Is it hard to apply for HSBC bank credit card if i do not have any accounts with them

If i not mistaken,petrol entitle rebate too. But not if you choose great reward.

For credit card minimum salary is RM1500.

Alliance bank launched its new credit card called You:nique card.Place your picture on your card....

1.Great Rebates -get monthly cash rebates up to 2% on all retail purchases.Enjoy 0% interest for the 1st 3 months

2.Great Rates- Finance charge is only 9% p.a instead of 18% p.a.

3.Great Rewards-All retail purchases locally or overseas entitle 2x rewards.

Free membership for life!

veen_0809@yahoo.com

just recieved my Visa Infinite card from SCB

Stupid PBB, charged rm8 for atm silently... Haven't used that account the past year, time to close it...

After certain period, you can close it for free right?

Hahaha ... changed your mind winner ? I thought you earlier said that Alliance is better.
I had around the same thought when I wrote coz I figure enjoy the benefit while you can and then keep the card in the freezer.  If all their customers did this than perhaps SCB would need to change their mind again.

Anyway ... these are some extra info that my RM provided about this card

- Need to maintain minimum balance of RM1K in the current acc. You will be subjected to a half yearly fee of RM50 if the balance falls below RM1K.
- Actually the card will use your account balance first and then if no money, it will use the credit facility.

Conflicting info from the CS contrary to most forummer reported ... YES! In fact, I called CS and they told me the same thing as well. Nevertheless the rebate is attractive enough - use it and then freeze the card!

Hahaha ... changed your mind winner ? I thought you earlier said that Alliance is better.
I had around the same thought when I wrote coz I figure enjoy the benefit while you can and then keep the card in the freezer.  If all their customers did this than perhaps SCB would need to change their mind again.

Anyway ... these are some extra info that my RM provided about this card

- Need to maintain minimum balance of RM1K in the current acc. You will be subjected to a half yearly fee of RM50 if the balance falls below RM1K.
- Actually the card will use your account balance first and then if no money, it will use the credit facility.

Conflicting info from the CS contrary to most forummer reported ... YES! In fact, I called CS and they told me the same thing as well. Nevertheless the rebate is attractive enough - use it and then freeze the card!

CIMB DA sounds good for starters. You do quite a fair bit of groceries shopping I assume, what you should be targeting next is SCB JustOne* which provides direct cash rebates to all your purchases. Alternatively AllianceBank cash rebate card. (Or any other cash rebates cash card in the market which is not many so should be an easy decision)
* Check out the income requirement 1st.

Probably you need to have your own opinion about what you want but remember there is no card in the market which is best for everything. You need to sacrifice one for the other. Example ... a cash rebate card is probably not free for life or give you 5x points. Card payment is easy coz you can use IBG interbank transfer to pay. I know some people are complaining about the RM2 fee but you probably incur more money for petrol, parking and time to go to the bank. Best if not to incur at all but do balance out between convenience, what you want in your card and what you get at the end of the day.
Eg. SCB cost me RM2 to pay every month / fund trans but they gave me back at least RM30 in rebates every month. That's a net RM28 gain vs a RM2 investment.

Personally I like your question better than your regular "Recommend me best card!" coz you have narrowed down your needs.

Good luck on your choices!

Actually RM100K was back a year ago when the card was first launched. It has since been reduced to RM50K based on last known info. This way more people can qualify 

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Added on May 22, 2009, 7:50 am

As for CIMB it has also reduce to RM50K due to lack of qualifiers 

Your limit need to be in existence for at least 1 year or so for it to be effective plus they will have other criterias as well. The RM50K CL minimum is just one of them.

Your overall credit exposure, age, qualifications, job industry, spending patterns just to name a few

Generally banks are not comfortable with younger people with tons of $$$ unless you are like somebody's son/daughter etc

@GHz,
And if you're so-and-so's son, U probably oredi received that CC you're hoping to get   Btw, why the need for this particular CC?!   Does it really give you that much of fulfilment?

@GHz,
So.. what's it that's making U want this card so much?!

@tinkerbell. You need not ask a hostile question like that lah. Everyone has their cc needs (including myself), it is my dream to get a World Mastercard and a VISA Infinite too. Gosh ... I don't even qualify for the AMEX Plat but yet you have one.

I remember some banks do not accept credit card application from those over 65-year-old.

@GHz,
Er.. why don't U just ask the bank to give U the card?!

Hey, why not make a try for the MBf World Mastercard?  Don't seems to know of anyone having it, so it should be pretty prestigious 

@GHz,
Alas.. I don't have anyone to recommend but I'm quite sure U can get that card on your own accord  

Actually you can call in and ask for an invitation if truly keen. They will then get back to you etc.

@GHz,
No harm asking them to send you an invite, right?