@cheahcw2003 & wongmunkeong

Thanks for the confirmation. So, we can register one fund one type under different agent! Then good.

There's always a gap knowledge between investor and agent/sifu, that why still need a lot of guidance. Stay tuned for more q!

no problem. Each of us may hv diff point of views and thus this is what forum for. I am not an agent, so my point of views are solely from the investors propectives.

hi all...
can anyone help me understand for fund such as PB Bond, Islamic Bond or Fixed income fund...what are the risk of the fund losing the value or money? In what example or case example will cause these funds value to drop like poop ?

thanks! trying to understand the risk first...

Those are like FD. so the risk of losing money is less. It's like saying all the sudden the bank collapse

Usually won't kaput de la..
First to get bailed out is those assurance company and bonds.

if u buy 1000 units yesterday and declared dividedns today. u still entitle for dividedns..the dividedns is from ur OWN money. not form PM.

let say u buy at rm0.25
1000 x rm0.25 = RM250.

let say dividedsn rm0.02
1000 x rm0.02 = RM20.

ur dividedns will be rm20 from rm250..heehehehhe

u can understand more clear at gross dividedns

and u still lost money for tax deduction to get net dividedns. don't buy unit before the dividedns at least 3 to 6 months.

ur money must work for u and than only get the dividedsn.

if u buy units before the dividedns, ur money not even start work for u, and u hv to pay tax already.

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Added on August 1, 2011, 7:55 pmi hv 2 PIEF acc with 2 agents. both epf.

for cash i don't know.

This post has been edited by kparam77: Aug 1 2011, 07:55 PM

Funds not open for investment

 Public Islamic Bond Fund
 Public Islamic Opportunities Fund
 Public Islamic Sector Select Fund
 Public Bond Fund
 PB Islamic Bond Fund
 Public SmallCap Fund
 Public Global Balanced Fund
 Public Ittikal Fund
 Public Islamic Select Treasures Fund
 Public Islamic Balanced Fund
 Public Islamic Asia Balanced Fund

Updated as at end of July.

Sources : http://www.publicmutual.com.my/LinkClick.a...SFE%3d&tabid=87

frends ;

PAUEF distribution not bad - 2.25 cents.

any comments?

Public Bank’s wholly-owned subsidiary, Public Mutual, declared distributions totaling more than RM286 million for ten of its funds. The gross distributions declared for the respective funds for the financial year ending 31 July 2011 are as follows:

Fund | Gross Distribution (sen per unit)

Public Growth Fund | 6.00
Public Australia Equity Fund | 2.25
Public Optimal Growth Fund | 1.75
Public Far-East Property & Resorts Fund | 0.50
Public Islamic Opportunities Fund | 3.00
Public Islamic Select Enterprises Fund | 2.00
Public Bond Fund | 5.25
Public Islamic Select Bond Fund | 5.00
Public Islamic Income Fund | 3.50
PBB MTN Fund 1 | 4.00

URL: http://www.publicmutual.com.my/LinkClick.a...ivc%3d&tabid=87

hey bro, u doin unit trusts also?

This post has been edited by nick.woocs: Aug 1 2011, 08:43 PM

Just buy, and buy more
My comment

What's the difference between a 'return %' and a 'yield %'?

Lets say a fund that generated a return of 18% and a yield of 6%, what do the two percentages really mean?

For people who trade, it sure feel like FD

ya-lah bro....not so gd with foreign market.

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Added on August 2, 2011, 10:28 amif i not mistake.......6% from 18%.

This post has been edited by kparam77: Aug 2 2011, 10:28 AM

Returns = usually capital growth + dividends calculated
Yield = usually only dividends calculated

Thus, returns of REIT A = 13% which consist of 7% from Dividend yield + 6% from Capital growth (ie. price of stock)
In this context, REIT A's returns = 13% and its Dividend Yield = 7%

Good?

Asian markets climb.
PETALING JAYA: Asian financial markets jumped yesterday, after US lawmakers reached a deal to raise the United States' borrowing limit by US$2.1 trillion and avoid a nightmarish debt default by the world's largest economy.


http://biz.thestar.com.my/news/story.asp?f...95&sec=business

http://www.marketwatch.com/Story/story/pri...3D-00212803FAD6
Asia Markets

Aug. 1, 2011, 10:31 p.m. EDT
Asia stocks retreat as exporters fall
By Sarah Turner, MarketWatch
SYDNEY (MarketWatch) — Asian stocks dropped on Tuesday, with exporters broadly pressured after fresh indications that U.S. manufacturing is slowing, and with Japanese companies straining under the weight of a strong yen.

Japan’s Nikkei Stock Average (TYO:JP:NIK) fell 1.3% in the morning session, Australia’s S&P/ASX 200 index (ASX:AU:XJO) lost 1.3% ahead of an interest-rate decision, and South Korea’s Kospi (KRX:KR:0100) fell 1.5%.

The Hang Seng Index (HSI:HK:HSI) declined 0.7%, while the Shanghai Composite index (SHA:CN:000001) lost 1.3%.

heheh
News.. sometimes it just doesnt pay to follow

This post has been edited by wongmunkeong: Aug 2 2011, 11:54 AM

Thank you

Hey guys.. Im a new investor which started to invest in 2 fund.. 1 of the fund is a newly launch fund and another which is an old fund i think which is Public Focus Select Fund and Public Islamic Treasurers Growth Fund.. Just wanted to as your opinion is this 2 fund and where can I find more information on this fund??

go publicmutual website and download the prospectus all the info you need is inside..