I had this card a short while back. Actually, it is quite cool but I decided to retire this card coz it is a little embarassing to pull this card out in front of a client. It is actually one of SCB's best product back then and this product was launched when SCB just had a management change. Their cc customer base grew coz of this card. Before that SCB cc was one of the hardest card to apply in town coz rejection rates was high.

Hi all, anyone know if possible to check online for DA card discounts?

Thanks.

Just received my 1st month Ikhwan AMEX statement. It's seperated from my other two MBB CC statements. This one is under Maybank Islamic.

Maybank ah biasa la. their processing is very slow man. If fast 3 weeks, or else you have to wait for months. Slow is another problem. but plus the approving rate so low, you will feel sick of them and never want to apply card from them anymore. if your salary is not above 2.5k then be patient but to wait or you can always choose other bank to apply.

For my experience, CIMB bank is one of the fastest i could tell. I apply on Monday and by next monday they send the card to me.  For Cimb DA, i think their customer service is quite lousy. There were once I tried to call them up, if i am not mistaken about 10 times, but just cant get through and cant get a person to talk to. I have no choice but to write an email to them and then have their personnel to call me back.  So, lets say you want to check your card application status or request anything from them, i think it is better for you to shoot an email to them instead wasting time calling because the line was always busy. good luck for your application.

Many years ago had one of them. I have such unpleasant experience that I swore I would never touch them with a ten foot pole.

They may be good now but the bitterness lingers......

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Added on November 23, 2008, 8:38 pm

I have DA's Platinum. One of the better service compared to my other cards. Often get a REAL human being talking to me with 20 second unlike others that takes you through numerous selection menu.

For non-standard request. One of the best and the worst is EON which I am hoping to find another easy "free for life" card to replace it with.

DA Platinum number 03-62047979. Is that the number you called?

Daddy's card.

They need to talk to my dad, but my dad can't speak well in English.

Again, my weird experience. My salary is banked into HSBC every month. I applied HSBC CC, submit all docs, salary slip, proof, etc. But I got rejected.   

Then I not happy already. One fine day, HSBC tele-marketer called me, and asked me fill up one single form. No docs. I fill up, faxed in, and they send me the CC.    All happened within 12 months period.

Same company, same salary, same home. 

Seriously, my friend and I do not agree that HSBC is really efficient as everybody portrays.

They have only one classical credit card and they manage it like a total mess.

Some packages are tied with no annual fee for first 3 years but still got charged for it and couldn't get refund.

Seriously, some of my friends already cancelled them.

I'm not talking the benefits or privileges. No doubt that HSBC customer service is great; much better than most of the local banks. I also have to agree that the benefits or privileges that HSBC offers are not meant for an average joe or jane.

I'm talking about its efficiency.

I got the thing that I redeemed from Maybank TP.

Surprisingly the turn around time is pretty fast; roughly in 1.5 weeks after faxing the redemption form.

Just get my Maybank AMEX card, wanna ask something here, did you guys call to the Maybank and ask them waive your AMEX annual fee and how they response?

I heard nowsaday not all of the bank will waive your annual fee when you call to them (eg Citibank Co-brand card), but i wish the bank can waive for me instead of using my hard earning treat point to pay for the annual fee (10000 points = RM 5000 spend on the AMEX card)

Mine one is Maybank AMEX Classic

Hope somebody helps, thank you

But last time when I did an online redemption with HSBC, it took ages. I have to call CS to check my status and guess what, they said the online redemption that I did somehow didn't go through! WTH!

Must walk in ah???
In JB oni got 2 UOB leh...
So leceh de oh...

we should start practice paying the statement the moment the bill arrives, or on the usual date of the statement.

btw, anyone heard about that Ambank True Visa card? 12% p.a. Sounds tempting...

How about this example for punctuality?

Statement date: 1-Nov
Statement received: 4-Nov
Payment made and check cleared from my account: 7-Nov

And still got hit by late  payment

As I said, been there, done that with citi

wasn't Maybank giving 5% (10% on Tuesdays) at Carrefour? Even if you know what kind of cash back you want, you're most likely limited to one particular brand of supermarket to go to. Tesco also has a similar promotion but I don't know which cc is applicable for the cash back.

I found this old reply by vin_ann saying that you can terminate the UOB cc without any charges but must return the cc to the bank

Yeah... i'm going to cancel UOB cc too. I find that their cards are not attractive anymore. (Even though they allow rebate on the spot at BHP petrol station now)

So only UOB charge for cancellation? How about others?

A new list of CIMB latest promotion for CIMB and DA Mastercard cardholders:

10% rebate + 10% to 20% of discounts at participating merchants:

The list is available at: http://www.directaccess.com.my/pdf/CIMB%20...bate_041208.pdf

Promotion period: 1 December 2008 to 30 April 2009.

its hard ler .. need to time yr purchase properly.. like 1st fri 2nd fri.. one monday.. etc.. its supposed to be more convenient.. ending up need to pre-plan yr expenses.. want to buy also need to wait till tat particular fri or so.. thn whn it reaches thn.. forgot di..

i think its rather troublesome. want to buy jus buy.. get discount.. wouldnt tat be easier..  patut cimb can get so many merchants discounts.