Out of the 4 panel, OCBC seems offering a better package;

semi flexi, 10 charge per withdrawal, no maintanence fees, you guys agree on that?

or a better suggestion (SCB, HSBC, UOB) ??

So many people asked about this
so i will help you guys with below guideline

you will need


(a) Original copy

SnP original (your copy is fine - mine Certify True Copy)

DMC original (your copy is fine - mine Certify True Copy)

your IC original

loan offer letter (not loan agreement) original (make sure you have signed it, your copy is fine (customer copy))


(b) Photostate copy

Bank Book which have three detail
1- your full name
2- your ic number
3- you account number
i lost my book, so get confirmation account number from your bank
normally a letter with computer printed information
make sure there are no PnC info included like your account balance, because they have new policy about this, so don't use account statement

SnP copy all printed page including front page

DMC copy all printed page including front page

ic photocopy(front located on the top, back at the bottom)
loan offer letter (not loan agreement) photocopy (make sure you have signed it, your copy is fine (customer copy))




p/s: i tried 3 times
form, you only need to put pengkreditan terus,
bank number, account number
and withdrawal amount - check with kwsp statement
if you have i-account, you will have kelayakan pengeluaran amount


put in your name in pembeli no 1
put ic number and other detail for pembeli 1 too


nombor rujukan loan offer letter
put it all, refer to loan approved
include amendment letter if available


approved loan amount put principal amount only without legal fees amount if your zmc/zec package which included (90%)

This post has been edited by AbangCorp: Jan 28 2010, 01:20 PM

I was at developer office just now to sign the SnP. Left about 70 units in total. There are few units strategic location still available.

70 unit all 3 tower together left, it should be just fine after 1 week and so
i do believe ppl is still thinking is the property-price viable or not

having the different legal firm for SPA and loan agreement..

anyone having such experience?? is it ok??

It is okay, just you need to fork out extra monies for legal fees and you need inform developer who your lawyer is.

me. checked with developer prior that..it can be done.

http://s.lowyat.net/style_images/1/folder_...icons/icon9.gif
What is DMC???

I oso went and sign S&P today.. found that my parking is quite far from my block (tower 5)...

I did ask the developer how can we add more ceiling fan point. She told they cant do it at this moment.. may be in future they will consider cos many ppl asking bout it... anyone of you wanted to add more ceiling fan point?

your loan approved ? my loan has not approved yet, sei lor ...

which panel bank u used ?

Mine approved by HSBC and OCBC but HSBC no updates from them on signing Offer Letter while OCBC is very aggresively call me to make appointment for the further process of the loan.. Back to the question where i prefer HSBC package more than OCBC.. haha.. dilemma.. haha..

Signing my S&P this Saturday morning..

Unit to let go:

Type M, corner (facing KL view), 11th floor, 3 bedroom in Tower 5
1027 sq ft
2 car parks in basement near to Tower 5 entrance
RM261,988.00

Reason to withdraw: Bought an unit at Koi Kinrara

Just wanna take back the RM2k deposit. Do message me for details.

This post has been edited by pangct: Jan 29 2010, 02:19 PM

why not let go the unit at Koi Kinrara?

Quite expensive oh..
anywhere , good luck for your sales

This post has been edited by cutealex: Jan 29 2010, 03:15 PM

yup i agree. OCBC bank very aggressive. HSBC i need to give a few call only reply me the status. How best is HSBC package compare with OCBC?

Just sign my S&P today and i take UOB for loan.Also never get reply from HSBC and today is my last day to sign S&P.HSBC service very bad!!!

Deed of Mutual Covenant

according to my father, there are many type of Deeds of ________

oic,there r many type of deed of _______.because,according to my lawyer`s fren,he say the DMC is standard for condominium in malaysia.anyway,at least nw i know that got many type of DMC in market.tq

---

Added on January 29, 2010, 10:19 pmbelow are the facebook for 1120 PA.Kindly invite all the forumer here which r purchase or not can go to hv a look there.thank you..

http://www.facebook.com/#/group.php?gid=261587641111

This post has been edited by chris lee: Jan 29 2010, 10:19 PM

OCBC, SCB, HSBC approved my loan.

OCBC officer told me thier package is better woh, semi flexi with 10 per withdrawal, 5 years lock in.

thinking to get from OCBC compared to HSBC (RM 10 per month)

Any other comments abt these panesl ?

For those who still considering loan, please see below survey

OCBC/ UOB/ StanC / HSBC

BLR all BLR - 1.85
Lock in all 5 years from 1st draw-down except StanC on LO
Refinance penalty 3% or 5K whichever higher. HSBC 3.5%
Fee for withdrawal RM10/50/?/Free(by checking account)
Minimum withdrawal RM5k/2K/Not allowed/No minimum
Notice for withdrawal 2-3 days/ same/ Not allowed /use check
Legal fee all self-borne
Checking facility only hsbc with RM10 account maintenance fee starts from Year 3 onwards
MRTA optional.
EPF letter (for blance confirmation which used in later) RM10/RM50 (not sure)/?/?
Forthnightly payment mode yes(1,14)/ yes (4, 19)/?/?