no.

just dun know why the CS told me this thing.

yeah. u right.
never bother about the interest.

oh, u remind of my 2% DA cash rebate. still not yet go to check yet. statement until now still have not reached.

@Tinkerbel , snowfish

yes, check online. but it's still the same, dun have any rebates.

worse, my due date is shown as 16 April 2008

now want to waits for the statement to come.

@ Tinkerbel, shinichi,

from the online, i see got no any rebates on it.
somemore the system show is wired and very confusing.

@ Tinkerbel,

comparing DA's statement, it's just plain black n white n with minium logo design, no fancy thing, no promotion....

while others bank, it's red, blue... and promotion things... and many more. haha

conclusion, who cares. haha

pump at kiosk.
receipt ar? abit hard to find back.

btw, each time your paying via CC, do your have keep ur receipts n the CC slip receipt?
if yes, for how long?

i was like trying to keep for 1 months, then throw...

like few days ago, im also meet with the OCBC sales person stationed at the ATM hall until late night.
it's not the bank policy but it's the sales person too desperate and need to hit the target.

they keep asking and promote the upgrade of card and limits. so im just simply said the impossible get Robinson card can o not, he said can also...

if follow rules, im already have my Great Eastern CC, im can not apply for the Robinson card, dun know what he can do.

but when the time the card was launched, the sales persons said i got GE card, and i cant have Robinson card.
anyways, it's damm freaking expensive the annual fees, RM300. waiver 1st year, after tht swipe 3 times per year will get waiver...

anyways, din plan to activate it, if i do received the card.

@ Tinkerbel,

thanks for advise. btw, with so much of CL, i dont thinks i need to request increase CL in near future n far future.

going to start cancelling 1 by 1, now i got fax machine... hehe...

@Tinkerbel

my spending never hits any credit limits, except the 1st time brought laptop. other than that, my spending is far far below CL.

@vin_ann

when i got my HSBC, never expect CL of RM4,000. 1st got the card, brought lappie RM3,799. i try to swipe for hotel deposit when im in Penang not long after tht, but it's failed.

since then, spending never hits 1k. tht time, even use my HSBC to swipe at petrol station kioks each time roughly about RM5.

i thinks coming will be hits 1k, as petrol hike n driving also.

@Tinkerbel

5-6 years down the road ar? i really cant imaging where im going to be.

but for sure now, i try to cut down my CC spending, previously spend little bit more than usual.

ya. now only spend on necessary need only.

@ Tinkerbel

then it's the time i looks to increase my income.

@Tinkerbel,

do u have any simple standard of termination of CC letter??

or any1 got?

@ Tinkerbel,

thanks.
btw, im just remind, tht day the OCBC sales person told me that, if u wan to cancel, u can called and request them to fax the sample letter to you to fill in n fax back to cancel.

hmmm, sound interesting. going to try it.

@yks

thanks you very much.

1st page updated.

This post has been edited by vin_ann: Jun 24 2008, 01:49 PM

u got time to walks into UOB / Citibank / HSBC / OCBC bank?

it's was accumulated over the years.

1st HSBC

2nd OCBC, aunty helps apply.

3rd Citibank - buy myvi car got promotion, interest 3.88% n get RM1,000 discount on initial deposit swipe using citibank card.

4th UOB - pump petrol n carrefour got rebates.

5th DA - got ACCA affiliation on it.

at least i din simply apply.