What makes the bank to upgrade the cardholder existing card and credit limit?

maybank does issue a classic card with 3k limit too, so far they didn't spoilt their card standard by giving low limit to their gold or platinum card like other bank.

I thought the infinite card can be applied? The annual income i think is around 380k to qualified for the card, which mean 31.6k per month, 200k limit is way too high for that income. Anyone here holding that card ? But indeed Rhb does give quite decent limit for their card, like their platinum requirement are only 60k per annum, but they give out 25k limit minimum.

Need some advice.

I have had a platinum OCBC card for several years now. No fees, and good customer support. Other than that - its  boring , with no where as good deals/offers as the other cards I see in the papers.

If I wanted to change to another card, what would be the best recommended one ? My wish list

*lots of travel promotions
*points that dont expire
*Decent bonus points/gifts.
Care to give a few recommendations ? Thanks in advance.

What we meant was can we pay bills using MBB CC in M2U with no saving/current account opened.

@tgeoklin,
Amex has great travel deals meh?! Er.. I'm off to Bali in 2 weeks time - any good promos U heard of I haven't yet come across?!

I don't hold Visa Infinite but I do have a Visa Platinum [UOB's Preferred Platinum is NOT Visa Infinite right?!], Mastercard Premier & Amex Platinum.

Let me know if U come across anything

@tgeoklin,
I've given up with all these status chase so I don't care as long as the card serves me well.  aHhh So the benefits u were referring to were mostly F&B benefits...

oKie doKies... nothing too interesting from hotel deals for Bali on Visa, Master or Amex unfortunately *siGh*

@tgeoklin,
The hotel deals with these top tier cards are uhm well... not something I want to spend esp since I promised the folks I'll pay for the entire Bali trip [bad move! should have not included sis in it - she's always getting the better end of the stick! *hmph*].

Also, the promotions available for Visa Infinite are also extended to Visa Platinum so makes no difference, really

@tgeoklin,
AhHhh those benefits are definitely different.  I don't travel that much so it makes no difference! muAHahAHahH I haven't even had the chance to visit the damn lounge.  I don't golf so that's not an issue either ..

Er.. higher insurance coverage? Er.. well that again benefits the sista!! muAhah damn... she's Ms Rich if something happened to me!

PS: I'm no boss at home - in fact, I'm boss kuli ! *siGh*

Do they have Premier card ? I thought HSBC is the only bank to issue the Premier card, which is a World Mastercard.

Emmm .... then how do you explain the word "World" printed on HSBC Premier's Mastercard card. It is printed around below the 3rd set of numbers of the card no.

Oct 08 - upgrade to Premier customer and given card with CL RM40,000.
(P/S: still can't find any useful privilleges with Premier cards)

how to complain to get so high limit?

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Added on October 9, 2008, 4:52 pmhow's ur monthly usage? do you pay all or in debts?

Monthly usage averaged RM8k and I pay in full every month.

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Added on October 9, 2008, 6:34 pm

It's not all in FD but a combination of FD, unit trust and foreign currency. Well, most of the time it's just for ego because I don't see myself spending RM40k in a month.

You know what's so funny? While I can get a CL like that from HSBC, Citibank rejected my application for a basic AirAsia card outright just because I'm a freelancer - 2 total extremes!

Regardless of how much I have in HSBC, the fact is I can afford to spend and pay in full RM8k a month yet I don't qualify for a basic AirAsia card. It doesn't make sense if you asked me.

That is why i wanted to ask you guys, if there is away to waived those fees?
The card looks nice though.

Just called but the customer service ppl said cannot,... 
wat else can I do?

yeah,.. they are kinda pissing me off now,..
wanna change address they asked me to write in,.. wanna extend my statement they told me cannot,.. practically i cant see the useful point of their call center...
if i wanna cancel card, need to call the call center again?
i wanna cancel my card but wanna keep the card for collection, is it possible?

Off topic: Can somebody tell me or point me why most of you guys boycotting maybank?

@ICDeadPeople,
Are people boycotting MBB?! Now that's not something I'm aware of but then again, I've been on the move so much I haven't been able to keep up with U guys here.  On the contrary, I'm boycotting Citibank!

Take the Platinum card if the benefits are something that U feel U'll make use; access to airport lounge, etc.  If U don't need it then forget it.  Citibank will always send u card upgrades - now that ur oredi a Gold CC cardholder, when they do send u another upgrade, it will always be for the Platinum [it makes no sense to upgrade a Gold cardholder to a Classic Silver, right?!]

Out of curiousity, did they give u a big margin of CL increase?  [I think I'm still bitter over the fact that Citibank gave me an upgraded card but reduced my CL!]

Hm, so you own an existing card? I don't .. LOL

My agent slow slow, I ask him what he also unsure .. *faint* I already submitted my application ..