after clearing hsbullshit bank, they immediately email me the settlement letter which also akpk portal has it.

then akpk provided me the release letter on akpk portal too.

status is fullsettlement.

Hi, may i know that AKPK will affect spouse's FD, her personal saving accounts and her salary received if I decide to join AKPK? I try to register online at AKPK website, but there are columns to request me fill in spouse IC and income.

What is the purpose of filling spouse name, IC and income etc while I just want to settle my personal credit card debts through AKPK?

I call to Bank Negara of my state's branch, they ask me to go Bank Negara counter there to ask anything, but I went to bank negara last week, the staff ask me to register online 1st, no chances for me to ask other questions..

1. Those cc debts need to call each bank to confirm the latest outstanding amount right? what if I success into AKPK, do I still need to bring hardcopy of each bank CC outstanding statement to attend the course or appointment?

2.CCRIS hardcopy can get it printed at bank negara at the same day of AKPK appointment or not? need to wait few days to get the hardcopy or just by machines?

3.Expenses just need to fill in a roughly figure for each item without any exact amount billing attachment right?

3.Any other documents needed for AKPK?

4.Will AKPK affect the worker who work at SG? Lets say permit or PR.

Hi all

I have been enrolled with akpk for 3years now.
From the banks statements, I just noticed that the 4 banks that I owed still charge me for late payment although I pay to Akpk every month on time. Been paying for 3 years, the statement balances never reduced but getting more, anyone had experienced this before?

The akpk due date is same with CC due date?

no, only cleared CC. loan still under DMP

Can i call card center to cancel that transaction?

Wow....10k for making appointment and help you to fill up online form. Such good money.

If can we all who is experienced, can also provide this service at 5k each. That helps to clear our debts faster too.
Just a joke, but good biz for services.

Ooooiii.. ini macam Potong jalan.
Cari makan Susah bang..
Bagi chance....hahahahhaa

Hi all senpai
I just start my Akpk Dmp but find out that one of my Outstanding debt amount were huge  difference from my ccris report when other was just few hundred can somebody clarify is it normal or I need call akpk for checking
Thanks

just want to confirm with u guys, does citibank will convert yr cc amount to pl? can someone explain

i currently under dmp

Login ur AKPK portal, under DMP, there got LETTER, you can get your offer letter there.
Finally i enroll into AKPK, it cut down my monthly commitment
But after i enroll, Citibank still non stop calling me, anyone face this problem also ?

im planning to make full settlement for cimb, hlb, citibank and scb. 
what should i do? i need contact person in charge for each bank? where can i get the contact details?

shit shit shit.......
i duno where to get the contact.

TQ boss

in my akpk account, there is around 4k cash. is there anywhere to get it back after full settlement?

for whole msia or just for kl ?

nobody pickup

finally i managed to call cimb and citibank to make full settlement with discount. however hlb didn't offer discount for me.
for scb , they said that they need some time to check the full amount and call me back after 3 days.
hopely i can settle all payment by next week and release letter.

hi guys,

wanna ask some opinion from u all.

i have commitment of rm565 (car), rm211 (PL) and rm267(asb), which is 47% from my net income.

now i want to reduce my commitment, as my petrol usage per month is rm300 minimum. so i have two option:

1) cancel asb so i can save extra rm267 for emergency money
2) take big PL (ard rm30k) to settle both car and PL so i get to keep asb and lower monthly installment.

let say every month we pay the repayment amount to akpk then maybe after 5 years some bank ord fully pay but the payment amount every month pay to akpk is the same.So how the extra money we can get back since some bank ord settle.The question is if every month i pay rm1000 to akpk for 4 banks and after few years i ord full settlement 2 banks but i still cont paying rm1000 per month.So how about the extra money i pay ?