@vin_ann,
No he hasn't told me his HSBC terror. Ah well, I could choose to use UOB or HSBC, I haven't quite decided *grins* but until I've accumulated 187k points on my Citibank, I ain't going to change my primary card

I use Citibank card because their international promotions are awesome.

@DDSFan8,
International promotions? Like what for example?

I'm particularly interested to hear about this HSBC horror story.

Guess everyone would have some bad stories to tell about their credit card provider. With HSBC, I went through the stage of unhappy, funny and now happy (satisfied so far).

This post has been edited by hye: May 20 2008, 10:36 PM

their website got. Click on international privileges

Yeah,come one....can somebody tell their horror story about HSBC?

few months back i posted my HSBC bill at RM0.10 , and credit limit RM1. i m premier account holder.

i have nothing sad about HSBC. all is smooth from the 1st day until now.
and it's is my 1st CC.

Redeem gift got no problems at all.

That's one heck of a mistake that HSBC did to you ? Tell us more of the story and the ending of the story as well. (Especially if they compensated you for this mishap)

i cancelled my cards ,they sent back without calling me, few weeks later when i was free i walked in n cancel again,they ask me to settle a few cents charges which they charged me for late payment for the annual fees ( which was the reason y i cancel card) , the officer waived the few cents, all done and fine.

another gal call in ask me to keep at least 1 card, i keep 1 card,they send again. the monthly bill came, i owe them 1cent, and my credit limit is RM1 ( i posted the snap of the bill at here b4), i keep quiet n keep the card until now. i think i need not ask them to check my account status with them, coz the officer who handle my premier account know i wont take any card from them. i m OK with HSBC, but sorry for the cards.

hmm..i think not much difference when i calculate back the conversion rate....it like normal conversion rm1=2800 rupiah...their charge like 28XX....not much also...

1. Copy of NRIC (both sides) or passport, including supplementary applicants'
2. Latest income tax return (Form J)
3. Latest 2 months' salary slip; and
4. Latest 3 months' savings account activity/current account statements


i have 1,3 and 4, i just work for 5 months fresh.. i do not have Form J, can it be substitute by EPF statement??

You mean credit card application ? Yes, it shouldn't be a problem. Normally you can just make do with salary slip but the bank may ask for additional documents.

juz wondering.. ist possible for maybank cc holders to increase the current credit limit? other than having increased salary..??

If you call them and ask about this question, they'll definitely ask for your new salary slip. (Most probably 1-3 months salary slip) Otherwise

- You need to put in a lot of money in FD
- Automatic upgrade which is offered once in a blue moon, provided the bank thinks you are entitled to it.

I did twice with MBB. Both times also I hit the credit limit usage continuously every month due to company expenses. No changes in my salary, and MBB did not request for any documentations.

thats more like temporary increase.. rite? or.. ist permanent?

@fikrie,
No harm requesting right?

yes, cc application.
i'm working from mon-fri, can i mail/fax the documents to them? or they need to see the ori docs?

@IceBikers,
They don't need to view the original so just fax a copy to them