Hmmm... good idea, or can I just ask them to post it to the nearest branch to me and I pick it up from there?
How am I going to pay ah... Online transfer from my main account probably?

Since i have already a credit card approved, how do i cancel the other 2 cards that i just received? these 2 is recently they send me the cards. Do i just leave it or how?

This does not apply to personal credit cards. Please get your facts straight.

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Added on September 16, 2008, 2:10 amThis is, to me, the worse credit card companies:

1: UOB, the worse customer service. (cancelled)

2: RHB, slowest customer service, which does not get the job done. (applied for a supp 2 months ago. Asked me for supp's I/C 5 times which i gave)

3: Citibank, uses your database for advertising their nonsence. (was about to cancel caused they sms'ed me at 3am on some advert)

4: Amex platinum Normal and CC, well.. its managed by maybank now, need i say more? (might cancel but paid 2k+ for their service fee)

Only two credit cards I have no complaints. HSBC and Standard Chartered.

And yes they are all platinums so makes no difference in customer service here.

Normally balance transfer is for you to consolidate your debts from other bank's credit card. I'm almost certain that you can't perform a balance transfer from your Citi Clear card to a complementary Citigold card (Should be a Platinum card).

Anyone here using Visa Infinite?

I'm gonna give them till Monday else I'll just cancel the application.

I applied during PC fair.. that was almost 2 months ago

haha... my experience with MBB is totally opposite with u...

applied my MBB petronas card got it approved within 60 minutes n actual card got it within 1 week. 

called their CS also quite fast. perhaps im calling at right time?

Hmmm... that means no more diff between classic and gold? I always thought gold meant more privilleges and higher credit limit.

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Added on September 18, 2008, 11:01 pm

Wow! That means mine's awfully low.

No la, I think yours is among the average median. There are many gold cards with 4k CL only 

Totally agreed with you
MBB is arrogant because it's the largest bank in Malaysia.

For the Amex Charge card, what happen if we do not settle all of the statement bill by due date?

Got any link for me to continue reading?

Well I dunno whether it is true that the min limit is 1K but normally banks provide the credit limit based on 1.5-2.5 of your salary. Given that the min salary qualifier is RM2K, I think the right number should be RM 4 K upwards.

Min you have to wait 1 year before you can ask for a limit increase (they will ask for documents) or if you are lucky then the bank will upgrade your limit without you even asking. DA need cert when applying but some of thr forummers managed to get away with this requirement - again it is your luck.

It is not mandatory for you to update the bank if you changed company but it is recommended.

I can't remember which bank does not have points expiration but definately Citibank is one of them. UOB ? Supposedly it has a 3 years expiration period ... I was a member once. Could UOB's point system have changed ?

Like I said ... it all depends on the individual whether the person prefers the point system or the cashback. BTW ... your cashback system only applies for Carrefour purchases only ? Or does it applies for other purchases as well ?

why tipu wor just take your card and fotocopy... confirm dapat one

Yup ... and don't forget the Premier cards but only HSBC has it.

Infinite is only available for application @ SCB. RHB also has it but you need to put in a lot of money before you can get this card. (Correct me if anyone here managed to apply and obtain the RHB Infinite card without deposit)

Received this card last week,
anyone enjoying the Privileges offered by Infinite?

1. SCB VISA Infinite - RM 800 annual fee
2. MBB AMEX Platinum Credit Card - by invitation (actually you can apply for it ... try MBB TreatsFair Promo) & attracts RM800 annual fee
3. HSBC Premier - Need RM 200K in deposits
4. RHB Infinite - No info

hi all... i seeking some advice here.... las yr i applied UOD at carefour, then i get the card n i try to active it, and then i try to use in carefour, petro station, but it fail. so i tot the card activation got problem then i left it a side first, and put togather with all the junk mail and i 4get about it.
then after one yr... this few day.. they sent me a statement rm 500 for annual fees... i was very shock  ...
coz i tot the card not succes the activation pun.. and nvr sent any statement to me until tis mth wana caz me anual fee..... 
any advice wat i can do here?   

, using the point equal u pay ady~

BTW,

what card is better using at oversea, does must International Bank is better when oversea compare to local bank?

Coz i plan to cancel UOB and only hold DA which is quite enough for me, but MBF CS tell me that DA sxck when oversea~

If like this what card is good when we going oversea like Japan/US/Sg?