They only consider retail transaction. Petrol & pay bills not consider retail.

I thought we can use Interbank Transfer to Standard Chartered?

That is right but if you have basic saving account, you will be only charged 50cent for the first 2 transaction per month.

Yes but 5% rebate only for first weekend of the month.

Only Allianz staff & agent can apply.

I been in your situation before. The problem is the cashier do not know how to use it. At least it happen to 2 times.

I applying for home loan recently. Maybank salesman told me that if I have too many credit card, there is high chance the application will be rejected even I have a good record & my monthly income good enough for the home loan installment.

Is that a normal?

Which other banks use the same practice? HSBC is not, the salesman told me for them, they only look at the record especially outstanding balance, they don't care how much card I have.

This post has been edited by GHz: Mar 30 2009, 06:05 PM

Wah so much. How long you start keeping your point?

I think that will be an issue. Even with no outstanding balance & many credit cards, some banks insist not to give home loan.

You can get platinum by depositing money in FD also.

yes, you could do online interbank transfer with maybank. There is a charge of RM2 per transaction.

At CIMB only as direct access is a division under cimb.

If they do not want to entertain you, just tell them that you would like to cancel the card. Through this way I manage to get 5 years AF waiver although I never use the card.

The transaction that doesn't count are bill payment & filling petrol.

i am talking about public bank cc. they have different criteria.

I agree. Should not be any problem. However for my case, I experiencing a couple of time, where I did not received TAC while oversea but its really rare.

But, if I not wrong telcos charge us for receiving SMS while overseas.

Why not? on top of 7% petrol rebate, it also have 5% rebate on hypermarket.

Yesterday, I received a call from Citibank promoting their shell credit card. I am not sure how they manage to get my HP as I never have any accounts with them. Seem they really aggressive to find new customers.

Yes, a couple of them such as, Alliance bank, Affin bank, etc.

For petrol better to use petrol specific CC as you gain higher rebate.

p/s - look at my signature.

All I want to say is that most of card that offer good cash rebate on petrol do not offer a very good cash rebate for other purchase.