not very useful
i'm a bit skeptical about this
and they need to change name to chartis???

this is a good sign...

I would says Direct Access / CIMB is the only card that call to check for suspicious transactions...

I am really happy if the banks called to confirm my transaction.

which citibank card can use for Dell 0% installment plan?

Asked for such upgrade before at the card centre. The officer told me, there is no such thing as attaching other banks' card to upgrade your current card. The only other way is attaching your 2 months pay slips (or you have to spend significantly & constantly to get their notice, or so I believe). Was so disappointed with tiger bank on this. Planning to cancel the card when my EPP finished.

Does anyone transfer their purchase to Installment of their Standard Chartered credit card?

I look through their website, there is no 0% Installment available. And their Contact Page is missing/down.

currently there is a lot of HSBC scam where their sales agent cheated the customer about the Rm50 rebate. i will report to bank negara and call their card center to cancel it

Sifu,how credit card interest are calculated? Ok,my case,statement is every 5th, 5nov09 statement Rm0 outstanding Rm0 usage,then 5dec09 state came ok la Rm0,around 10dec i swipe Rm2000 after taht no more using,5Jan2010 state came Rm2000 due must pay is 25jan2010 On 7jan is issue a chqRm1987 then no more using then 5feb2010 state came the statement stated BalanceRm13 + finance charge Rm22 ,

Really that high ka the finance charge or they calculate it wrongly? All this while i pay in full so i am not very familiar with the calculation. I wanted to complain but before i do that i need to ask sifu,if not kena balik very shy la.

thank you.

call their cs. ask them to calculate for you and request them to fax you the calculation. (this is the most annoying and want-to-avoid-at-all-cost thing for all cc cs).

You top up another rm13 first before you call.  Ask them if he/she dont want to do the calculation, just waive the charges for you.

Just a suggestion. But at least it works for me. 

Bro Hye,

Correct me if I'm wrong, I think in this case he should pay in full before 25th January to avoid interest. 20 days interest free is from the statement date to the due date. If the transaction occur in 10 Dec, it will only appear in the next billing statement on 5th January. However if he choose not to pay in full by 25th January the interest will be calculated from the day the transaction occur which is from 10 Dec onwards.

omg platinum card these days with less than 10k limit ?! :S

Fellow forumers, require ur advice on this.

I had been using this Hopeless bank's CC for few years and had alwiz paid the full amount on time. In December 2009, I had used their Internet Banking service which had just been upgraded to make a full payment of RM2800 from my savings account to the cc account. However, the money was not deducted from my savings account but the payment had been made to the cc and displayed in the statement for that month. I had only found out about this 1 month later and earlier this month (February), they had reversed the payment from my CC.

Should I make an issue out of this and make a demand of explanation and some sort of 'comforting' compensation due to a lost of trust in the system from the bank while holding them to ransom with a report to Bank Negara? 

I'm a fresh grad with a decent salary - a few thousands higher than the required annual income of the CC application. However, the first 3 cards I applied (2 from the same bank and 1 from a different bank) got rejected despite me submitting just what they required, that is 3 months salary slips.

So I got fed up with all the rejections. The 4th time, I submitted not only my 3 months salary slips (I highlighted the numbers indicating my salary), I also included my job offer letter that states my annual income (I freaking highlighted the numbers too), latest epf statement, and the god damned savings account statement from the same bank with my salary HIGHLIGHTED. I highlighted the important numbers in case they're really blind. Even purposely bought a highlighter for it coz I've never used nor kept any highlighter since form 3.

A few days later stupid bank called me to confirm that the bank statement is indeed mine. I answered their questions and got the card in the following week.

cant waive it??

Is it true that your credit card must be at least ONE year before you can amend your credit limit (i.e. increase or decrease)?

Currently, I am holding HSBC gold mastercard. With my basic salary around 5k a month, is it possible for me to get free upgrade to HSBC Premier?
Your feedback are mostly welcome. Thanks.

guys I'm going to HK travel this coming wednesday, I heard we need to call our credit card center to inform them that we're going to use the credit card for oversea usage if not it will not be able to use oversea without informing them? is it true?

does anyone know how to get cash from Balance Transfer??

i.e got 2 card, card 1 bank A balance RM7K, card 2 bank B for balance transfer with limit RM12K.

bank B will pay to bank A..how actually we can get cash from there? anyone here experience kindly share?

just asking bro..i know no profit exist just want to know how they get cash from BT.

want to ask - does islamic banks offer credit cards?