Credit Card Thread V3, Everything about Plastic World Fantasia
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 Jun 27 2008, 12:41 PM
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#161
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All Stars
10,912 posts Joined: Feb 2006 
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@ Tinkerbel
oic, that i mean im also got the late payment some months back?  but its impossible. now is my turn to check it out. hehe. @ eric some ppl likes design on CC some likes the benefits some likes the convenient some likes the bank so see which category u in lol... |
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Jun 27 2008, 04:52 PM
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#162
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All Stars
10,912 posts Joined: Feb 2006
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QUOTE(ericpires @ Jun 27 2008, 04:06 PM) Wahh, annual fee for UOB One is RM398 .. lol swipe 6 times per year then waived.  QUOTE(TeraPox @ Jun 27 2008, 04:16 PM) no lar~ it's free leh.... free with terms n conditionsQUOTE(kurtkantoi @ Jun 27 2008, 04:44 PM) Guys..i need suggestion for my 1st cc.Im working for about 10months now.any cc that i can apply?prefer cc with free anual fees.. Direct Access, a truely FREE FOR LIFE. |
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Jun 30 2008, 10:32 PM
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#163
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All Stars
10,912 posts Joined: Feb 2006
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wo...
 lucky my payment was on time. only notice my due date is 2 days before due, quickly so to pay. |
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Jul 1 2008, 11:56 AM
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#164
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All Stars
10,912 posts Joined: Feb 2006
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QUOTE(TeraPox @ Jun 30 2008, 11:35 PM) how come lucky? worse come to worst is to charge u RM5 late payment... lucky im checking on my statements lol...  i got the feel something is due... din thought it's due so fast. |
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Jul 1 2008, 01:20 PM
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#165
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All Stars
10,912 posts Joined: Feb 2006
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QUOTE(iluvena @ Jul 1 2008, 01:16 PM) haishh.. just received letter from rhb. they rejected my balance transfer program. i guess its due to my bad credit history. you have self answred urself. why my credit history so bad? 1) lost my car. i refuse to pay monthly payment coz i wanna claim insurance. quite frequent i didn't pay the payment until my insurance clear. end up i pay 4k more (thanks to car market price dropped at end of 2007)  2) lost my job. no money how to pay? cimb cancel my cc facility. so its a bad record rite? 3) frequent late payment for maybank cc. coz no money also. bad record so. i have a question for you guys. especially tinkerbell (u r so active ya) how long does it takes for me to have a good financial record again? 1 year? 2 year?  the best is forever pay on time. |
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Jul 1 2008, 05:07 PM
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#166
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All Stars
10,912 posts Joined: Feb 2006
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all my CC is foregin bank.
but saving account all is local banks, except 2. |
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Jul 1 2008, 10:22 PM
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#167
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All Stars
10,912 posts Joined: Feb 2006
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finally, i saw my DA petrol cash rebate.
it's only appear after the end of billing cycle. really worried caused by the DA system. |
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Jul 2 2008, 03:27 PM
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#168
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All Stars
10,912 posts Joined: Feb 2006
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these few days, i received few sms from citibank, promoting their credit card rewards.
like spending in famous store, can get 2X rewards points. and also spend on petrol can get points for it. wondering any1 also got received this kind of SMS? |
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Jul 2 2008, 07:11 PM
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#169
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All Stars
10,912 posts Joined: Feb 2006
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@ Tinkerbel
perhaps when u travelling to oversea, you can have a looks at the airport. there got selling samsonites bags. |
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Jul 2 2008, 10:51 PM
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#170
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All Stars
10,912 posts Joined: Feb 2006
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QUOTE(TeraPox @ Jul 2 2008, 08:30 PM) @dr2k3 only for ur preferred platinium OUB card.... yeah~~ citibank must love soitsuagain alot..ahahahaha @tinkerbel for big ones, i rekcon u go and buy from HK... their price is always like 20-30% cheaper than here... buy 1 hard casing one.. good for checking in... _________________________________________________ by the way, i've make use of the new UOB buy 1 get 1 free offer just now @ noble house restaurant... went with 1 friend, total bill around RM180, but after discount only paid RM100... great deal!!! everyone quick quick go and try! |
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Jul 2 2008, 10:58 PM
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#171
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All Stars
10,912 posts Joined: Feb 2006
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One Platinium as well??
hmmmm, but got no friends want to go to such expensive restaurant. better forget about it la... |
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Jul 3 2008, 08:22 AM
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#172
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All Stars
10,912 posts Joined: Feb 2006
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QUOTE(tinkerbel @ Jul 3 2008, 12:42 AM) @soitsuagain, It doesn't matter how much credit U haf 'frozen' if U memang oredi haf a v high CL  @vin_ann, U could alwiz take TeraPox along; he's got the discount card and he can be ur friend to have dinner/lunch with Alternatively, I'm available too *grins*QUOTE(TeraPox @ Jul 3 2008, 03:23 AM) I dun mind to bring any friends along... come come, we go diner.but the card stated...*complimentary meal for the card holder...hiak hiak hiak...  |
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Jul 3 2008, 09:29 AM
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#173
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All Stars
10,912 posts Joined: Feb 2006
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@ Syd G
it's AA style, just can enjoy benefits of great diner meal. @ Tinkerbel fix 1 date, we all go together. haha. @ Hybz it's all depends on which 1 is convenience to you lol... i applied my DA by passing the form to CIMB bank customer service. |
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Jul 3 2008, 01:04 PM
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#174
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All Stars
10,912 posts Joined: Feb 2006
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QUOTE(tishaban @ Jul 3 2008, 12:54 PM) Sorry I don't believe this. MBB has consistently charged 2% on top of the exchange rate. I just checked some of my purchases when I was in Phuket earlier in June and it's definitely has the 2% surcharge compared to the exchange rate on xe.com perhaps the xe.com rate is the net rate, while the rates in visa/master already add in the 2%? Can't recall what Citibank or SCB has been charging me, I haven't used them recently tht y slightly higher. ? |
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Jul 3 2008, 11:04 PM
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#175
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All Stars
10,912 posts Joined: Feb 2006
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OMG...
1st day of the month already passed... have to waits until 1 Aug...  |
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Jul 4 2008, 09:04 AM
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#176
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All Stars
10,912 posts Joined: Feb 2006
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OMG...
just now suddenly received call from my aunty who is HSBC hardcore. she said, swipe 7 times CC, guarantee can get 1 return ticket to Singapore. she even added, HSBC prizes never let people disappointed. |
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Jul 4 2008, 09:11 AM
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#177
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All Stars
10,912 posts Joined: Feb 2006
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@ Tinkerbel
is it? i shd have missed it. busy days. |
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Jul 4 2008, 09:22 AM
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#178
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All Stars
10,912 posts Joined: Feb 2006
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@ Syd G
i do notice the sur-charge, airport tax n bla bla bla. but it's still cheap considering taking flight to SG. i thinks i will swipe for 7 times, petrol RM10 for 7 times. then see how later, might be flying with aunty to SG visits my sister aka makan angin. |
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Jul 4 2008, 10:28 AM
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#179
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All Stars
10,912 posts Joined: Feb 2006
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@ Tinkerbel
beside sister, mother's side uncle, cousin also there. and not forget lots of ex-colleagues, manager, senior, and friends also there. btw, if spend in SG, i can use my UOB, then got chances to win BMW. |
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Jul 4 2008, 09:54 PM
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#180
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All Stars
10,912 posts Joined: Feb 2006
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QUOTE(TeraPox @ Jul 4 2008, 06:53 PM) the accounts dep need works to keep them occupied.. in someway, i'm doing them a flavor... ahahahaha... let's head toward Singapore. haha. I'm a Seelai... but a smart one.... soooo....? ahahhhahahaha couple more swipe to fly to singapore~~~ Weeee~~~~~ Millennium Buffet, buy 1 free 1~~~ weeee~~~~ 50% @ Michelangelo, hartamas~ weeee~~~~~~~~ Rm300 on Angus Steak house and get a bottle of wine free~~~ Weeeee~~~~  |
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