tinkerbel,

If you mean purchase e.g. LCD/Plasma TV with cash outside at Ah Seng Electrical Shops, etc. I'm sure they can give better discount/promo/free gifts.

But if for points comparison with other banks, you can take this example.
Sony booth will accept 8,500 TP for RM50. I believe it is better than my other Citibank card which requires in the range of 12,500 points for other RM50 voucher.

Well, I did not see anyone pulling out any CC other than MBB You can imagine it is like going to Amway meeting and yell you are with Cosway Everywhere you turn, you can see the word "Maybank"

Some items can only be purchased with cash.
Some item have options to exchange 100% TP, or TP + $, or pure $
Some items only TP, cannot cash.

Standard is 3 months salary slip. Even though you post your salary slip to your brother, you should keep each month copy with you. Photostat another set to submit to bank.

Frankly, with just an offer letter, I think most banks will reject it.

tinkerbel,

I would advise not to purchase cash at MBB TP Fair, unless it is something you really want and can't find else where. That's the place to spend all the TP only.

I've already went to PC Fair on Fri Also did not find the thing I want, Sandisk 16GB micro-SDHC card which is not officially launched worldwide yet. Maybe have to wait Nov/Dec PC Fair But for those who use SD card, there is 32GB SDHC cards available at rm580-650

Nothing much there, as I don't have anything in my mind to purchase also, except the item I just mentioned.

Yes, I would say you can get similiar discounts with cash/credit at shops outside for any products. Maybe they just throw in some cheap freebies like "onion bags", brolly, duck-beak-hat, etc. during the fair. My opinion of these CC fairs are for users to spend their TP. After all, it is not everyday you can convert the TP to RM/vouchers if you have something like e.g. bags/luggage choices from Samsonite, Delsey, Targus, etc. or any other stuff that you'll like.

Oh, they have a LASIK booth there as well and hair/scalp inspection. It's good if you always wanted to try it, but lazy to go for pre-inspection at their shops.

According to MBB, they estimate users to spend around 130 MILLION TP there I don't even have 1% of it. Not even close.

Well, I don't buy stuff at petrol kiosk other than engine oil, which is confirmed 5x. I purchased it somewhere in Jun/Jul '08. OK, maybe I buy other stuff like mineral water, tin can nescafe and ice cream, but normally pay cash. So, other than Petronas products, I'm not sure. The stuff in kiosk are normally expensive.

I did not check whether can redeem Syntium engine oil with TP. Anyone knows ?

tinkerbel,
yeah, I'm not travelling that frequent already (read: reduced TP ), otherwise I will exchange for a medium size luggage. I already have a cabin and another very large hard-case trolley luggage bag already. Just missing the middle one.

Underhill,
For CC application, you can use photostat/printed (downloaded) CC application form. Then can fax it in also. Super-blur copy

muscaa,
Confirmed Petronas voucher can buy Syntium engine oil at Petronas station. I have tried it previously. But not sure on other kiosk goodies like Mamee, Cornetto ice cream, mineral water, etc.

---

Added on August 4, 2008, 9:34 amUpdate: Just checked my MBB online banking.

Pumped Petronas on 2nd Aug (transaction date). Posted on 3rd Aug. Still 5x TP

Forgot to mention I also paid PDRM summons at MBB TP Fair, got 1x TP points only. Can PDRM pay by CC anywhere ? I think I got some DBKL summons too. JPJ, I think clear, otherwise cannot renew road tax

For those who follow this thread closely, recently I mention MBB rejected my permanent increase for CL. It was rejected Just now I saw they give me another 5k CL increase Cakap tak serupa bikin... Means total this year I got 10k CL increase


This post has been edited by cute_boboi: Aug 4 2008, 09:34 AM

muscaa,
good ah, i'm waiting for my petronas card to reach, hope can pump and get lot of TP
Since I got the MBB Petronas card, I have pumped around RM890 which translate to 4450 TP


PDRM summons can pay online with cc but their discount was over already (ended 31 July)
Could you get summon discount at MBB TP Fair?
DBKL summons can ask for discount at DBKL building Jln Raja Laut
My parking summon RM70 down to RM50 only. i.e. discount RM20
Don't want to pay DBKL first. KIV


wah you got so much of credit limit, RM15k??
shh... more.

I noticed that a lot of banks do increase your CL after a year or 2, so far i know citibank, HL, Alliance etc like to do that. But very scary lah with too much of credit
Citibank never increase mine before. MBB also. All have to manual request for increase.

but i heard that traffic police JPJ and local councils are all linked already
Is it ? My parking summon was >1-2 years ago, still can renew my road tax I know insurance cover note and JPJ is linked already. DBKL summon is this year, so wait it to ripe first.

I did a backward calculation based on Oanda.com history forex rate. Both SGD and HKD to MYR for MBB Amex Credit Card is at 2% (+/- less than 0.1%)

MBB Plat is 120k p.a.

Recently I used Citibank CC to purchase online (USD1.00 only ) Very straight forward. Just enter CC number, expiry date and last 3 digit. No call, no problem.

Your company firewall blocks/restrict access to certain websites. Becareful, you may be logged/track/audited.

Update for CIMB Fair @KL Convention Centre:

Summary: Dissapointed.

It is a home furnishing shopping fair as advertised, where most of the items needs to purchase with cash. e.g. Sharp 108" Plasma TV at RM388,888. Yes, you read right.

If you want to do iron grill, door/window, outdoor water filter, electronics (Panasonic, Sharp, LG, Samsung, etc.), curtains/blinds, buy new house/shop, then it is the right place to shop. I did not see they put the points to redeem big big. Mostly small small only.

ah... yes, you are right. It's like the deco fair @MV.

Forgot to update, there are CIMB & DA staff/agents, but just a few fellows located in the middle between Hall 1 & 5. Not aggressive. If compare to MBB TP Fair agents, I would rate just 20% of the people quantity and aggressiveness in approaching me. Similiar on the spot approval to purchase things INSIDE the CIMB fair only.

Well, initially I thought is RM38,888 , then I count got five '8'. Then I thought 388,888 points, which is consider very cheap ! Then read again, got 'RM' in front. Anyway, they place two promoter girls in front of it.

yes, chatting only. I thought want to apply to upgrade my DA to plat or maybe apply CIMB, but only one person approach me. Not aggressive at all. In the end, I didn't apply.

adoi... MBB speaks engRish since long time ago When you fill up to apply MBB Pet-plat, did you tick Plat ? Otherwise, I think they default to Gold. I tick plat, I got plat

I think like MBB fair, if you plan to purchase with cash, you can get similiar or better deals outside. However, take note they are offering discounts for CIMB card holders, but how much cheaper it is, I did not really compare in detail, as I don't have anything to buy and I don't have full day to walk there.

I think non-malaysian should be able to get, but since you don't have income tax return or any proof of income, I don't think bank will give you one. The other way is to deposit 100k-300k and get complimentary CC.

Just tried login Citibank. No problem. Now paying bills

Phone bill claim company la
Wow, I'm better. One approach me. A youngster (around 20-25 years old) left within <10 sec. Not sales trained or maybe just a part-time college fellow

TeraPox,

LOL. I think maybe the reason is no competition, only CIMB there. I remember during PC Fair Apr'08 at KLCC, there are many banks offering CC at a corner (Hall 1?). All of the staff/agents are very aggresive and approach every tom, d*** and harry. Same weekday lunch time, not weekend.

Although I don't really like those aggressive approach, but I think that's the way to do face-to-face sales to stranger, but just in a proper manner.

vin_ann,

Are you trying to create the first login thing in Citibank ?

Shinichi,

Those who work in bank can get special rate loan, free annual fee CC (no need spend RM2 to call up the banks ), and higher grade. e.g. can get gold card even though qualify for classic card only.

Got an SMS from HSBC they will courier the CC to me. If don't receive within 1 week, bla bla bla. Please ignore if <something> method of card collection.

My application was rejected last year also. Actually I was rejected twice in the span of 1 year. BTW, my monthly salary goes into HSBC.

Recently, HSBC telemarketers called me (5 yrs waiver), and I submit again. Last week received the visa gold card with 29k CL 2nd highest CL after MBB, but is good for emergency purpose.

Anyone heard of MBB MSOS ?

Goto maybank2u website
-> Online Cards (Left bar)
-> Scroll down Maybankard's Secure Online Shopping
-> Register Now (right bar)

I think it is something security check for online shopping using MBB Visa & Mastercard only. Need to register for each card, if you want to use all for online shopping. Or just register one card if you always use that card.

Previously, around 2x-3x basic salary. After that, CL increase is based on spending, payment, etc.

No benefits. Same as any other CC. Free for life *

* Previously must swipe minimum RM300. Now changed to 2x swipe per month to waive RM3.95/mth fees.

I used MBB CC overseas, never inform them, no problem at all. Banks/restaurants never doubt or ask me before. But it is advisable to inform bank to prevent fraud overseas charges, etc.

But I do agree all banks Customer Service sucks.
MBB = Malaysia Boleh
SCB = Refer my horror story here
Citibank = Always sell out my data to tele-marketeers
HSBC = Recently just got the CC, immediately the next day, tele-marketeers call to ask for home loan


My opinion is as long as it is local ppl serving you for classic/gold, you'll get the same type of service. Maybe platinum/preferred/higher up will have better service (I hope!)

FYI, Flex is one of the 2nd cards (if not 3rd/4th) to offer free for life*** without the need to call up the bank to ask/beg for waiver every year. This is followed by Citibank Choice, and the rest of the story. There is no best card, it always change depending on your lifestyle and offer/promotion given. So, who's the monkey here?

Actually, DA is the first to offer free for life without condition

*** but must swipe 2x / mth