In my case and explained by the SA, 2 years warrant + 1 year insurance are covered by the manufacturer, in this case, the Toishiba itself. They said, it was the display unit. hangging on the wall, for couple of months As I can see, it is almost like new with just few microscopic scratches.
Performance wise... Very nice for MYR2.3k LCD TV.

I had the chance to compared with Sony ZX-1 (MYR15k) side by side, with regular RCA video input, (on both tvs). mmmm.... nit bad at all. SA used the RCA cable because, the stopped using the HDMI cables bechis ause its were regularly stolen. (What a pity, bad peoples).
At home, I tried with Mac Book Pro 15" mid-2010, and played Avatar-full HD, BDcopy. Waaa... nice, but, it should be much nicer I have time to adjust the color settings. Soundwise (via the MBP's HDMI), also nice with adequate bass, and the voice is clear.
Next, I connect my cheap 'cap dolphin' DVD player, with components and set to ProgressiNve YPrBr. Wow, the DVD also looks nice....Not bad at all.
TV : Ok, No complaint, Just watchable. Just need time to adjust with new TV, after soo many years watching tube/CRT tv

Ok, next, I will try with my old WDTV, and I think the result should be similar to my MBP.
Astro : I don't subscribe Asto... so no comment ..