Just wondering, do you guys repay the loan during MCO/PKP? (for those who paying manually)
Since they are halting the repayment until 30th September and will restructuring the payment schedule after its over.

Any enquirers it's better to go their office to get clarification.
You know that their policies always flip flopping.

I've talked to their staff online about it before, they said it is better to just continue paying if you are capable to.
Personally I feel like saving up during the MCO period hehe, though that's why I'm curious if any of you guys actually stop paying for this period or not

i stopped paying because they macam no longer direct debit from my account. Better to save up for the upcoming shitstorm. economy will be worse in 2nd half.

Read a few post up. The answer is in the same page. #3363

Yeah, I continue repaying mine cuz I saw the interest still get charged, so I assume that there will be restructuring of the payment after September. Don't think it'll change that much, but I don't really like changes, so I continue paying haha.

I tried to pay my ptptn loan via Boost as well but it showed failure, immediately refunded, any idea why is this happened ya?
I did use the No Semakan as account number.
Can anyone advise pls?

Paying PTPTN USING Boost ? No, will never do it. No chance.
Go pay it the proper way with paperwork bro.

i saw the deferment amount is adding up

when comes to October, PTPTN will restructure this and show the new monthly payable amount again?

would it be the same amount as previous monthly repayment installment? (my previously monthly repayment is RM330)



sorry dont quite understand how this defermend works

This post has been edited by tadashi987: May 4 2020, 11:36 PM

Guys, any other platform to pay for PTPTN via Grabpay (through epay) ?

As what I understand, the restructuring will happen in October and you will know the new monthly amount, which will be higher than your current repayment amount. The deferment amount adds up cuz it works the same way as other loans, and interest will continue to be charged. There is not interest break, just that you will not be penalised i.e not recorded on your CCRIS, but you are still obliged to pay for the owed amount; either by paying now, or when they restructure your payment in October. In terms of charging interest/interest calculation on the 6 months deferment amount, that, I am not too sure how to calculate. Correct me if I'm wrong.

But your picture is quite interesting. The amount there is 2*RM330. Mine just shows the interest charged for May, and not the monthly repayment amount. I paid for April. Maybe its good to give PTPTN a call to clarify?



This post has been edited by sarah0601: May 6 2020, 11:28 AM

thanks, i tried to email them they responded that just ignore the amount shown and restructuring will be carried out in October and that will be the effective repayment by by then.

I am still paying an amount higher than the intended amount.

Any further news on the restructuring? I am not able to find any information via my search online.

No news on restructuring, but I wouldn't be surprised if the restructing would be the same as normal ptptn restructuring, as in method of counting interest on the 6 months of no payment and monthly installment. I found the FAQ on ptptn website about restructuring (in general).

hi,

i would like to seek some advice on ptptn.
I just finish off my ptptn loan this week and was wondering will there be a official letter saying i have completed my loan tenure ptptn? any sifu can advice what documentation should i kept in order to prevent any complication in the future?

Thanks in advances.

how did you perform your settlement?

Yes there is.



Attached thumbnail(s)

Through KWSP

Alright thank you! I guess i will be waiting for the letter from ptptn then.

just got approved by PTPTN, the problem is to return submission of document, my question is any lawyer can be witness?

I also completed PTPTN repayment. How can i get the letter?