ya.. you are right. OCBC offer better package than UOB n SCB

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Added on January 30, 2010, 11:51 pmDid the OCBC banker told u if u bank in your repayment later than the due date?
They are giving 15 days grace period.

any one heard abt it?

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Added on January 30, 2010, 11:55 pmDid the OCBC banker told u if u bank in your repayment later than the due date?
They are giving 15 days grace period.

any one heard abt it?

This post has been edited by 106127: Jan 30 2010, 11:55 PM

OCBC is my 2nd choice.Then i advise you take OCBC then HSBC.

no woh, have no check with banker, which panel bank you choose and y ?

In fact every bank does give grace period but vary fr one bank to another. Usually will be 2 weeks.

BAnker won't tell u to avoid u everytime pay late. However some of the bankers mght not know abt it

ocbc,, normally early month out statemenbt to u , then pay within 14 days... becuase the interest count by(daily basis) accmulate to month end.

I'm considering HSBC.. one account settle all.. deposit and withdrawal any amount, anytime, no charges.. daily rest.. but need to pay RM 10/mth, starts after 3 yrs from now

OCBC need one account to do SI to transfer the money to loan account, will have to take 2-3 days to withdraw from loan account to my account and charges of 10 each withdrawal..

RM10 per month?
That is RM120 a year.
Please do the math. There is really no gain using HSBC loan

This post has been edited by 106127: Feb 1 2010, 12:08 AM

I agreed with you 106127.That's means you have to pay the maintanance fees rm120 a years for the whole tenure..

I'm thinking of that too.. let me think again.. but if I choose OCBC, i need to transfer extra money from my acc to loan acc if i were to pay more other than the monthly repayment, only it consider paying to the loan.. If i just bank in to the acc, it just consider as a saving.. = double work..

put some cash there lo...
maybe enough for 3 months.
just top up every 3 months.
or fill up the form for additional payment. there is 2 boxes to tick at the pay slip.
u wont kena penalty or late charge coz u pay early 3 months ahead.

for HSBC. Many ppl just calculate RM10x12months=120 a year.
This is not a wise calculation.
We should calculate the other way around.
Eg: Compared with OCBC, how much money that u need to dump into HSBC loan to offset the RM10 charge impose by HSBC?

Once calculated, then u will know that you need to place such a large sum of money in HSBC to be ON PAR (not gaining any advantage) compared to OCBC

This post has been edited by 106127: Feb 1 2010, 01:21 AM

Been to wisma peters yesterday. Still left quite a number of units there but mostly facing west. I think they should really give some freebies to the unit facing west.

not all people will agree like what you think
so as a responsible developer, should not change any offering

how about rm8,888 ang pow?

Tower 3 have more units compare to others.. maybe some buyers prefer to have low dens block as what i think previously..
For ppl leaving home for work in the morning and back after sunset, facing west is never a problem..
Maybe ppl nowadays are quite believing in Feng Shui.. haha..
Is anyone particular in Feng Shui here?? mind sharing?? haha. extra knowledge.. i don mind to capture...

Just signed my Loan Agreement with OCBC.. gave up on HSBC..

thinking of let go my unit... still got 4 days to decide...

feng shui for youngster they might not care. We are more concern on hot sun during weekend (weekday not a big problem provided if you have nobody staying at home la). BTW the units left are not just tower3, tower 4 and 5 also have similar number of unit left. As you know price is not cheap anymore so very hard to convince people to buy west facing unit.

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Added on February 1, 2010, 4:40 pmnot so attractive. rm18,888 sounds better.

This post has been edited by cheraspeople: Feb 1 2010, 04:40 PM

actually tower 3 is furthest away from the thingy.

rm8,888 = good
rm18,888 = better
rm28,888 = best

anyone want to let go type M...can PM me.

Pls refer previous thread.got pol wan let go M type

hihi, when u talk abt fung shui, and u say the unit facing west.

can i have more info from you as to what facing west is??
according to those SA, if your balcony is facing west, then it is facing west?? is this what u mean?