I guess I must be doing something wrong with Citibank, I've been a Citibank customer for 3+ years and no upgrades offered

btw, when you request for the annual fee waiver, do you see the amount credited right away? It's been 2+ weeks and I don't see it on my MBB card.

Need to swipe at least 12 times right? the thing is this card is not accepted at petrol right? i mean AMEX?

wow.. great news!

but... even some ppl with Rm500/month salary can get CC from maybank la..

haiz... even they put those whatever income level... yet... LOOPHOLES still exist man!

other petrol kiosk i dunno lah, but Caltex confirms accept AMEX wo... during promotion period u can even get 3X treat points if u pump RM50 & above.

@tishaban,
No the amount on annual fee waiver isn't credited into ur account immediately - U'll see the adjustment when they've bill it to U like what hye says.  I ain't too sure about MBB though cause the only CC I use issued by MBB is the Amex one.

Also, I don't think Citibank has any other cards to upgrade U too; Platinum's their highest category oredi lah ! *doink*

@tgeoklin,
The point is that if Citibank wants to upgrade my card and give me a 'better' lifestyle or higher spending power [like what their letter writes] they shouldn't be offering me an upgraded card with a lower CL than my current one.  I find that totally stupid!

@soitsuagain,
It's good that Citibank offered U high CL.  Having been a faithful and loyal Citibank CC user for close to a decade now, the amount of CL they've offered me is totally ridiculous.  It is not low but it's definitely not as high as what other banks have offered me.

but for my experience, i redeemed a baby car seat + a walker, quite pretty fast, within abt 10 working day i received the goods liao oh.

if im not wrong i shd redeemed on 08/08/08 (that's y very easy to remember) then i was abt 25th/26th received the goods.

oic, but i was printed out the form and faxed it back to them, i didnt realized there was their treat fair, haha.

I applied CC lately without needing to attach statement or payslip. All they needed to know was 'whether I hv a homeloan more than a year' or not. They crosscheck with CCRIS?

This is totally different from what the CSE told me. I also described the manual online bill payment using the drop down menu.

oh, izzit?

i heard that those which is not local bank has higher requirement in terms of basic salary needed...

like i m 1.8k per month, m i eligible? coz some said need 2 k per month for a normal visa / master card 

I've never applied for a single Citibank thingi ever. I suppose someone must have given them my details, it's not like it's a huge secret. They can get it from any kind of database.

I have one question. Can anyone here confirm whether HSBC's Premier card is the equivalent of VISA Infinite ?

I spoke to HSBC's CS but the answer is very vague. My contact in HSBC's Premier says that this card is better than the Platinum card.

Which credit card provides free use of lounge in KLIA?

Thanks guys

Ok, I shall narrow down the options a bit.

Which card with no annual fee provides free use of lounge at KLIA?

Thanks 

Use it every month to pay your utilities fees, then ask for fee waiver Else, direct use scissor and cut the credit card. Problem solved (well that's what i used to do when I'm asked to pay for annual fee)

The thing is, would they ask you to pay for the annual fee even after you've cut it? Since they've charge you already

how to get a platinum card?
But i dont have 100k pa.

can anyone using the plusone card from rhb tell me is it true they have 0.5% cash rebate from any purchases? the customer service told me got but the internet doesnt....

i really dun understand why i activated the plusone card =.=.

is it really the travel money cc has no benefit if purchase sumthing other than petrol?

Hi All,

Wanna ask what is the min salary requirement for platinum card and what is the credit limit range?

For gold card, how high can the credit limit go before the bank decides to give you platinum card?

Thanks!   

CIMB and MBB are the best. Lots of promotion year round. Treatpoints needed to redeem things from MBB generally are lower than most banks. CIMB on the other hand, got many selections. You should see the CIMB "Rewards Catalogue" they sent to me early this year.

Anyways, HSBC and Citibank aren't too shabby either but neither can beat CIMB and MBB.