SGD-> MYR (transferwise)

OK,.. I appreciated your quick reply, bro,... I loved quick replies,..

Emm,... let's do it this way : since he kept saying can do this and can do that like he is The MAS, why don't you ask him for more steps first ? Then you try to execute his recommendations. If it can work, then other forummers here can emulate.

If it can't work, make sure you reprimand him first, then I will advise you.

I will share the first tip here : forex rates bet CIMBs of both countries is the best and is the fastest way to transfer funds, outside of using your Debot Card to access from ATMs.

No work permit and other documents can open CIMB SG today ??

I just woke up. not always this fast haha.

Thanks for the tip. I'll keep that in mind



Thanks for the additional details Ramjade. So if I understand this correctly, steps should be

1. apply for the CIMB SG Fastsaver account online
2. submit my MY residence documentation/Canadian passport/MY work permit details etc..
3. Account will go under verification
4. If I end up getting approved (even with no CIMB MY account), send $1000sgd vis instarem/MM to the newly opened SG CIMB Fastsaver account?

Since I have the SG Maybank ISavvy account, that could be my option as well to send the funds?

Cimb bank account application very easy only.
1/ have a local SG bank account to active Cimb SG bank account
2/ open via Cimb clicks Malaysia.

No need work permit or anything related to SG.

Appreciate the feedback

Can I use my SG Maybank ISavvy account to transfer to CIMB SG Fastsaver account?

Correction. You cannot use instarem/moneymatch to verify Cimb fast saver.

Use instarem/moneymatch for next subsequent transfer to save cost. First transfer need need to be from any SG local bank and need to be in the form of FAST transfer.

What this means is wait until you can login maybank isavvy. Then initiate a FAST transfer to Cimb SG to activate the account. You have 1 month from making a Cimb Fastsaver account to initiate a FAST transfer with SGD1000 into Cimb SG. Failure to do so will cause Cimb fast saver to autoclose.

FAST transfer = IBFT

Use instarem/moneymatch to transfer money from malaysia.

This post has been edited by Ramjade: May 19 2019, 10:47 AM

Thanks Ramjade. I'll give this a shot when I come back from my business trip.
I didn't know that I could open the SG account without having a CIMB MY account. Hopefully it works out.

I'll keep the thread updated.