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 Latest mortgage rate for housing loan packages, All Mortgagers are welcomed to post...

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sheakhu
post Dec 30 2009, 12:21 AM

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Guys,
Friend of mine bought a double story house in Shah Alam, so far SC offer her 70% loan, any other banker here to offer more then what SC offer?
Terel
post Dec 30 2009, 12:57 AM

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Got it. I've pm-ed you. I'd have to review the documents collected from your friend in order to get a clearer picture on the maximum margin of financing that can be offered.
Klesk
post Dec 30 2009, 10:45 AM

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House type: townhouse
Location: Selayang, Selangor
Price: RM 225k
Loan amount: 90%
Loan tenure: 30 years

did i provide enuff information?
Terel
post Dec 31 2009, 09:24 AM

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Hi klesk. Check your inbox? Looking forward to your reply.
jep
post Dec 31 2009, 02:52 PM

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From: Key Ell, Blkg



House type: Terrace house 2 storrey
Status: 2nd hand
Location: Sunway Gombak
Price: RM 350K
Loan amount: 90% or more?
Loan tenure: 32 years

Please PM me :-)
vdfoo
post Jan 1 2010, 01:50 PM

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i'm looking for a home loan for my following unit:

House type: Serviced apartment
Status: completed
From: developer (developer unit)
Land: leasehold (85 years more)
Location: Sri Kembangan
Price: RM 263K
Loan amount: 90% or more?
Loan tenure: 30 years

please pm me? thx thx biggrin.gif
epalbee3
post Jan 1 2010, 04:56 PM

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I still have a home loan with bank at about 80k with interest of BLR+0.2.

If i refinance, will it be better? I believe interest now is BLR-1.8, which is quite a lot.

I take from public bank.
sheakhu
post Jan 1 2010, 10:10 PM

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Our New First-of-its-kind product which is not following BLR but following Bank's FDR(Fixed deposit rates)
Interest rates would be FDR + 1.25% if MOF >80% or
FDR +1.15% if MOF <80%

FDR = 12mths FDR rates at 2.5%,

1, MOF 90% + 5 % for capitalization of MRTA (optional) & Legal fee, Stamp duty & other disbursement fee including valuation fee if applicable
1. No penalty & lock-in if property sold, settlement via cash/EPF
2. can opt for Flexi Loan (full flexi loan)





Any comments on this.....
xueping
post Jan 1 2010, 11:05 PM

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House type: Terrace house 2 storrey
Status: 2nd hand
Location: bandar botanic, Klang
Price: RM 265K
Loan amount: 90%
Loan tenure: 30 years

pls PM me what are the packages for lowest overall payment for the 30 yrs.

This post has been edited by xueping: Jan 1 2010, 11:06 PM
Terel
post Jan 2 2010, 01:36 AM

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Hi guys, I've pm-ed you. Do check your inboxes.

Hope to hear from you soon.

Happy New Year everyone at lowyat.net!
ooshaolinoo
post Jan 3 2010, 12:55 AM

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Can anyone provide me the best package for details below:-

New Purchase
Terrance House Double Storey (under construction - To be completed in 1.5 years)
Property Value = RM349K
Loan: 90%
ZEC or NZEC
Loan Tenure: 30 yrs
Terel
post Jan 3 2010, 11:43 PM

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Hello Ooshaolinoo... do check your inbox for my suggestion.

uekov
post Jan 4 2010, 02:42 AM

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From: Klang


i'm looking for a home loan for my following unit:

House type: Terrace house 1 storrey
Status: 2nd hand
Location: Kapar, Selangor
Price: RM130
Loan amount: 90% or more?
Loan tenure: 30 years

please pm me? thanks


Added on January 4, 2010, 2:42 am
QUOTE(uekov @ Jan 4 2010, 02:42 AM)
i'm looking for a home loan for my following unit:

House type: Terrace house 1 storrey
Status: 2nd hand
Location: Kapar, Selangor
Price: RM130 (typo error should read RM130,000)
Loan amount: 90% or more?
Loan tenure: 30 years

please pm me? thanks
*
This post has been edited by uekov: Jan 4 2010, 02:42 AM
rssw83
post Jan 4 2010, 10:21 AM

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Please pm what are the package from bank has the best loan rate.I will need to borrow from the following panel banks:-

a)Ambank
b)CIMB
c)OCBC
d)Alliance
e)EON

House type: Terrace house 2 storrey
Location: alam sanctuary phase 3,seri kembangan
Price: RM 621K
Loan amount: 90%
Loan tenure: 25-30 years

thanks a lot....
skng03
post Jan 4 2010, 10:42 AM

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House type: 2 storey inter. link house
Location: Bandar mahkota cheras, JLN Bentara, section 5
Value: +-250k
Previous Loan amount: 153K/ 25 years/ Citibank
Rate: Blr+ 1% or Blr+ 2% can't remember
Repayment : RM1020/ month
Balance : +-RM95K


I'm thinking of refinance the above property, cash out RM100k+ for business capital, full flexi laon. Pls offer the best rate/ pakage
Already paid installment about 3 years plus, can i get without kena penalty? Previously lock in period is 5 years.
dcblog79
post Jan 4 2010, 11:03 AM

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Can anyone provide me the best package for details below:-

New Purchase
Terrance House Double Storey (completed)
Property Value = RM350K
Loan: 90%
ZEC or NZEC
Loan Tenure: 30 yrs
gunblade83
post Jan 4 2010, 02:33 PM

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Hi Guys,

Could someone pm what are the packages from banks which have the best loan rate:

a)HSBC
b)CIMB
c)OCBC
d)Alliance
e)EON

House type: Terrace House 2 Storey
Location: Kemuning Utama, Indah Residence
Price: RM 440K
Loan amount: 90%
Loan tenure: 30 years

Thanks!
SUSlokideangelus
post Jan 4 2010, 03:44 PM

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From: tyrsflgiugiug
hi sifu's

is the interest rates going to drop ?

Sorry as im a noob in property.
dynamite_nmt
post Jan 4 2010, 04:16 PM

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House type: Condo
Status: 2nd hand
Location: Petaling Jaya
Price: RM400k
Loan amount: 90% or more?
Loan tenure: 25-30 years

Please PM me. Thanks.
chinorot
post Jan 4 2010, 09:35 PM

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for maybank packages

1st 3 years fixed 3.75%
after that blr-1.8
non zec
financing up to 90% from market value.

other queries.pls pm me. offer valid from 1/1/2009 to 30.6.2009.


Added on January 4, 2010, 9:35 pm
QUOTE(lokideangelus @ Jan 4 2010, 03:44 PM)
hi sifu's

is the interest rates going to drop ?

Sorry as im a noob in property.
*
i believe it will be increased

This post has been edited by chinorot: Jan 4 2010, 09:35 PM

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