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 Credit Card Thread V3, Everything about Plastic World Fantasia

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TSvin_ann
post Jun 17 2008, 05:15 PM

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@ Tinkerbel

low market = classic card
middle market = Gold card
up market = Platinium card
highest End market = Black card.

ops... shd have term is as High End market.
TSvin_ann
post Jun 18 2008, 07:59 AM

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damm bad luck yesterday. i kena saman. cry.gif

wondering whether police station do got accept credit card for the compound?

This post has been edited by vin_ann: Jun 18 2008, 08:02 AM
TSvin_ann
post Jun 18 2008, 08:16 AM

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QUOTE(navilink @ Jun 18 2008, 08:08 AM)
wah...got such thing one? police now using credit card terminal to handle transactions hahaha...later they forgot to do settlement then we mah untung lor!
*
i dun know ma. tht y im asking la.
but i thinks police still prefer cash than card.
this months budget blows. rclxub.gif
TSvin_ann
post Jun 18 2008, 11:04 AM

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QUOTE(WaCKy-Angel @ Jun 18 2008, 10:52 AM)
Police station = NO

If those booth in shopping complex maybe got
*
thanks.

need to buat rayuan, reduce compound.
TSvin_ann
post Jun 18 2008, 11:02 PM

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just now back from OCBC jln ampang. tell your something tht your wont believed.

there are 1 gang of credit card sales person inside the ATM halls.
every1 who come in banked or withdraw also cant escape from them.

they keep promoting for the upgrade to Gold card. so surprise to see got people in there at night time. scary man...
TSvin_ann
post Jun 19 2008, 08:42 AM

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QUOTE(tinkerbel @ Jun 18 2008, 11:14 PM)
@vin_ann,
Just shows how bad the market is smile.gif
*
he said he want to meet quatation.

QUOTE(TeraPox @ Jun 18 2008, 11:56 PM)
@vin_ann

so, u escaped?
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good Q. im trapped. sweat.gif falls for RObinson card which i request myself. the wired thing is, im not qualify for tht card, just likes the design. so i just simply request for it, whose know the salesperson said can be done. doh.gif

FYI, Robinson card is a platinium card. annual fee is RM300. Swipe 3 times per year at Robinson @ The Garden will entitle waiver. others than that, no waiver. thinking back, it's quite scary, need to swipe 3 times @ Rabinson.
will just keep the card wont activate, if i really got the card.

QUOTE(charymsylyn @ Jun 18 2008, 11:58 PM)
You can pay using Visa/Master and Bankcard cards at Bukit Aman traffic counter. The rayuan counters are open Tuesday and Thursday, you can take a number for rayuan first and join the payment queue afterwards.
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oh, that goods.
I need Rayuan. the rayuan counters only opens on Tues n Thurs? thanks.
btw, lorong bandar police station n bukit aman traffic station got any different?
TSvin_ann
post Jun 19 2008, 09:03 AM

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QUOTE(TeraPox @ Jun 19 2008, 08:52 AM)
robinson platinum is abit like One Platinum...

requirement quite low... 48k... if i'm not wrong....
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but during their 1st launch when Robinson was opened, there are Robinson CC sales person every floor, and i asked one of them, they said im not qualify for it, as im already got Great Eastern CC already n my salary definately not fullfill as well.
TSvin_ann
post Jun 19 2008, 09:13 AM

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QUOTE(Riddhy @ Jun 19 2008, 02:05 AM)
what is the eligibility /requirements for AMEX credit platinum or UOB Preffered Platinum
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btw, why bother to get CC in msia?
just ask ur parent to give u a supplementary card. then problems solved.
TSvin_ann
post Jun 19 2008, 10:23 AM

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QUOTE(tinkerbel @ Jun 19 2008, 09:16 AM)
@vin_ann,
If U don't qualify then don't qualify lah.  Y bother with so many credit cards?!

@Aeon_Clock,
Lady was friendly at first, but turned a little unfriendly when I asked about their Platinum cards.  She was 'helpful' in answering some of my queries but unhelpful in wanting to give me more information about the credit card I wanted.  Instead, she asked me to put RM100k to become a Priority Banker and with that, I just might get an invitation for their MBB Amex Plat.

@Riddhy,
vin_ann has a point.  If it's for emergency purposes, ask the folks to issue u a supplementary.  If ur folks refuse to issue U one, it's probably because they know ur spendthrift habits and do not want U to get into debt.
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QUOTE(TeraPox @ Jun 19 2008, 09:35 AM)
CC is for the sake of convenient. dun force yourself to get one if you don't qualify... even if you manage to fool the bank@ the beginning...the last one being fooled will only be yourselves.
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thanks for comments. will be always remind of myself.
some how i dun know how to reject the sales person. keep seduce me.
TSvin_ann
post Jun 19 2008, 10:31 AM

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QUOTE(JamesPond @ Jun 19 2008, 10:25 AM)
Flexi-pay for all merchant
1. CIMB / DA - i-pay plan min RM1,000 for 10 months installment only with 1 off 3% interest charge.
2. EON
3. UOB
4. AMEX Charge Card, not credit card
5. Citibank?
6.
7.

What is the rate for citibank?
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for details i-pay plan linkage is posted on 1st post.
TSvin_ann
post Jun 19 2008, 01:55 PM

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OMG... just now received a call from some1, he know my names and asking me whether i got own credit card debts n need any loans for it? he claims to know me personally by saying i apply CC from him last time and by stating where i works, but it's all wrong.

so scary, wondering how he can get my phone numbers. some1 in bank or the CC sales person sells the information to him ???

i can sense he is from finance company aka tai ee long...

This post has been edited by vin_ann: Jun 19 2008, 02:15 PM
TSvin_ann
post Jun 19 2008, 02:42 PM

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QUOTE(tinkerbel @ Jun 19 2008, 02:17 PM)
@vin_ann,
He could have just picked up ur number from some directory, or perhaps ur name card?  U shouldn't reveal any information to him.
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name card? my previous firm just give me 10 name cards sweat.gif . it's type somemore.
i just keep deny all, and fast fast hang up.

QUOTE(JamesPond @ Jun 19 2008, 02:19 PM)
anyone took the citibank flexi pay or not?
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what u wan to know, pls state, then we only can help u ma.
TSvin_ann
post Jun 19 2008, 02:50 PM

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QUOTE(kuya @ Jun 19 2008, 02:47 PM)
@vin_ann,
i experience same situation last 2wk, turn out that guy use to be the person i'd apply cc last time. he kept customer record who apply cc from him while he worked at the bank prviously. after cabut from bank and establish own cc debt resolution company with 0% installment method, he start calling the customer offering the service he'd provide... better not to disclose any information to whom ever caller if unsure.

@tinkerbel,
thank for the input.
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yaya. how you find out all these?

btw, my DA din gives me 2% cash rebates for petrol. cry.gif

TSvin_ann
post Jun 19 2008, 02:59 PM

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@Tinkerbel

last time i use to received a lots of calls. but now seems dissapear. haha. it's a good thing.
TSvin_ann
post Jun 19 2008, 03:17 PM

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@ JamesPond

i thinks Citibank can not. the merchant have to be in their list. it's better to call up to seeks for advice from citibank customer care. no harm waste few ringgit to find out rather than charged the card then only call for request flex payment.

@ Kuya
lucky you know. thinks back, i never bother to know the CC salesperson name sweat.gif RHB travel 5% for all petrol station?

@Tinkerbel
ya, still have to live with it.


TSvin_ann
post Jun 19 2008, 03:38 PM

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QUOTE(arsenal @ Jun 19 2008, 03:18 PM)
mine got deducted....anywhere, 2% also valid for all the things at petrol kiosk also... biggrin.gif
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urs got but mine not ma. so can i say ur statement is in-correct? tongue.gif
got any term n condition to qualify the 2% cash rebate?

@kuya
lucky until Aug, else kena seduce to apply again. sweat.gif
TSvin_ann
post Jun 20 2008, 12:40 PM

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argh...
im suddenly lost hope on Citibank. just now i received an sms from Citibank (62002) stated:

P&C. Your Citibank creditcard no xxxx xxxx xxxx 1234 is past due with amt Rm5854.00 as at 19Jun08. Kindly call us @ 03-23834596. Pls disgard if you have paid.

the problems is i didnt own this card. my current CC is ended with 4321.
dammmm...
i cant verify now as i din bring my card with me.
TSvin_ann
post Jun 20 2008, 01:34 PM

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To all,

just now called the citiphone. since i dun have CC card number, they use my IC to looks for the info.

1st time attempt - within 1 caller ring tone, got CS pickup my call. rclxms.gif i asked him to check my account and complain about the SMS. he said my account is normal, got no any big amout due. he need the details of SMS i received, but im not so sure about the card number in the SMS and amount. he say, i need to get the details of SMS n call back for them to investigate.

2nd time - after copy down all the details, i called in again. this time is a female CS who answer my call, need to wait about 10 second to get my call asnwered unlike the 1st attempt. this time, when im ready to complain, she said the SMS is not mean for me, but it's for the previous person. sweat.gif

i was like speechless. i have been using my number since college time back in 2003. She said, Teleco got recycle the phone numbers and the record was not updated by the previous person. She said, there are few cases also same likes my case.

now im back to normal. btw, im amused by the CS waiting time. less than 30 second for the two calls. if i were to calls to DA (my recent experience) was like waiting in hell, wait until ear also become hot. sweat.gif


TSvin_ann
post Jun 20 2008, 03:48 PM

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QUOTE(SnoWFisH @ Jun 20 2008, 03:18 PM)
vin_ann: did u get ur rebate back from DA?

i got sms from 62002 as well, but its from CIMB DA telling me that mph can get 15% discount...
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2% of Rm70 petrol. now dun have the mood to checks it out online, waiting statement to come then see how.




TSvin_ann
post Jun 23 2008, 01:00 PM

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btw, tht day when im called to Citiphone to checks on my accounts, the CS told me that im qualify for the personal loan sort of.

no documents required, just called in, request, and the money will be banked in to your bank within 6-7 days. she said this kind of loan is only for those who are prompt pay master.

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